Medicare Advantage

If your Medicare Advantage plan is leaving Aurora for 2027, here's your next step

People in Aurora can choose from 50 Medicare Advantage plans for 2027, against 70 in 2026. 19 of this year's plans are gone, 7 are new to Kane County, and 16 that continue have changed something in their terms, and 8 plans are being renamed.

AURORA, Ill. — As the Annual Enrollment Period runs from Oct. 15 through Dec. 7, some Medicare Advantage members in Aurora are opening letters that say their current plan will not be offered in 2027. Aurora sits in Kane County, where CMS records show 19 Medicare Advantage plans leaving after 2026, 7 new plans arriving for 2027, and 8 plans getting a new name. If you are on one of the plans going away, you have extra time to switch — and a clear path to do it.

What's actually changing in Kane County

Every fall, CMS publishes a landscape file that shows which Medicare Advantage plans will be sold in each county the following year. Comparing the 2026 and 2027 files for Kane County — which includes Aurora — tells us:

• 19 plans are leaving after 2026.
• 7 plans are new for 2027.
• 8 plans are keeping the same underlying contract but changing names.
• 16 continuing plans have at least one change to premium, deductible, plan type or name. Your ANOC will spell out the specifics.
• 43 plans are continuing without those flagged changes.

One carrier, Clear Spring Health, will not offer plans in Kane County next year. One new carrier, Essence Healthcare, is entering the county.

The table on this page lists every 2026 plan by carrier so you can see where yours stands.

Plans that will not be offered in 2027

If you are enrolled in one of the plans below, the insurer will not renew it in Kane County for 2027. You'll receive a non-renewal notice from your plan.

• Aetna Medicare Duly Prime (PPO)
• Aetna Medicare Enhanced (PPO)
• Aetna Medicare Prime Chronic Total (HMO C-SNP)
• Blue Cross Medicare Advantage Basic Plus (HMO-POS)
• Blue Cross Medicare Advantage Choice Plus (PPO)
• Blue Cross Medicare Advantage Choice Premier (PPO)
• Blue Cross Medicare Advantage Premier Plus (HMO-POS)
• Blue Cross Medicare Advantage Secure (HMO)
• Wellcare Patriot Giveback (HMO)
• Wellcare Simple Essential (HMO)
• Wellcare Simple Value (HMO-POS)
• Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP)
• Clear Spring Health BrightPath Advantage (HMO)
• Humana Full Access H5216-412 (PPO)
• Humana Full Access H7617-009 (PPO)
• Humana USAA Honor Giveback (PPO)
• Molina Medicare Choice Care (HMO)
• Molina Medicare Complete Care Plus (HMO D-SNP)

If you do nothing, your Medicare Advantage coverage will end when the plan year ends. You will not lose Medicare — you'll go back to Original Medicare (Parts A and B) — but you may be without drug coverage or extra benefits unless you pick a new plan.

New plans in Kane County for 2027

Seven plans are being added to the county's lineup for 2027:

• Blue Cross Medicare Advantage Select (HMO-POS)
• Wellcare Simple Exclusive Value (HMO-POS)
• DEVOTED C-SNP GIVEBACK EXTRAS 007 IL (HMO C-SNP)
• DEVOTED GIVEBACK EXTRAS 008 IL (HMO)
• Essence Advantage Select (HMO) — a new carrier in the county
• Molina Medicare Complete Care Plus (HMO D-SNP)
• AARP Medicare Advantage Patriot No Rx IL-MA2 (HMO-POS)

Being new doesn't make a plan a fit — the networks, drug lists and rules vary. Check whether your doctors and preferred pharmacy are in-network before you enroll.

Renamed plans — same plan, new label

Eight plans are keeping the underlying contract but changing names for 2027. If you see an unfamiliar name on your ANOC, this may be why:

• Blue Cross Medicare Advantage Basic (HMO-POS) — was Blue Cross Medicare Advantage Basic (HMO)
• Wellcare Simple Essential (HMO) — was Wellcare Simple Essential Value (HMO)
• DEVOTED C-SNP ENHANCED 005 IL (HMO C-SNP) — was DEVOTED C-SNP PREMIUM 005 IL (HMO C-SNP)
• Humana Total Complete (HMO) — was Humana Gold Plus H1468-013 (HMO)
• Humana Value Choice (PPO) — was HumanaChoice H5216-251 (PPO)
• Humana Value Choice (PPO) — was HumanaChoice H7617-018 (PPO)
• Zing Select Care IL (HMO) — was Zing Choice IL (HMO)
• Zing Select Diabetes & Heart IL (HMO C-SNP) — was Zing Essential Wellness Diabetes & Heart IL (HMO C-SNP)

Even for a renamed plan, still open the ANOC — cost-sharing and benefits can shift from year to year.

What to do if your plan is leaving

Members whose plan is not renewed get a Special Enrollment Period (SEP) that runs through the end of February. During that window you can:

1. Choose a new Medicare Advantage plan sold in Kane County for 2027. 2. Return to Original Medicare and add a stand-alone Part D drug plan. 3. Look at a Medigap (Medicare Supplement) policy if you go back to Original Medicare. (In many cases, non-renewal gives you a guaranteed-issue right to certain Medigap plans — call Illinois SHIP to confirm what applies to you.)

You can also make a change during the Annual Enrollment Period (Oct. 15 – Dec. 7) for coverage starting Jan. 1. If you enroll in a new Medicare Advantage plan during AEP and later want to switch, the Medicare Advantage Open Enrollment Period runs Jan. 1 – March 31.

A few 2026 program facts worth knowing

These apply program-wide, not just to any one plan:

• Part D out-of-pocket cap: $2,100 for 2026.
• Part D maximum deductible: $615.
• The coverage gap ("donut hole") has been eliminated as of 2025, so Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread drug costs across the year in monthly amounts, at no extra cost.
• IRMAA (higher Part B and D premiums) begins above $109,000 in income for a single filer in 2026.