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HomeMedicare AdvantageNorth CarolinaWinston-SalemIs Your Forsyth County Plan Leaving After 2026?

Medicare Advantage

Is Your Forsyth County Plan Leaving After 2026?

Forsyth County has 81 Medicare Advantage plans for 2027. Compared with 2026, 15 plans are not coming back, 13 are new, and 25 continuing plans changed in some way you should check before December 7, 16 of them under a new name. This guide covers what those numbers mean for Winston-Salem, not which plan to pick.

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2027 PLAN ALERT

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  • Your doctors — confirmed in-network for 2027
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Senior woman reading a guide at home in Winston-Salem — illustrating this Medicare guideMedicare AdvantageWinston-Salem, NC
Photo: Raymond Petrik Photo by Raymond Petrik on Unsplash

WINSTON-SALEM, N.C. — Medicare's Annual Enrollment Period is open through Dec. 7, and the 2027 plan lineup in Forsyth County looks different from what many members are used to. According to the CMS Medicare Advantage Landscape files, 15 Medicare Advantage plans will not return next year, 13 new plans are joining the market, and 16 existing plans have been renamed. Another 25 continuing plans change something in their terms — details that show up in each member's Annual Notice of Change (ANOC).

Key takeaways

  • In Forsyth County, 15 Medicare Advantage plans are leaving after 2026, 13 new plans start in 2027, and 16 plans have been renamed — check your ANOC to see which category yours is in.
  • If your plan is not being offered next year, you qualify for a Special Enrollment Period that runs through the end of February to pick a new plan or return to Original Medicare.
  • The Annual Enrollment Period runs Oct. 15 through Dec. 7; the Medicare Advantage Open Enrollment Period runs Jan. 1 through March 31 for anyone already in an MA plan.
  • The Part D out-of-pocket cap is $2,100 in 2026 and $2,400 in 2027, and the maximum deductible is $615 in 2026 and $700 in 2027. The coverage gap is gone.

If you live in Winston-Salem, that means it's worth opening the mail from your carrier this fall, even if you've kept the same plan for years.

What's changing in Forsyth County

Winston-Salem is in Forsyth County, and Medicare Advantage availability is set at the county level. Here is what the CMS files show for 2027 compared with 2026:

The table below lists every plan available in the county for the coming year.

Plans that will not be offered in 2027

If you're enrolled in one of these plans, your coverage under it ends Dec. 31, 2026. Listed in alphabetical order by carrier:

If your plan is on this list, your carrier is required to send you a non-renewal notice. You'll get a Special Enrollment Period that runs through the end of February 2027 to choose a new Medicare Advantage plan, join a stand-alone Part D drug plan, or switch back to Original Medicare.

New plans arriving for 2027

Thirteen Medicare Advantage plans are new to Forsyth County next year:

Several of these are Special Needs Plans (D-SNP, C-SNP or I-SNP), which are limited to people who qualify — for example, people with both Medicare and Medicaid, people with certain chronic conditions, or people living in a nursing home.

Renamed plans — same plan, new label

Sixteen plans in the county kept going but got a new name. If you can't find your plan by name this fall, check whether it was simply renamed:

A rename doesn't automatically mean anything else changed — but it's still worth reading the ANOC, since your plan could also be in the group with a premium, deductible or plan

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

By the numbers

How people get Medicare in Forsyth County

70% are on Medicare Advantage
(MA penetration in Forsyth County)
70%
30%
Medicare Advantage Medicare Supplement (Medigap) Original Medicare only
U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

What changes next year

Medicare Advantage plans leaving or changing in Forsyth County for 2027

Winston-Salem is in Forsyth County. Comparing CMS’s 2026 and 2027 Landscape files for the county:

