Medicare Advantage

How many Medicare plan choices do Hyattsville residents actually have for 2027?

Hyattsville sits inside Prince George's County, and if you are turning 65 or rethinking your coverage this fall, one of the first questions worth answering is a simple one: how many Medicare options can you actually pick from? The 2026 county menu is bigger than many people expect, and the 2027 lineup — the one you choose during this fall's enrollment window — is detailed in each plan's Annual Notice of Change and on Medicare.gov's Plan Finder. It helps to see the full picture before the Dec. 7 deadline.

How many plans are on the table in Prince George's County

Medicare plan availability is set at the county level, not the city level. Hyattsville is in Prince George's County, where the 2026 CMS Medicare landscape listed 34 Medicare Advantage plans from 7 carriers offering Medicare Advantage with prescription drug coverage (MA-PD). The 2027 count will appear in each plan's ANOC and on Medicare.gov's Plan Finder.

That is the "menu." It does not tell you which plan fits your doctors, your prescriptions, or your budget — that comparison happens on Medicare.gov's Plan Finder, or with a licensed agent or a SHIP counselor. But it does tell you that the choice is not narrow.

What about stand-alone drug plans?

The area-level data for Prince George's County listed 0 stand-alone Part D plans for 2026. Stand-alone Part D plans (PDPs) are usually paired with Original Medicare or a Medigap policy to add drug coverage. The 2027 PDP list is on Medicare.gov's Plan Finder.

If you rely on Original Medicare and need Part D, this is worth checking directly on Medicare.gov, since national PDP availability can shift year to year and the Plan Finder will show what is currently offered to your ZIP code.

The Original Medicare vs. Medicare Advantage choice

Roughly speaking, people in Hyattsville have two paths:

• Original Medicare (Parts A and B), often paired with a Medigap policy and, when available, a Part D drug plan.
• Medicare Advantage (Part C), a private plan that bundles Parts A and B and usually Part D, with its own network and rules.

The county has 143,116 residents age 65 and older, which is a sizable Medicare population — and it is why carriers compete here with 34 different Advantage options.

What Star Ratings do (and don't) tell you

CMS rates Medicare Advantage and Part D contracts on a 1-to-5 star scale, measuring things like customer service, member complaints, and how well plans manage chronic conditions. In the Prince George's County area for 2026, the data set showed 0 contracts rated 4 stars or higher.

Star Ratings are one input, not a verdict. A plan's network, drug list, and total costs matter just as much for your specific situation. Use ratings as a starting point for questions, not as a shortcut around comparing coverage.

Program rules that apply no matter which plan you pick

A few program-level facts are true across Hyattsville, Maryland, and the country for 2026:

• Part D out-of-pocket cap: $2,100 in 2026 ($2,400 in 2027). Once your drug spending hits that, you pay $0 for covered Part D drugs the rest of the year.
• Part D maximum deductible: $615 in 2026 ($700 in 2027).
• Coverage gap: Eliminated. Part D now has three phases instead of four.
• Medicare Prescription Payment Plan: You can opt in to spread your drug costs across the calendar year in monthly payments instead of paying at the pharmacy counter.
• IRMAA: Higher-income beneficiaries pay Part B and Part D surcharges. For a single filer in 2026, surcharges begin above $109,000 in income.

Dates to circle

• Oct. 15 – Dec. 7: Annual Enrollment Period. You can join, switch, or drop Medicare Advantage and Part D plans. Changes take effect Jan. 1.
• Jan. 1 – March 31: Medicare Advantage Open Enrollment. If you are already in an Advantage plan, you get one chance to switch to another Advantage plan or return to Original Medicare.