Medicare Advantage
North Little Rock Medicare: 60 Plans for 2027
Pulaski County has 73 Medicare Advantage plans for 2027. Compared with 2026, 16 plans are not coming back, 12 are new, and 31 continuing plans changed in some way you should check before December 7, 13 of them under a new name. This guide covers what those numbers mean for North Little Rock, not which plan to pick.
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Medicare in North Little Rock: 60 Medicare Advantage plan options available in Pulaski County for 2027 from 10 carriers.
Key takeaways
- Pulaski County has 60 Medicare Advantage plans available for 2027, offered by 10 different carriers.
- CMS Landscape data shows 0 stand-alone Part D drug plans specifically listed for the county in this snapshot — most drug coverage locally comes bundled inside Medicare Advantage.
- The Annual Enrollment Period runs October 15 through December 7, and the Medicare Advantage Open Enrollment Period runs January 1 through March 31.
- The Part D out-of-pocket cap is $2,100 in 2026 and $2,400 in 2027. The Part D maximum deductible is $615 in 2026 and $700 in 2027.
NORTH LITTLE ROCK, Ark. — If you're sorting through Medicare choices this fall, here's a simple truth: you have a lot of options. North Little Rock is in Pulaski County, where 60 Medicare Advantage plans are available for 2027, according to the Centers for Medicare & Medicaid Services (CMS) Landscape data. That's a healthy menu — and it's also a lot to sift through before the December 7 deadline.
This snapshot is about counts, not comparisons. We won't tell you which plan to pick. But knowing what's out there is the first step to making a confident choice.
What the numbers look like locally
Pulaski County, which includes North Little Rock and Little Rock, is home to about 66,665 residents age 65 and older. For 2027, they can choose from:
- 60 Medicare Advantage (MA) plans, most of which include prescription drug coverage (MA-PD).
- 9 different carriers offering MA-PD plans in the county.
- 0 contracts rated 4 stars or higher in the county's current Star Ratings snapshot.
Star Ratings are CMS's 1-to-5 quality scores for Medicare plans. They can be a helpful signal, but they're just one factor — and ratings can shift year to year.
Why the plan count matters (and why it doesn't)
Having 77 Medicare Advantage plans on the shelf doesn't mean you should compare all 77. Plans differ in the doctors and hospitals they contract with, the drugs they cover, and how they handle referrals. The right question isn't "which plan is best?" It's "which plan fits my doctors, my prescriptions, and my budget?"
That's a personal answer — not a headline answer.
What about stand-alone drug plans?
The CMS Landscape file for Pulaski County shows 0 stand-alone Part D plans in this local snapshot, meaning most people who want drug coverage will typically get it built into a Medicare Advantage plan (an MA-PD). If you have Original Medicare and need drug coverage, stand-alone Part D options are still available nationally — the Medicare Plan Finder at medicare.gov is the definitive tool for what you personally qualify to enroll in.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Pulaski County
(MA penetration in Pulaski County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
Program-level changes to know for 2027
A few things apply to every Medicare beneficiary, no matter which plan they pick:
- Part D out-of-pocket cap: $2,400 in 2027. Once your out-of-pocket drug spending hits that amount during the year, you pay $0 for covered Part D drugs the rest of the year.
- Part D deductible: up to $700 in 2027. Plans can charge less, but not more.
- No more "donut hole." As of 2025, Part D moved to a simpler three-phase structure.
- Medicare Prescription Payment Plan. This is an optional program that lets you spread your drug costs across the calendar year in monthly payments instead of paying at the pharmacy counter.
- IRMAA. Higher-income beneficiaries pay income-related surcharges on Part B and Part D. For single filers in 2026, IRMAA begins above $109,000 in income.
Key dates to circle
- October 15 – December 7: Medicare Annual Enrollment Period. This is when most people join, switch, or drop a Medicare Advantage or Part D plan for the following year.
- January 1 – March 31: Medicare Advantage Open Enrollment. If you're already in a Medicare Advantage plan, you get one chance to switch to a different MA plan or return to Original Medicare.
Where to get unbiased help
You don't have to figure this out alone, and you shouldn't rely on a single ad or mailer. Free, unbiased help is available:
- Medicare.gov — the official Plan Finder shows every plan you're eligible for based on your ZIP code and prescriptions.
- 1-800-MEDICARE (1-800-633-4227) — available 24/7.
- Arkansas SHIIP — the state's State Health Insurance Assistance Program offers free one-on-one counseling. Call 1-800-224-6330.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans are offered in the North Little Rock area for 2027?
When can I change my Medicare plan?
Do I need a stand-alone Part D plan if I choose Medicare Advantage?
What is the Part D out-of-pocket cap in 2027?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
Also for North Little Rock
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This page was last updated: October 1, 2026.