Medicare Advantage

Shopping Medicare Advantage in Fort Wayne? Here's the 2027 plan roster, carrier by carrier

For 2027, Fort Wayne is looking at 64 Medicare Advantage plans: 16 new, 10 gone since 2026, and 18 still here but changed on premium, deductible, plan type or name, 6 of them under a new name. Below, how the lineup shifted in Allen County and what to compare, with no plan ranked or recommended.

In Fort Wayne, Medicare shoppers heading into the 2027 plan year have a long menu to sort through. According to the CMS Medicare Advantage Landscape Source File, 58 Medicare Advantage plans are being offered from eight carriers in Allen County, which is where Fort Wayne sits. Every one of those plans includes prescription drug coverage. The full lineup — every plan, listed by carrier, with its plan type — is shown in the table below.

How the Fort Wayne lineup breaks down

Allen County's 58 Medicare Advantage plans come from seven carriers: Aetna (CVS Health), American Health Advantage of Indiana, Centene (WellCare), Elevance Health (Anthem), Humana, Provider Partners Health Plans, and UnitedHealthcare.

By plan type, PPOs are the largest group at 34, followed by HMO-POS and HMO at 12 each. Twenty of the plans are Special Needs Plans, meaning they're built for people in specific situations — usually those who also qualify for Medicaid (D-SNP), have a qualifying chronic condition (C-SNP), or live in an institutional setting like a nursing home (I-SNP).

Every plan on the Allen County list for 2027 comes with Part D drug coverage baked in. There are no stand-alone Part D drug plans marked as available in the county in the source data used here; most Fort Wayne shoppers who want drug coverage will get it through their Medicare Advantage plan.

Who's offering plans in Allen County

Here's the count by carrier, as listed in CMS's 2027 landscape data:

• Aetna (CVS Health): 4 plans (PPO)
• American Health Advantage of Indiana: 1 plan (HMO; 1 Special Needs)
• Centene (WellCare): 6 plans (HMO-POS, PPO)
• Elevance Health (Anthem): 12 plans (HMO, HMO-POS, PPO; 4 Special Needs)
• Humana: 19 plans (HMO, HMO-POS, PPO; 6 Special Needs)
• Provider Partners Health Plans: 3 plans (HMO; 3 Special Needs)
• UnitedHealthcare: 13 plans (HMO-POS, PPO; 6 Special Needs)

The table below lists every plan by name, along with its plan type and whether it includes drug coverage. Plan names are shown exactly as they appear in the CMS landscape file, so what you see in Plan Finder will match.

What the plan type letters mean

The letters after each plan name describe how the plan is structured. A quick translation:

• HMO (Health Maintenance Organization): You usually pick a primary care doctor and stay in the plan's network, except for emergencies.
• HMO-POS (Point of Service): Like an HMO, but with some out-of-network coverage for certain services.
• PPO (Preferred Provider Organization): More flexibility to see out-of-network providers, usually at a higher cost.
• D-SNP, C-SNP, I-SNP: Special Needs Plans for people who qualify — Dual-eligible (Medicare and Medicaid), Chronic Condition, or Institutional.

Whether a plan fits you depends on your doctors, your medications, where you live, and your budget. This article won't compare those details, and it can't — CMS rules keep this piece to availability information only.

Program-level facts to keep in mind for 2027

A few Medicare-wide numbers are worth knowing before you compare any of the plans in Allen County:

• The Part D out-of-pocket cap is $2,100 in 2026 and $2,400 in 2027. Once your drug spending hits that amount, you pay nothing for covered drugs the rest of the year.
• The Part D maximum deductible is $615 in 2026 ($700 in 2027).
• The coverage gap (the "donut hole") was eliminated in 2025. Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread your drug costs into monthly payments if you choose.
• IRMAA surcharges — the extra amounts higher earners pay for Part B and Part D — start above $109,000 in income for a single filer in 2026.

Key dates for Fort Wayne shoppers

• Annual Enrollment Period: October 15 – December 7. This is when most people can join, switch, or drop a Medicare Advantage or Part D plan for the coming year.
• Medicare Advantage Open Enrollment: January 1 – March 31. If you're already in a Medicare Advantage plan, you get one chance during this window to switch to a different Advantage plan or go back to Original Medicare.

If you're new to Medicare, your Initial Enrollment Period is built around your 65th birthday, not these windows.

Where to check plan details

Because this article can't quote a premium, copay, network or star rating for any plan on the list, here's where those details live:

• medicare.gov/plan-compare — the official Plan Finder. Enter your ZIP code and your prescriptions to see costs and coverage side by side.
• 1-800-MEDICARE — available 24/7 for questions.
• SHIP (State Health Insurance Assistance Program) — Indiana's SHIP is called SHIP as well, and it offers free, unbiased counseling. You can find local help at shipta.org or by calling 1-800-452-4800.
• The plan's own Summary of Benefits and Evidence of Coverage documents, available from the carrier.