15
Not offered for 2027
13
New for 2027
16
Renamed
25
Changing (see your ANOC)
68
Continuing

Plans not offered in Forsyth County for 2027

PlanCarrierType
Aetna Medicare Signature Care (HMO)Aetna (CVS Health)HMO
Alignment Health Platinum (HMO)Alignment Health PlanHMO
Blue Medicare Choice (HMO)Blue Cross and Blue Shield of North CarolinaHMO
HealthSpring Preferred Plus (HMO)Blue Cross Blue Shield (HCSC)HMO
HealthSpring Preferred Select (HMO)Blue Cross Blue Shield (HCSC)HMO
Wellcare Dual Access (HMO-POS D-SNP)Centene (WellCare)HMO-POS D-SNP
Wellcare Giveback Open (PPO)Centene (WellCare)PPO
HealthTeam Advantage Diabetes & Heart Care (HMO C-SNP)HealthTeam AdvantageHMO C-SNP
HumanaChoice H5525-050 (PPO)HumanaPPO
HumanaChoice H5525-083 (PPO)HumanaPPO
Provider Partners North Carolina Community Plan (HMO I-SNP)Provider Partners Health PlansHMO I-SNP
Provider Partners North Carolina Essential Plan (HMO I-SNP)Provider Partners Health PlansHMO I-SNP
AARP Medicare Advantage Access from UHC NC-23 (PPO)UnitedHealthcarePPO
UHC Dual Complete NC-D001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP
UHC Dual Complete NC-S3 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP

Plans new to Forsyth County for 2027

PlanCarrierType
Aetna Medicare Chronic Care (HMO C-SNP)Aetna (CVS Health)HMO C-SNP
HealthSpring Achieve (HMO C-SNP)Blue Cross Blue Shield (HCSC)HMO C-SNP
DEVOTED C-SNP GIVEBACK EXTRAS 032 NC (HMO C-SNP)Devoted HealthHMO C-SNP
DEVOTED GIVEBACK EXTRAS 038 NC (HMO)Devoted HealthHMO
HealthTeam Advantage Thrive Plan (HMO)HealthTeam AdvantageHMO
Humana Gold Plus Giveback H1036-343 (HMO-POS)HumanaHMO-POS
Humana Gold Plus H1036-137 (HMO-POS)HumanaHMO-POS
HumanaChoice H7617-122 (PPO)HumanaPPO
Provider Partners North Carolina Community Plan (HMO I-SNP)Provider Partners Health PlansHMO I-SNP
Provider Partners North Carolina Essential Plan (HMO I-SNP)Provider Partners Health PlansHMO I-SNP
PruittHealth Premier (HMO I-SNP)PruittHealth PremierHMO I-SNP
UHC Dual Complete NC-Q2 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP
UHC Dual Complete NC-S3 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP

Plans continuing under a new name

PlanCarrierType
Aetna Medicare Eagle (PPO) (was Aetna Medicare Eagle Giveback (PPO))Aetna (CVS Health)PPO
Aetna Medicare Full Dual (HMO D-SNP) (was Aetna Medicare Dual (HMO D-SNP))Aetna (CVS Health)HMO D-SNP
Alignment Health AVA 001 (PPO) (was Alignment Health AVA (PPO))Alignment Health PlanPPO
Alignment Health Duals+ 004 (HMO-POS D-SNP) (was Alignment Health NC Duals (HMO-POS D-SNP))Alignment Health PlanHMO-POS D-SNP
Alignment Health Heart & Diabetes 011 (HMO C-SNP) (was Alignment Health Heart & Diabetes Care (HMO C-SNP))Alignment Health PlanHMO C-SNP
Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP) (was Alignment Health Heart & Diabetes NCPlus (HMO-POS C-SNP))Alignment Health PlanHMO-POS C-SNP
Alignment Health Platinum 010 (HMO) (was Alignment Health Platinum Select (HMO))Alignment Health PlanHMO
Alignment Health Smart 006 (HMO) (was Alignment Health smartHMO (HMO))Alignment Health PlanHMO
Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) (was Wellcare Dual Liberty (HMO-POS D-SNP))Centene (WellCare)HMO-POS D-SNP
Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) (was Wellcare Dual Liberty Open (PPO D-SNP))Centene (WellCare)PPO D-SNP
Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) (was Wellcare Dual Reserve (HMO-POS D-SNP))Centene (WellCare)HMO-POS D-SNP
DEVOTED C-SNP ENHANCED 017 NC (HMO C-SNP) (was DEVOTED C-SNP PREMIUM 017 NC (HMO C-SNP))Devoted HealthHMO C-SNP
Humana Full Access (Regional PPO) (was Humana Full Access R0110-005 (Regional PPO))HumanaPPO
AARP Medicare Advantage from UHC NC-15 (HMO-POS) (was AARP Medicare Advantage from UHC NC-0015 (HMO-POS))UnitedHealthcareHMO-POS
UHC Dual Advantage NC-V1 (HMO-POS D-SNP) (was UHC Dual Complete NC-V001 (HMO-POS D-SNP))UnitedHealthcareHMO-POS D-SNP
UHC Dual Complete NC-Q1 (PPO D-SNP) (was UHC Dual Complete NC-S001 (PPO D-SNP))UnitedHealthcarePPO D-SNP

