Medicare Advantage

The full 2027 Medicare Advantage lineup in Overland Park, by carrier and plan type

For 2027, Overland Park is looking at 43 Medicare Advantage plans: 6 new, 16 gone since 2026, and 30 still here but changed on premium, deductible, plan type or name, 14 of them under a new name. Below, how the lineup shifted in Johnson County and what to compare, with no plan ranked or recommended.

Medicare AdvantageOverland Park, KS

OVERLAND PARK, Kan. — If you live in Overland Park and are sorting through your Medicare choices for 2027, here is the full picture of what is on the shelf. Seven carriers are selling Medicare Advantage in the area, and together they offer 29 plans. Every plan is listed by carrier and plan type in the table below.

Overland Park sits in Johnson County, and Medicare Advantage availability is set at the county level. That means the plans you can enroll in are the plans CMS lists for Johnson County. The counts and names below come from the CMS Medicare Advantage Landscape Source File for plan year 2027.

What's available in Overland Park for 2027

The eight carriers offering Medicare Advantage plans in Johnson County this year, in alphabetical order, are Aetna (CVS Health), Blue Cross Blue Shield (HCSC), Centene (WellCare), Devoted Health, Elevance Health (Anthem), Humana, Kansas Health Advantage and UnitedHealthcare.

Here is how the 53 plans divide up among them:

• Aetna (CVS Health): 7 plans (HMO, HMO-POS, PPO; includes 2 Special Needs Plans)
• Blue Cross Blue Shield (HCSC): 3 plans (HMO, PPO)
• Centene (WellCare): 6 plans (HMO-POS, PPO; includes 3 Special Needs Plans)
• Devoted Health: 4 plans (PPO; includes 2 Special Needs Plans)
• Elevance Health (Anthem): 1 plan (HMO; a Special Needs Plan)
• Humana: 13 plans (HMO, HMO-POS, PFFS, PPO; includes 1 Special Needs Plan)
• Kansas Health Advantage: 2 plans (HMO; both Special Needs Plans)
• UnitedHealthcare: 17 plans (HMO-POS, PPO; includes 6 Special Needs Plans)

The table below lists every plan by name, its plan type and whether it includes drug coverage.

Understanding the plan types

Medicare Advantage plans in the area come in four flavors for 2027: HMO, HMO-POS, PPO and PFFS.

An HMO (Health Maintenance Organization) generally asks you to use in-network doctors and hospitals, and usually to pick a primary care doctor. An HMO-POS (Point of Service) works like an HMO but lets you go out of network for certain services, often at a higher cost. A PPO (Preferred Provider Organization) gives you more flexibility to see out-of-network providers, though in-network care usually costs less. A PFFS (Private Fee-for-Service) plan lets you see any Medicare-approved provider who agrees to the plan's payment terms.

None of these is "better" than the others in the abstract — the right fit depends on your doctors, your prescriptions and how you like to get care.

Special Needs Plans in the area

Of the 53 plans, 17 are Special Needs Plans, or SNPs. These are Medicare Advantage plans built for people who meet specific eligibility rules.

• D-SNPs (Dual Eligible) are for people who have both Medicare and Medicaid.
• C-SNPs (Chronic Condition) are for people with certain chronic conditions, such as diabetes or heart conditions.
• I-SNPs (Institutional) are for people who live in, or need the level of care provided in, a nursing home or similar setting.

You need to qualify to enroll in an SNP. If you are not sure whether one fits your situation, the Kansas SHICK program (the state's SHIP) can help you check.

Drug coverage and the 2027 Part D rules

Most Medicare Advantage plans on the Johnson County list for 2027 include prescription drug coverage. That is worth knowing, because if you enroll in a Medicare Advantage plan that includes drugs (an MA-PD), you generally cannot also add a stand-alone Part D plan.

A few program-wide Part D facts to keep in mind for 2027:

• The Part D out-of-pocket cap is $2,100 in 2026 ($2,400 in 2027) for the year. Once your out-of-pocket spending on covered drugs hits that amount, you pay nothing more for covered drugs the rest of the year.
• The maximum Part D deductible any plan can charge is $615 in 2026 ($700 in 2027).
• The old coverage gap ("donut hole") is gone as of 2025. Part D now has three phases: deductible, initial coverage and catastrophic.
• The Medicare Prescription Payment Plan is an optional program that lets you spread your drug costs into monthly payments through your plan, instead of paying at the pharmacy counter.

Dates to know

• Annual Enrollment Period: Oct. 15 – Dec. 7, 2026. This is when you can join, switch or drop a Medicare Advantage or Part D plan for 2027.
• Medicare Advantage Open Enrollment Period: Jan. 1 – March 31. If you are already in a Medicare Advantage plan on Jan. 1, you can make one change during this window.

Higher-income beneficiaries should also know about IRMAA, the income-related surcharge on Part B and Part D premiums. For 2026, IRMAA generally starts at income above $109,000 for a single filer.

How to compare plans the right way

Because the rules on this site do not allow us to compare premiums, copays, networks or star ratings for any specific plan, the best move is to go straight to the source:

• The Medicare Plan Finder at medicare.gov lets you enter your ZIP code and your prescriptions to see the plans available in Overland Park, side by side.
• Each plan's own Summary of Benefits and Evidence of Coverage documents show what it covers.
• 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048) is open 24/7.
• Kansas SHICK (Senior Health Insurance Counseling for Kansas) offers free, unbiased one-on-one help.