Medicare Advantage

Medicare plan availability for Davie, FL residents

Broward County has 106 Medicare Advantage plans for 2027. Compared with 2026, 29 plans are not coming back, 16 are new, and 60 continuing plans changed in some way you should check before December 7, 19 of them under a new name. This guide covers what those numbers mean for Davie, not which plan to pick.

DAVIE, Fla. — If you live in Davie and you're sorting through Medicare options for 2027, it helps to know what the neighborhood looks like — not just your own ZIP code, but the counties next door too. Medicare Advantage and Part D plan availability is set at the county level, so where you live inside the metro shapes what shows up on your Plan Finder screen.

A quick look at 2027 plan availability around Davie

Davie sits in Broward County, and Broward is part of a dense South Florida market that also includes Miami-Dade to the south and Palm Beach to the north. That means shoppers here have a lot of company: hundreds of thousands of neighbors age 65 and older are making the same choices this fall.

What availability looks like in Broward County

Availability is a count, not a recommendation — it's simply how many plans and carriers file to sell in a given county each year.

For 2027, according to CMS Medicare Advantage and Part D Landscape data:

• Medicare Advantage plans available in Broward County: 87
• Carriers offering Medicare Advantage with drug coverage (MA-PD) in the area: 16
• Stand-alone Part D drug plans available in the area: Florida has 10 stand-alone Part D plans for 2026, sold statewide (Note: CMS offers stand-alone Part D plans by region, never county by county, so Davie residents on Original Medicare can join any of them. Anyone on Original Medicare who wants drug coverage can check Plan Finder to see the full Part D lineup available statewide.)
• Population age 65+ in Broward County: about 354,411

The takeaway isn't that "more is better" — it's that Broward is a high-volume market, so it pays to filter carefully by the doctors, hospitals, and medications you actually use.

How nearby counties compare

Because Medicare plan choices are drawn on county lines, a friend in Miami-Dade or Palm Beach may be looking at a different menu than you. If you're moving within the metro — even a short move across a county line — your plan choices can change, and so can your provider network. That's a common surprise for South Florida retirees who split time between homes or move closer to family.

If you cross a county line during the year, that qualifies as a life event that can open a Special Enrollment Period. It's worth calling 1-800-MEDICARE to confirm your window before you shop.

The 2027 rules that apply everywhere

No matter which county you live in, some Medicare rules are the same nationwide for 2026:

• Part D out-of-pocket cap: $2,100 in 2026 ($2,400 in 2027). Once your out-of-pocket spending on covered drugs hits that number, you pay $0 for covered prescriptions the rest of the year.
• Part D deductible: up to $615 in 2026 ($700 in 2027), depending on the plan.
• No more donut hole. As of 2025, Part D has three phases instead of four — deductible, initial coverage, and catastrophic.
• Medicare Prescription Payment Plan. This is an optional program that lets you spread your drug costs across the calendar year in monthly payments instead of paying a big bill at the pharmacy counter.
• IRMAA surcharges (extra premiums for higher earners) begin above $109,000 in income for a single filer in 2026.

About Star Ratings in this area

CMS publishes Star Ratings each year to help consumers compare plan quality. Ratings shift year to year, contracts are often multi-state, and a rating alone can't tell you whether a specific plan fits your doctors and drugs. Use ratings as one input, not the whole story.

Key dates to circle

• Annual Enrollment Period (AEP): October 15 – December 7, 2026. This is when most people compare and switch plans for 2027 coverage.
• Medicare Advantage Open Enrollment Period: January 1 – March 31. If you're already in a Medicare Advantage plan and want to change or drop back to Original Medicare, this window is for you.