Medicare Advantage

Got a Medicare Advantage letter in Port St. Lucie?

For 2027, Port St. Lucie is looking at 81 Medicare Advantage plans: 16 new, 26 gone since 2026, and 39 still here but changed on premium, deductible, plan type or name, 15 of them under a new name. Below, how the lineup shifted in St. Lucie County and what to compare, with no plan ranked or recommended.

Medicare AdvantagePort St. Lucie, FL

Port St. Lucie, Fla. — If you have a Medicare Advantage plan in Port St. Lucie, this fall's mail is worth opening carefully. The federal government's 2027 plan data for St. Lucie County shows 26 Medicare Advantage plans leaving after 2026, 16 new plans arriving for 2027, and 15 plans keeping the same basic identity but under a new name. One carrier, Blue Cross Blue Shield (HCSC), will not offer Medicare Advantage plans in the county next year.

If your current plan is on the "leaving" list, you have decisions to make — and a little more time than most people realize.

What's changing in St. Lucie County for 2027

Port St. Lucie is in St. Lucie County, and Medicare Advantage plan availability is set at the county level. Comparing the 2026 and 2027 CMS Medicare Advantage Landscape files for St. Lucie County shows:

• 26 plans leaving after 2026
• 16 new plans for 2027
• 15 plans renamed (same plan, new label)
• 24 continuing plans with a change on file (premium, deductible, plan type, or name)
• 50 plans continuing with no listed change
• 1 carrier exiting the county: Blue Cross Blue Shield (HCSC)

The table on this page lists every plan offered in the county so you can find yours by name.

Plans that will not be offered in 2027

If you're enrolled in one of the plans below, you'll get a non-renewal letter from your insurer. That letter is important — hold on to it.

Plans leaving after 2026 in St. Lucie County:

• Aetna (CVS Health): Aetna Medicare Dual Select (HMO D-SNP); Aetna Medicare Premier (PPO); Aetna Medicare Select Extra (HMO-POS); Aetna Medicare Signature (PPO) — three plan versions; Aetna Medicare Signature Extra (PPO)
• Blue Cross Blue Shield (HCSC): HealthSpring Preferred (HMO); HealthSpring TotalCare (HMO D-SNP); HealthSpring TotalCare Plus (HMO D-SNP)
• Centene (WellCare): Wellcare Dual Access Sync (HMO D-SNP); Wellcare Patriot Giveback (HMO); Wellcare Sunshine Health Dual Align (HMO D-SNP)
• Elevance Health (Anthem): Freedom Medi-Medi Full (HMO D-SNP); Optimum Diamond Rewards (HMO C-SNP); Optimum Diamond Rewards COPD (HMO C-SNP); Optimum Emerald Full (HMO D-SNP); Simply Complete Platinum (HMO D-SNP); Simply Integrated Platinum (HMO D-SNP)
• Florida Blue: BlueMedicare Select (PPO)
• Florida Blue HMO: BlueMedicare Premier (HMO)
• Florida Complete Care: Florida Complete Care-Duals VIP (HMO-POS D-SNP)
• Humana: Humana USAA Honor Giveback (PPO); HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP)
• UnitedHealthcare: AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS); UHC Dual Complete FL-Y5 (HMO-POS D-SNP)

A few of these names — like Simply Complete Platinum, Simply Integrated Platinum, Florida Complete Care-Duals VIP and UHC Dual Complete FL-Y5 — also appear on the "new for 2027" list. That usually means the plan is being restructured under a new contract number rather than eliminated, but from your point of view it's still a non-renewal, and you'll need to actively enroll if you want the 2027 version.

New Medicare Advantage plans for 2027

New plans arriving in St. Lucie County for 2027:

• Aetna (CVS Health): Aetna Medicare Chronic Care (HMO C-SNP)
• Centene (WellCare): Wellcare Sunshine Health Dual Access (HMO-POS D-SNP); Wellcare Sunshine Health Dual Align (HMO D-SNP); Wellcare Sunshine Health Dual Align Unity (HMO D-SNP)
• Devoted Health: DEVOTED DUAL FULL 098 FL (HMO D-SNP); DEVOTED GIVEBACK EXTRAS 116 FL (HMO)
• Elevance Health (Anthem): Optimum Diamond Savings (HMO C-SNP); Optimum Diamond Savings COPD (HMO C-SNP); Simply Complete Platinum (HMO D-SNP); Simply Integrated Platinum (HMO D-SNP)
• Florida Complete Care: Florida Complete Care-Duals VIP (HMO-POS D-SNP)
• Gold Kidney Health Plan: Gold Heart & Diabetes Plus (HMO-POS C-SNP)
• Humana: Humana Dual Integrated (PPO D-SNP); HumanaChoice Florida H5216-472 (PPO); HumanaChoice Giveback H7617-145 (PPO)
• UnitedHealthcare: UHC Dual Complete FL-Y5 (HMO-POS D-SNP)

Many of these are Special Needs Plans (SNPs), which are limited to people with specific chronic conditions, dual Medicare-Medicaid status, or institutional care needs. If you're not eligible for a SNP, it won't be a match no matter how good it sounds.

Plans that are just renamed

Fifteen plans are keeping essentially the same identity with a new name on the card. If yours is here, you don't have to do anything to stay enrolled — but the ANOC will still tell you whether costs or coverage details are shifting.

Renames for 2027 include:

• Aetna Medicare Partial Dual Select (HMO D-SNP) — was Aetna Medicare Dual Select (HMO D-SNP)
• Wellcare Giveback (HMO-POS) — was Wellcare Giveback (HMO)
• Wellcare Simple (HMO-POS) — was Wellcare Simple (HMO)
• Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) — was Wellcare Dual Reserve (HMO D-SNP)
• DEVOTED DUAL QMB 052 FL (HMO D-SNP) — was DEVOTED DUAL PLUS 052 FL (HMO D-SNP)
• Humana Dual Select H1036-226 (HMO D-SNP) — was Humana Gold Plus SNP-DE H1036-226 (HMO D-SNP)
• Humana Dual Select H7284-010 (PPO D-SNP) — was HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP)
• Humana Gold Plus Reach Giveback H1036-286 (HMO) — was Humana Gold Plus Giveback H1036-286 (HMO)
• Humana Gold Plus Reach H1036-229 (HMO) — was Humana Gold Plus H1036-229 (HMO)
• HumanaChoice Giveback H5216-311 (PPO) — was Humana Full Access Giveback H5216-311 (PPO)
• HumanaChoice Giveback H7617-110 (PPO) — was Humana Full Access Giveback H7617-110 (PPO)
• UHC Dual Complete FL-Q1 (PPO D-SNP) — was UHC Dual Complete FL-D003 (PPO D-SNP)
• UHC Dual Complete FL-Q3 (Regional PPO D-SNP) — was UHC Dual Complete F