Medicare Advantage

Dover Medicare 2027: Kent County Options

Medicare in Dover: how many plan options are available in Kent County for 2027, plus key dates and Part D changes.

See Medicare Advantage options in your area

Compare Medicare Advantage options near you

Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.

✓ Free · ✓ Takes 20 seconds · ✓ No name, phone, or email needed

What’s your ZIP code?

Plan availability is set by your county, so we start here.

How old are you?

This helps match you with options you’re eligible for.

Do you have Medicare Parts A & B?

This affects which Medicare Advantage options you can choose.

Medicare Advantage options in your area

These listings are provided by licensed insurance partners.

2027 PLAN ALERT

Medicare Advantage plans in your area are changing or leaving for 2027.

One call tells you whether your plan is on the list — before enrollment opens.

Available now — current wait: 0 min

A real person answers. No phone menu, ever.

Call 855-729-3240

Annual Enrollment: Oct 15 – Dec 7

Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.

Speak to a Licensed Insurance Agent

Click to call 855-729-3240

TTY: 711
Monday - Friday 7am - 9pm CST

BEFORE YOU ENROLL

Found a plan you like online?

One free call confirms it's actually right for you — online directories are wrong more often than you'd think.

Your doctors — confirmed in-network for 2027
Your prescriptions — checked against the plan's 2027 drug tiers

Verify it in one call

855-729-3240 · free · about 5 minutes

Reading a guide at home in Dover — illustrating this Medicare guide — Photo: Zach Reiner Photo by Zach Reiner on Unsplash

By The Medicare Desk · Medicare Education Desk

Published 2026-09-17·Updated 2026-09-29·9 min read·✓ Reviewed·● Dover, DE

Key takeaways

Kent County has 28 Medicare Advantage plans available for 2026, offered by six carriers.
No stand-alone Part D drug plans are counted in the local landscape file for the area — most drug coverage locally comes bundled through MA-PD plans.
The Part D out-of-pocket cap is $2,100 in 2026 and $2,400 in 2027. The maximum Part D deductible is $615 in 2026 and $700 in 2027.
The Annual Enrollment Period runs Oct. 15 through Dec. 7, 2026 — the main window to pick or switch plans for 2027.

DOVER, Del. — If you're sorting through Medicare choices in Dover this fall, here's the short version: you have room to compare. According to the 2026 Medicare Plan Finder data from the Centers for Medicare & Medicaid Services (CMS), Dover residents live in Kent County, where 28 Medicare Advantage plans were offered for 2026. Six carriers were in the local Medicare Advantage-Prescription Drug (MA-PD) market. The 2027 lineup is described in each plan's Annual Notice of Change and will appear on Medicare.gov's Plan Finder — that's the landscape you're shopping in, and it's why taking a little time to compare matters.

What the numbers say about Dover

Medicare plan availability is set at the county level, so when we talk about "plans in Dover," we really mean plans offered across Kent County. For 2026, the CMS landscape files showed:

28 Medicare Advantage plans available in Kent County
6 carriers offering MA-PD coverage locally
About 34,294 people age 65 and older living in the county

That's a healthy number of options for a county Dover's size. It doesn't mean every plan will fit every person — it means you have room to compare based on your doctors, prescriptions, and budget.

A note about stand-alone Part D

The 2026 landscape file showed 0 stand-alone Part D prescription drug plans in the local count for the area. If you want drug coverage and you live in Dover, the practical path for most people is a Medicare Advantage plan that includes drug coverage (an MA-PD). If you're on Original Medicare and want a separate drug plan, call 1-800-MEDICARE or use the Plan Finder at medicare.gov to see the full national list of PDPs available to Delaware residents — the tool will show what you can enroll in based on your ZIP code. The 2027 local count will appear in the updated landscape file.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

By the numbers

How people get Medicare in Kent County

35% are on Medicare Advantage
(MA penetration in Kent County)

35%

65%

Medicare Advantage Medicare Supplement (Medigap) Original Medicare only

U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

What's changing for Part D in 2027

Whether your drug coverage comes bundled in an Advantage plan or on its own, a few program-wide rules apply:

$2,400 out-of-pocket cap in 2027. Once you spend $2,400 out of pocket on covered Part D drugs in 2027, you pay nothing more for covered drugs the rest of the year. The cap is $2,100 in 2026.
maximum ($615 in 2026, $700 in 2027) deductible. That's the ceiling — individual plans can set a lower one.
No more donut hole. As of 2025, the coverage gap is gone. Part D now has three phases instead of four.
Medicare Prescription Payment Plan. You can choose to spread your out-of-pocket drug costs across the year in monthly installments instead of paying at the pharmacy counter.

