Medicare Advantage

Medicare in New Britain, CT: 2027 Plan Counts

Medicare in New Britain, CT: how many Hartford County plan options are on the table as you choose 2027 coverage this fall.

NEW BRITAIN, Conn. — If you're sorting through Medicare choices this fall, here's a snapshot of what was on the table locally for 2026. New Britain sits in Hartford County, where 45 Medicare Advantage plans were available for 2026, offered by 8 carriers that provide Medicare Advantage with prescription drug coverage (MA-PD). The 2027 lineup is in each plan's ANOC and on Medicare.gov's Plan Finder before the Annual Enrollment Period closes on December 7.

This article sticks to the numbers — how many options you have and how the pieces fit together — so you can walk into your decision with a clearer head.

What the local count actually means

Medicare plan availability is set at the county level, not the city level. So when we say New Britain has 45 Medicare Advantage plans, what we really mean is that anyone with a Hartford County ZIP code can shop from that same pool of plans.

Forty-five is a large menu. It doesn't mean you should look at all of them — it means the odds are good you can find a plan that matches your doctors, your prescriptions, and how you like to get care. The Plan Finder tool at medicare.gov lets you filter by what matters to you.

The carriers behind the plans

Those 45 plans are offered by 8 different carriers in the area. Some carriers offer just one or two plans; others offer many. This is why you can see so many options from a smaller number of companies — each carrier typically builds several plan versions with different networks or drug lists.

When you compare plans, it can help to look carrier by carrier, because your doctors and pharmacies are usually contracted with a carrier's network as a whole.

Stand-alone Part D in the area

Here's something worth knowing: according to the 2026 landscape data, Connecticut has 11 stand-alone Part D prescription drug plans for 2026, sold statewide. Stand-alone Part D plans are the drug-only plans that people on Original Medicare (Parts A and B) typically pair with their coverage. The 2027 list is on Medicare.gov's Plan Finder.

Before you make any decisions based on this, confirm what's available in your ZIP code directly at medicare.gov or by calling 1-800-MEDICARE. Availability can shift, and your specific situation may show different results.

Program-level numbers to keep in mind for 2027

A few figures apply nationwide, no matter which plan you pick:

• Part D out-of-pocket cap: $2,100 in 2026 and $2,400 in 2027. Once your covered drug spending hits that amount, you pay nothing more for covered drugs the rest of the year.
• Part D maximum deductible: $615 in 2026 and $700 in 2027.
• The "donut hole" is gone. Part D now has three phases instead of four, as of 2025.
• Medicare Prescription Payment Plan: an optional program that lets you spread drug costs across monthly payments instead of paying at the pharmacy counter.
• IRMAA: higher-income surcharges on Part B and Part D premiums begin above $109,000 in income for a single filer in 2026.

About Star Ratings in the area

You may see plans marked with Star Ratings (1 to 5 stars) that CMS assigns based on quality and member experience. Under CMS's 2026 Star Ratings, 4 of the Medicare Advantage contracts offering plans in Hartford County are rated 4 stars or higher. Star Ratings can change year to year, and they're one input among many — not a scorecard for whether a plan fits your life. Look at the ratings alongside your own priorities like network, drugs covered, and extra benefits.

Key dates to circle

• October 15 – December 7: Annual Enrollment Period. This is when most people can switch, join, or drop a Medicare Advantage or Part D plan.
• January 1 – March 31: Medicare Advantage Open Enrollment Period. If you're already in a Medicare Advantage plan, you get one chance to switch to another MA plan or return to Original Medicare.

Missing these windows can mean waiting a full year to change plans, so mark your calendar.

Where to get help that's specific to you

This article gives you the lay of the land, not personal advice. For choices tailored to your prescriptions, doctors, and budget:

• medicare.gov — the official Plan Finder lets you enter your ZIP code and drugs to see real matches.
• 1-800-MEDICARE — available 24/7 for questions.
• Connecticut's SHIP (CHOICES): free, unbiased Medicare counseling from trained staff in your state. You can reach them through the Connecticut Department of Aging and Disability Services.