Medicare Advantage
How Weymouth's Medicare plan choices compare with nearby Massachusetts counties
Weymouth sits in Norfolk County, and if you are shopping for Medicare here, it helps to know that the menu of plans you see is set by the county you live in — not by your ZIP code or your town. That means a friend in Boston, a cousin in Brockton or a neighbor who moved to Cape Cod may be looking at a very different list of Medicare Advantage and drug plans than you are, even though you all live in the same metro area.
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Key takeaways
- Weymouth is in Norfolk County, where 49 Medicare Advantage plans are available from 9 carriers in 2026; the 2027 lineup is in each plan's ANOC and on Medicare.gov's Plan Finder.
- Medicare plan lineups are set at the county level, so nearby areas like Suffolk, Plymouth and Bristol counties may have different menus.
- The Annual Enrollment Period runs Oct. 15 through Dec. 7, and Medicare Advantage members get a second window Jan. 1 through March 31.
- In 2026, Part D has a $2,100 out-of-pocket cap and a maximum deductible of $615. In 2027, the cap is $2,400 and the maximum deductible is $700. In 2027, the cap is $2,400 and the maximum deductible is $700.
This is a quick snapshot of what plan availability looks like around Weymouth for 2026, and how to think about the 2027 choices during this fall's Annual Enrollment Period without getting overwhelmed.
What "plan availability" really means
When Medicare talks about how many plans you can join, it means the plans offered in your county. Weymouth is in Norfolk County, where 49 Medicare Advantage plans are available and 9 carriers offer Medicare Advantage with drug coverage (MA-PD). Stand-alone Part D drug plans are counted separately at the regional level.
The point is not to compare 49 plans one by one. Most people can quickly narrow the list by asking a few questions: Are my doctors in the network? Are my prescriptions covered? Do I travel enough to want a broader network?
Why nearby counties look different
Norfolk County wraps around the south side of Boston, and it borders several other counties that make up the greater metro. Suffolk County (Boston, Chelsea, Revere), Plymouth County (Brockton, Plymouth, Hingham), Middlesex County (Cambridge, Framingham) and Bristol County (Fall River, New Bedford) each have their own Medicare Advantage lineups.
Carriers decide, county by county, where to offer plans and which hospitals and doctors to include. That is why the number of plans, the mix of carriers, and even the provider networks can shift as you cross a town line. If you are considering a move — even a short one — it is worth checking the plan list for the new county before you sign a lease.
How to shortlist without a headache
A good starting point is medicare.gov's Plan Finder. You enter your ZIP code, add your prescriptions and your preferred pharmacy, and the tool filters plans that fit. From there:
- Check that your primary care doctor and specialists are in network.
- Look at how each plan handles the drugs you actually take.
- Consider whether you want extras like dental, vision or hearing coverage, and read how they work.
- If you split time between Massachusetts and another state, ask about out-of-area coverage rules.
Star Ratings, published by Medicare each fall, are one more piece of information. They measure things like customer service and care quality at the contract level, and they can help you compare — but they are not the only factor.
Dates and rules worth writing down
The Annual Enrollment Period runs from Oct. 15 to Dec. 7 every year. That is when most people can join, switch or drop a Medicare Advantage or Part D plan for coverage starting Jan. 1.
If you are already in a Medicare Advantage plan, you also get the Medicare Advantage Open Enrollment Period from Jan. 1 to March 31 to make one change.
A few program-wide numbers are helpful to keep in mind as you compare 2026 and 2027:
- Part D out-of-pocket spending is capped at $2,100 in 2026 and $2,400 in 2027.
- The Part D deductible cannot be more than $615 in 2026, or more than $700 in 2027.
- The old "donut hole" coverage gap is gone; Part D now has three phases.
- The Medicare Prescription Payment Plan lets you spread your drug costs across the year in monthly amounts if you choose.
- IRMAA income surcharges on Part B and Part D start above $109,000 for a single filer.
Where to get unbiased help
You do not have to figure this out alone. Massachusetts has a free SHINE program (the state's SHIP), staffed by trained counselors who do not sell insurance. You can reach SHINE through your local council on aging, including the one in Weymouth.
You can also call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, or visit medicare.gov to compare plans yourself.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Norfolk County
(MA penetration in Norfolk County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans are available in Weymouth?
Can I buy the same Medicare plan my sister in Boston has?
When can I change my Medicare plan?
What is the Part D out-of-pocket cap for prescription drugs?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
Also for Weymouth
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This page was last updated: September 30, 2026.