“Changing” means the plan’s 2027 record differs from 2026 on premium, drug deductible, plan type or name; the details are in the Annual Notice of Change your plan mails by September 30. If your plan is not offered for 2027, you can choose another during the Annual Enrollment Period (October 15 to December 7) and you also get a Special Enrollment Period that runs through the end of February. Source: CMS MA Landscape Source Files. No plan is ranked or recommended.

The choices, by type

How the Medicare Advantage choices in Winston-Salem break down for 2026

99
Medicare Advantage plans
13
Carriers offering them
38
HMO plans
21
HMO-POS plans
39
PPO plans
1
PFFS plans
39
Special Needs Plans
99
Include drug coverage

Carriers offering plans in Forsyth County, alphabetically, with the number of plans each offers:

  • Aetna (CVS Health) 9 plans
  • Alignment Health Plan 7 plans
  • Blue Cross and Blue Shield of North Carolina 8 plans
  • Blue Cross Blue Shield (HCSC) 8 plans
  • Centene (WellCare) 9 plans
  • Devoted Health 10 plans
  • HealthTeam Advantage 5 plans
  • Humana 20 plans
  • Liberty Medicare Advantage 3 plans
  • Longevity Health Plan 1 plan
  • Provider Partners Health Plans 3 plans
  • PruittHealth Premier 1 plan
  • UnitedHealthcare 15 plans

HMO plans use a network and usually a primary-care doctor; HMO-POS plans add some out-of-network coverage; PPO plans cover out-of-network care at a higher share; PFFS plans pay any provider that accepts the plan’s terms; Special Needs Plans serve people who are dual-eligible (D-SNP), have certain conditions (C-SNP) or live in an institution (I-SNP). Source: CMS Landscape Source File. No plan is ranked or recommended here.

Compare with a licensed agent

See Medicare options serving Winston-Salem & speak with a licensed agent

Medicare Advantage companies in Forsyth County

By local enrollment size · informational, not a ranking
CompanyLocal enrollmentPlans offeredLocal agentsAction
UnitedHealthcareNational—Yes
HumanaNational—Yes
Curacor Solutions CorpRegional—Yes
Aetna (CVS Health)National—Yes
Blue Cross Blue Shield (HCSC)Regional—Yes
Devoted Health IncRegional—Yes
Enrollment data: CMS Medicare Advantage enrollment by company (county level). Figures shown are illustrative sample data pending the current CMS file. Listed by enrollment size, largest first — this is not a ranking, recommendation, or endorsement of any company or plan.

Provided by licensed insurance partners; MyMedicarePlans.org may be compensated. Not a ranking or endorsement of any plan.

Explore

When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Explore

The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.
Sources & further reading
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.

Also for Winston-Salem

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan rankings or recommendations. This is educational content. We don't rank, score, or recommend specific plans.
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  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
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This page was last updated: October 7, 2026.

Medicare plans in your area changing for 2027 — check yoursCall