Medicare Advantage

Medicare Advantage changes in Indianapolis for 2027: which plans are leaving, new or renamed

For 2027, Indianapolis is looking at 72 Medicare Advantage plans from 11 carriers: 15 new, 14 gone since 2026, and 22 still here but changed on premium, deductible, plan type or name, 7 of them under a new name. Below, how the lineup shifted in Marion County and what to compare, with no plan ranked or recommended.

Medicare AdvantageIndianapolis, IN

If you have a Medicare Advantage plan in Indianapolis, this is the season to open your mail. CMS's 2027 Medicare Advantage Landscape file shows 14 plans leaving Marion County after 2026, 15 new plans arriving for 2027, and 7 plans keeping their contract but changing their name. Another 22 plans are staying but changing on something the file tracks — premium, deductible, plan type or name — while 57 plans continue without a listed change. Here is how to figure out which bucket yours falls into, and what to do next.

What is changing in Marion County for 2027

Indianapolis is in Marion County, where Medicare Advantage plan availability is set. Comparing the CMS Landscape files for 2026 and 2027, the county's lineup shifts in four ways:

• 14 plans are leaving after Dec. 31, 2026. Members of these plans will lose their current coverage and need to make a choice.
• 15 plans are new for 2027, from carriers already serving the area.
• 7 plans are renamed — same plan, new label on your card and paperwork.
• 22 plans are continuing but changing on premium, deductible, plan type or name. CMS's file flags that a change exists; your ANOC has the specifics.
• 57 plans are continuing with no change flagged in the file.

The table below lists every 2027 plan sold in Marion County, by carrier.

Plans not returning after 2026

If you are enrolled in one of these, your coverage ends Dec. 31, 2026, and you will need to act. The plans leaving Marion County are:

• Wellcare Assist (HMO-POS), Wellcare Assist Open (PPO), and Wellcare Patriot Giveback Open (PPO) from Centene (WellCare)
• Humana Gold Choice H8145-032 (PFFS), Humana Gold Plus Chronic Kidney Disease (HMO C-SNP), Humana Gold Plus H5619-049 (HMO-POS), Humana Together in Health (PPO I-SNP), Humana USAA Honor Giveback with Rx (PPO) (two contracts), HumanaChoice Giveback H5216-309 (PPO), HumanaChoice Giveback H7617-003 (PPO), and HumanaChoice H5216-114 (PPO) from Humana
• Provider Partners Indiana Community Plan (HMO I-SNP) from Provider Partners Health Plans
• AARP Medicare Advantage from UHC IN-0007 (PPO) from UnitedHealthcare

If your plan is on that list, your carrier is required to send a non-renewal notice. Keep it — it's proof you qualify for a Special Enrollment Period.

New plans arriving for 2027

Fifteen Medicare Advantage plans are new to Marion County for 2027:

• Aetna Medicare Chronic Care (HMO C-SNP) from Aetna (CVS Health)
• DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 022 IN (PPO C-SNP) and DEVOTED CHOICE GIVEBACK EXTRAS 023 IN (PPO) from Devoted Health
• Anthem Medicare Advantage 6 (HMO-POS) and Anthem Medicare Advantage 7 (HMO-POS) from Elevance Health (Anthem)
• Humana Essentials Plus Giveback (PPO), Humana Gold Plus H5619-189 (HMO-POS), Humana PathWays Dual Care NFLOC (HMO-POS D-SNP), Humana Senior Living Plan (PPO I-SNP), Humana Together in Health (PPO I-SNP) (two new contracts), Humana Value Choice (PPO), and HumanaChoice Giveback H5216-481 (PPO) from Humana
• Provider Partners Indiana Community Plan (HMO I-SNP) from Provider Partners Health Plans (a new plan under a familiar name)
• Zing Elite Balance IN-MI (HMO C-SNP) from Zing Health

New does not mean better or worse — it means new. You'll want to check the network, drug list, and costs against your current plan before switching.

Plans that are renamed

Seven plans are keeping their contract but changing their name for 2027:

• DEVOTED C-SNP CHOICE ENHANCED 014 IN (PPO C-SNP), formerly DEVOTED C-SNP CHOICE PREMIUM 014 IN (PPO C-SNP)
• Anthem Medicare Advantage 3 (HMO-POS), formerly Anthem Medicare Advantage 3 (HMO)
• Anthem Medicare Advantage 4 (HMO-POS), formerly Anthem Medicare Advantage 4 (HMO)
• Humana Full Access (PPO), formerly Humana Full Access H5216-192 (PPO)
• UHC Dual Complete IN-Q1 (PPO D-SNP), formerly UHC Dual Complete IN-D001 (PPO D-SNP)
• UHC PathWays Dual Care IN-Y1 (PPO D-SNP), formerly UHC PathWays Dual Care IN-S1 (PPO D-SNP)
• UHC PathWays Dual Care IN-YL (PPO D-SNP), formerly UHC PathWays Dual Care IN-S3 (PPO D-SNP)

If yours was renamed, you don't have to do anything to stay enrolled — but you should still read the ANOC, because 22 continuing plans also show a change on premium, deductible, plan type or name in CMS's file.

What to do, depending on your situation

If your plan is leaving. You have two enrollment windows. The Annual Enrollment Period (Oct. 15 – Dec. 7) lets you pick any 2027 plan for a Jan. 1 start. If you don't act by Dec. 7, a Special Enrollment Period for non-renewed members runs through the end of February 2027 — enough time to pick a new Medicare Advantage plan or return to Original Medicare and add a stand-alone Part D drug plan.

If your plan is renamed. No action is required to stay enrolled. Update your records with the new plan name so pharmacy and provider paperwork lines up.

If your plan is continuing but the file flags a change. Read the ANOC that arrived in September. It spells out any change to premium, deductible, plan type or name for the coming year. If the plan still fits, do nothing. If not, use AEP (Oct. 15 – Dec. 7) to switch.

If your plan is unchanged. You can still shop. AEP is the main window; Jan. 1 – Mar. 31 is the Medicare Advantage Open Enrollment Period, when current MA members can make one change.

Program facts worth knowing while you compare

These apply to everyone, regardless of which plan you land on:

• Part D out-of-pocket cap: $2,100 in 2026.
• Part D maximum deductible: $615 in 2026 ($700 in 2027).
• The coverage gap ("donut hole") is gone as of 2025; Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread drug costs across the year in monthly amounts, at no extra charge.
• IRMAA surcharges for higher-income enrollees begin above $109,000 in income for a single filer in 2026.