Star Ratings in the local market

CMS publishes Star Ratings each year to help people compare plan quality. In the Kent County landscape for 2026, no contracts serving the area carried an overall rating of 4 stars or higher. Ratings can change year to year, and they're one signal among several — customer service, drug list, doctor network, and total costs all matter too. The Plan Finder shows the current stars for every plan next to its details.

Key dates to circle

Oct. 15 – Dec. 7, 2026: Annual Enrollment Period. Choose or switch your 2027 Medicare Advantage or Part D plan.
Jan. 1 – Mar. 31, 2027: Medicare Advantage Open Enrollment. If you're already in an Advantage plan, you get one chance to switch to another Advantage plan or return to Original Medicare.

If your income is above $109,000 as a single filer (2026), you may owe an IRMAA surcharge on top of your standard Part B and Part D premiums. Social Security notifies you if this applies.

Where to get personal help

Comparing 28 plans on your own can feel like a lot. Free, unbiased help is available:

Medicare Plan Finder: medicare.gov — enter your ZIP and your drug list to see side-by-side comparisons.
1-800-MEDICARE (1-800-633-4227), 24/7.
Delaware SHIP (State Health Insurance Assistance Program): trained counselors help Delawareans one-on-one at no cost. Call the Delaware Medicare Assistance Bureau at 1-800-336-9500.

Compare with a licensed agent

See Medicare options serving Dover & speak with a licensed agent

Medicare Advantage companies in Kent County

By local enrollment size · informational, not a ranking

Company	Local enrollment	Plans offered	Local agents
UnitedHealthcareNational	46%of MA enrollment	—	Yes
Aetna (CVS Health)National	30%of MA enrollment	—	Yes
Highmark HealthRegional	8%of MA enrollment	—	Yes
HumanaNational	6%of MA enrollment	—	Yes
Centene (WellCare)National	6%of MA enrollment	—	Yes
Independence Health Group IncRegional	2%of MA enrollment	—	Yes

Prefer to talk? Speak with a licensed agent

Enrollment data: CMS Medicare Advantage enrollment by company (county level). Figures shown are illustrative sample data pending the current CMS file. Listed by enrollment size, largest first — this is not a ranking, recommendation, or endorsement of any company or plan.

Provided by licensed insurance partners; MyMedicarePlans.org may be compensated. Not a ranking or endorsement of any plan.

Explore

When can you enroll? An interactive year

JFMAMJJASOND

October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Explore

The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Good to know

Frequently asked questions

How many Medicare Advantage plans can I choose from in Dover for 2027?

Dover is in Kent County, where CMS listed 28 Medicare Advantage plans for 2026, offered by six carriers. The 2027 lineup is in each plan's ANOC and on Medicare.gov's Plan Finder. Availability is set at the county level, so every Dover ZIP code draws from the same list.

Are there stand-alone Part D drug plans in the Kent County landscape?

The 2026 local landscape count showed 0 stand-alone Part D plans in the area file; the 2027 count will appear in the updated landscape file. Most people in Dover who want drug coverage get it bundled through a Medicare Advantage plan (MA-PD). To see any Part D options available to you personally, check the Plan Finder at medicare.gov with your ZIP code or call 1-800-MEDICARE.

When can I change my Medicare plan for 2027?

The Annual Enrollment Period runs Oct. 15 through Dec. 7, 2026, and any changes take effect Jan. 1, 2027. If you're already in a Medicare Advantage plan, you get a second window — Jan. 1 through March 31, 2027 — to switch to another Advantage plan or drop back to Original Medicare.

What is the Part D out-of-pocket cap for 2027?

It's $2,400 in 2027, up from $2,100 in 2026. Once your out-of-pocket spending on covered Part D drugs hits that amount, you pay nothing more for covered drugs for the rest of the calendar year. The maximum Part D deductible is $700 in 2027 (it was $615 in 2026). ## The bottom line Dover has a set of Medicare choices for 2027 in Kent County, plus the national Part D changes that apply everywhere. The next step isn't a phone call from a stranger; it's a session at **medicare.gov**, a call to **1-800-MEDICARE**, or an appointment with Delaware's **SHIP** counselors, who can walk you through your specific doctors, drugs, and budget at no cost.

Sources & further reading

CMS — MA/Part D Landscape & Plan Finder data

For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.

Also for Dover

Medicare Supplement in Dover Medicare Part D in Delaware

Content Integrity Standards

No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
No plan rankings or recommendations. This is educational content. We don't rank, score, or recommend specific plans.
AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
Correction transparency. We fix errors openly and note when a page was last updated.
Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.

This page was last updated: September 29, 2026.