Medicare Advantage
Got an ANOC in Rancho Cucamonga? Read it Now
For 2027, Rancho Cucamonga is looking at 75 Medicare Advantage plans from 17 carriers: 14 new, 17 gone since 2026, and 32 continuing plans that changed something in their terms, with 20 plans renamed. Below, how the lineup shifted in San Bernardino County and what to compare, with no plan ranked or recommended.
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RANCHO CUCAMONGA, Calif. — If you have a Medicare Advantage plan here, this fall's mail is worth opening carefully. In San Bernardino County, which includes Rancho Cucamonga, 17 Medicare Advantage plans are set to leave after 2026, 14 new plans are launching for 2027, and about 20 more are being renamed. One carrier, Central Health Medicare Plan, will not offer plans in the county next year at all.
Key takeaways
- 17 Medicare Advantage plans are leaving San Bernardino County after 2026, and 14 new ones are launching for 2027; if your plan is ending, you have a Special Enrollment Period through the end of February to switch.
- Central Health Medicare Plan will not offer plans in the county next year, so its members will need to pick a new plan or return to Original Medicare.
- About 20 plans are being renamed for 2027 — a new name alone does not mean your coverage is different, but always read your Annual Notice of Change (ANOC).
- The Annual Enrollment Period runs Oct. 15 – Dec. 7, 2026, and Medicare Advantage Open Enrollment runs Jan. 1 – March 31, 2027.
That means a chunk of local members will need to make a choice during the Annual Enrollment Period (Oct. 15 – Dec. 7), and a smaller group will get extra time under a Special Enrollment Period. Here is what is changing and what to do about it.
Plans leaving Rancho Cucamonga after 2026
Seventeen Medicare Advantage plans offered in San Bernardino County will not renew for 2027. If you are enrolled in one of these, your carrier is required to send you a non-renewal notice, and you will need to pick a new plan or you will go back to Original Medicare on Jan. 1.
The plans not returning are:
- Alignment Health Honor+ Plan (HMO)
- Alignment Health My Choice Select (HMO)
- Alignment Health the ONE (HMO)
- Astiva Health Premier Plan (HMO)
- Wellcare Giveback (HMO)
- Central Health Classic Care Plan I (HMO)
- Central Health Embrace Care Plan (HMO C-SNP)
- Central Health Embrace Choice Plan (HMO C-SNP)
- Central Health Medicare Plan (HMO)
- Central Health Part B Savings Plan (HMO)
- Central Health Valor Care Plan (HMO)
- Champion Select (HMO-POS C-SNP)
- Humana Gold Plus H5619-148 (HMO)
- Kaiser Permanente Dual Complete South P1 (HMO D-SNP)
- Molina Medicare Choice Care (HMO)
- SCAN Affirm partnered with Included LGBTQ+ Health (HMO)
- SCAN MyChoice (HMO)
Central Health Medicare Plan is the one carrier fully exiting San Bernardino County. Every Central Health member will need to make a change.
New plans for 2027
Fourteen new Medicare Advantage plans are entering the San Bernardino County market for 2027. They include:
- Aetna Medicare Chronic Care (HMO C-SNP)
- Alignment Health Honor Plus 060 (HMO)
- Astiva Health C-SNP Bloom (HMO C-SNP)
- Astiva Health C-SNP Fountain (HMO C-SNP)
- Champion Compass (HMO C-SNP)
- Champion Home (HMO C-SNP)
- Champion Secure (HMO C-SNP)
- Clever Care Breathe Select+ (HMO C-SNP)
- Clever Care Total Choice+ (HMO C-SNP)
- Humana Gold Plus H5619-191 (HMO)
- Imperial Flex (HMO C-SNP)
- SCAN Costco Medicare Advantage (HMO)
- SCAN Inclusive (HMO)
- SCAN DaVita Dialysis Care (HMO-POS C-SNP)
Many of these are Chronic Condition Special Needs Plans (C-SNPs), designed for people with specific long-term conditions like diabetes, heart failure or COPD. They are not general-market plans — you must meet the medical qualification to enroll.
Renamed plans — same coverage, new label
About 20 plans are being renamed but appear to continue in some form. That includes several Aetna Medicare Prime plans, a long list of Alignment Health C-SNPs, Wellcare Health Net Dual Liberty (formerly Wellcare Dual Liberty), two AARP Medicare Advantage from UnitedHealthcare plans, and the plan now called SCAN DaVita Dialysis Care Complete (previously VillageHealth).
A renamed plan can still have changes to its premium, deductible, network or drug list. The only document that spells out exactly what is different for your plan is your Annual Notice of Change (ANOC), which arrives by late September. Read it before you decide to stay put.
