Medicare Advantage

Sorting Through Medicare in Lauderhill? Here's the 2027 Lay of the Land

People in Lauderhill can choose from 106 Medicare Advantage plans for 2027, against 119 this year. 29 of this year’s plans are gone, 16 are new to Broward County, and 60 that continue have changed their premium, deductible, plan type or name, 19 of them under a new name.

In Lauderhill, Medicare shoppers heading into 2027 have a lot to sift through — and knowing just how much is on the table is the first step to feeling in control of the choice.

Lauderhill sits in Broward County, where the Centers for Medicare & Medicaid Services (CMS) lists 87 Medicare Advantage plans available for the 2027 plan year, offered by 16 different carriers. That's a wide field by any measure, and it's part of a broader Florida market that consistently ranks among the busiest in the country for Medicare choice.

This article is about the size of the menu — the counts, not the benefits — so you can walk into the Annual Enrollment Period with a realistic sense of what you're looking at.

What's actually available in the Lauderhill area

Medicare Advantage plan availability is set at the county level, not the city level. That means every Medicare-eligible resident of Lauderhill sees the same Broward County menu: 119 Medicare Advantage plans from 16 carriers for 2026.

For context, Broward County is home to roughly 354,411 residents age 65 and older, so the market is large — and carriers compete accordingly. That competition is one reason the plan count is so high.

What about stand-alone drug plans?

The 119 figure covers Medicare Advantage plans, most of which include prescription drug coverage (often called MA-PD). Stand-alone Part D drug plans — the kind people on Original Medicare use for prescriptions — are counted separately and are available across Florida on a regional basis, so you'll see those options when you search by ZIP code on medicare.gov's Plan Finder.

Why the number of plans matters (and why it can feel like a lot)

More than a hundred options is a lot to compare on your own. The good news: you don't have to look at all of them. Plan Finder at medicare.gov lets you filter by the drugs you take, the doctors and hospitals you use, and the type of coverage you want. That usually narrows a big list down to a handful worth a closer look.

Star Ratings, published by CMS each fall, are another tool. They score plans on things like customer service and care quality. Ratings are informational — they're a way to learn about quality, not a shopping shortcut.

Key 2027 program facts to keep in mind

A few program-wide rules apply no matter which plan you're comparing:

• The Part D out-of-pocket cap is $2,400 in 2027. Once you hit it, you pay nothing for covered drugs the rest of the year.
• The Part D deductible can be no higher than $700 in 2027.
• The old "donut hole" coverage gap was eliminated in 2025. Part D now has three phases instead of four.
• The Medicare Prescription Payment Plan lets you spread drug costs over the year in monthly installments — it's optional and free to opt into.
• Higher-income enrollees may pay IRMAA surcharges on Part B and Part D premiums, starting above $109,000 in income for a single filer in 2026.

Important dates for Lauderhill enrollees

• October 15 – December 7: Annual Enrollment Period. You can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.
• January 1 – March 31: Medicare Advantage Open Enrollment. If you're already in a Medicare Advantage plan, you get one chance to switch to a different Advantage plan or return to Original Medicare (and add a Part D plan).

Where to get unbiased help

Because plan menus are big and personal circumstances vary, it's worth using free, official resources before you decide:

• medicare.gov — Plan Finder is the official comparison tool.
• 1-800-MEDICARE — available 24/7.
• Florida SHINE — the state's Serving Health Insurance Needs of Elders program, part of the national SHIP network, offers free one-on-one counseling.