What a member should do right now
1. Open your mail. By now you should have received either a non-renewal letter (your plan is leaving) or an ANOC (your plan is continuing with changes). Do not toss these.
2. Check the table below. It lists every Medicare Advantage plan offered in San Bernardino County for 2027. Cross-check your current plan's name against the list of plans leaving above.
3. Know your deadlines.
- Annual Enrollment Period (AEP): Oct. 15 – Dec. 7, 2025. Anyone with Medicare can join, switch or drop a Medicare Advantage or Part D plan. Your choice starts Jan. 1.
- Medicare Advantage Open Enrollment (MA-OEP): Jan. 1 – March 31, 2027. If you are already in a Medicare Advantage plan, you can make one change during this window.
- Special Enrollment Period for non-renewal: If your plan is leaving, you have a Special Enrollment Period that runs through the end of February to pick a new Medicare Advantage or Part D plan, or to move to Original Medicare with a Part D plan.
4. Look at drugs and doctors, not just the name. Make sure your prescriptions are on the new plan's formulary and your doctors and hospitals are in-network. This is where surprises usually live.
5. Ask for free help. California's HICAP (the state's SHIP) offers free one-on-one counseling. You can also call 1-800-MEDICARE or use the plan finder at medicare.gov.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in San Bernardino County
(MA penetration in San Bernardino County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
A quick note on 2027 Part D changes
Even if you are staying with the same plan, Part D looks different in 2026 across the board:
- The out-of-pocket cap on covered drugs is $2,100.
- The maximum Part D deductible is $615.
- The old coverage gap ("donut hole") is gone — Part D now has three phases.
- You can opt into the Medicare Prescription Payment Plan to spread drug costs across the year in monthly installments (it does not lower the total; it just smooths the timing).
- IRMAA surcharges (higher Part B and Part D premiums) kick in above $109,000 in income for a single filer.
What changes next year
Medicare Advantage plans leaving or changing in San Bernardino County for 2027
Rancho Cucamonga is in San Bernardino County. Comparing CMS’s 2026 and 2027 Landscape files for the county:
Plans not offered in San Bernardino County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Alignment Health Honor+ Plan (HMO) | Alignment Health Plan | HMO |
| Alignment Health My Choice Select (HMO) | Alignment Health Plan | HMO |
| Alignment Health the ONE (HMO) | Alignment Health Plan | HMO |
| Astiva Health Premier Plan (HMO) | Astiva Health | HMO |
| Wellcare Giveback (HMO) | Centene (WellCare) | HMO |
| Central Health Classic Care Plan I (HMO) | Central Health Medicare Plan | HMO |
| Central Health Embrace Care Plan (HMO C-SNP) | Central Health Medicare Plan | HMO C-SNP |
| Central Health Embrace Choice Plan (HMO C-SNP) | Central Health Medicare Plan | HMO C-SNP |
| Central Health Medicare Plan (HMO) | Central Health Medicare Plan | HMO |
| Central Health Part B Savings Plan (HMO) | Central Health Medicare Plan | HMO |
| Central Health Valor Care Plan (HMO) | Central Health Medicare Plan | HMO |
| Champion Select (HMO-POS C-SNP) | Champion Heath Plan | HMO-POS C-SNP |
| Humana Gold Plus H5619-148 (HMO) | Humana | HMO |
| Kaiser Permanente Dual Complete South P1 (HMO D-SNP) | Kaiser Permanente | HMO D-SNP |
| Molina Medicare Choice Care (HMO) | Molina Healthcare of California | HMO |
| SCAN Affirm partnered with Included LGBTQ+ Health (HMO) | SCAN Health Plan | HMO |
| SCAN MyChoice (HMO) | SCAN Health Plan | HMO |
Plans new to San Bernardino County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP |
| Alignment Health Honor Plus 060 (HMO) | Alignment Health Plan | HMO |
| Astiva Health C-SNP Bloom (HMO C-SNP) | Astiva Health | HMO C-SNP |
| Astiva Health C-SNP Fountain (HMO C-SNP) | Astiva Health | HMO C-SNP |
| Champion Compass (HMO C-SNP) | Champion Heath Plan | HMO C-SNP |
| Champion Home (HMO C-SNP) | Champion Heath Plan | HMO C-SNP |
| Champion Secure (HMO C-SNP) | Champion Heath Plan | HMO C-SNP |
| Clever Care Breathe Select+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP |
| Clever Care Total Choice+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP |
| Humana Gold Plus H5619-191 (HMO) | Humana | HMO |
| Imperial Flex (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP |
| SCAN Costco Medicare Advantage (HMO) | SCAN Health Plan | HMO |
| SCAN Inclusive (HMO) | SCAN Health Plan | HMO |
| SCAN DaVita Dialysis Care (HMO-POS C-SNP) | VillageHealth | HMO-POS C-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Prime (HMO) (was Aetna Medicare Prime (HMO-POS)) | Aetna (CVS Health) | HMO-POS |
| Aetna Medicare Prime Extra (HMO) (was Aetna Medicare Prime Extra (HMO-POS)) | Aetna (CVS Health) | HMO-POS |
| Aetna Medicare Prime Value Plus (HMO) (was Aetna Medicare Prime Value Plus (HMO-POS)) | Aetna (CVS Health) | HMO-POS |
| Aetna Medicare Signature Legacy (HMO) (was Aetna Medicare Signature (HMO)) | Aetna (CVS Health) | HMO |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) (was Alignment Health BreathEasy (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Clarity Plus 042 (HMO C-SNP) (was Alignment Health Clarity (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) (was Alignment Health Heart & Diabetes (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) (was Alignment Health Heart & Diabetes Choice (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes 054 (HMO C-SNP) (was Alignment Health Heart & Diabetes Care (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) (was Alignment Health Heart & Diabetes CalPlus (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes Plus 044 (HMO C-SNP) (was Alignment Health Heart & Diabetes Access (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health My Choice 001 (HMO) (was Alignment Health My Choice (HMO)) | Alignment Health Plan | HMO |
| Alignment Health My Choice 050 (HMO) (was Alignment Health My Choice CalCare (HMO)) | Alignment Health Plan | HMO |
| Alignment Health Smart 013 (HMO) (was Alignment Health smartHMO (HMO)) | Alignment Health Plan | HMO |
| Alignment Health Smart 047 (HMO) (was Alignment Health smartSavings (HMO)) | Alignment Health Plan | HMO |
| Alignment Health ValorCare 053 (HMO) (was Alignment Health ValorCare (HMO)) | Alignment Health Plan | HMO |
| Wellcare Health Net Dual Liberty (HMO D-SNP) (was Wellcare Dual Liberty (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| AARP Medicare Advantage Giveback from UHC CA-32P (HMO-POS) (was AARP Medicare Advantage Giveback from UHC CA-21 (HMO-POS)) | UnitedHealthcare | HMO-POS |
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) (was AARP Medicare Advantage Patriot No Rx CA-MA01 (HMO-POS)) | UnitedHealthcare | HMO-POS |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) (was VillageHealth (HMO-POS C-SNP)) | VillageHealth | HMO-POS C-SNP |
Carriers with no plans in San Bernardino County for 2027: Central Health Medicare Plan
“Changing” means the plan’s 2027 record differs from 2026 on premium, drug deductible, plan type or name; the details are in the Annual Notice of Change your plan mails by September 30. If your plan is not offered for 2027, you can choose another during the Annual Enrollment Period (October 15 to December 7) and you also get a Special Enrollment Period that runs through the end of February. Source: CMS MA Landscape Source Files. No plan is ranked or recommended.
The choices, by type
How the Medicare Advantage choices in Rancho Cucamonga break down for 2027
Carriers offering plans in San Bernardino County, alphabetically, with the number of plans each offers:
- Aetna (CVS Health) 6 plans
- Alignment Health Plan 15 plans
- Astiva Health 4 plans
- Blue Shield of California 2 plans
- Centene (WellCare) 5 plans
- Central Health Medicare Plan 6 plans
- Champion Heath Plan 7 plans
- Clever Care Health Plan 4 plans
- Elevance Health (Anthem) 10 plans
- Elite Health Plan, Inc. 2 plans
- Humana 8 plans
- IEHP DualChoice 1 plan
- Imperial Health Plan of California, Inc. 3 plans
- Kaiser Permanente 4 plans
- Molina Healthcare of California 2 plans
- SCAN Health Plan 11 plans
- UnitedHealthcare 7 plans
- VillageHealth 1 plan
HMO plans use a network and usually a primary-care doctor; HMO-POS plans add some out-of-network coverage; PPO plans cover out-of-network care at a higher share; PFFS plans pay any provider that accepts the plan’s terms; Special Needs Plans serve people who are dual-eligible (D-SNP), have certain conditions (C-SNP) or live in an institution (I-SNP). Source: CMS Landscape Source File. No plan is ranked or recommended here.
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When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
What happens if I do nothing and my Medicare Advantage plan is leaving?
My plan has a new name for 2027. Did my coverage change?
Can I go back to Original Medicare and buy a Medigap plan?
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
Also for Rancho Cucamonga
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This page was last updated: October 1, 2026.