Medicare Advantage
Is Your Forsyth County Plan Leaving After 2026?
Forsyth County has 81 Medicare Advantage plans for 2027. Compared with 2026, 15 plans are not coming back, 13 are new, and 25 continuing plans changed in some way you should check before December 7, 16 of them under a new name. This guide covers what those numbers mean for Winston-Salem, not which plan to pick.
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WINSTON-SALEM, N.C. — Medicare's Annual Enrollment Period is open through Dec. 7, and the 2027 plan lineup in Forsyth County looks different from what many members are used to. According to the CMS Medicare Advantage Landscape files, 15 Medicare Advantage plans will not return next year, 13 new plans are joining the market, and 16 existing plans have been renamed. Another 25 continuing plans change something in their terms — details that show up in each member's Annual Notice of Change (ANOC).
Key takeaways
- In Forsyth County, 15 Medicare Advantage plans are leaving after 2026, 13 new plans start in 2027, and 16 plans have been renamed — check your ANOC to see which category yours is in.
- If your plan is not being offered next year, you qualify for a Special Enrollment Period that runs through the end of February to pick a new plan or return to Original Medicare.
- The Annual Enrollment Period runs Oct. 15 through Dec. 7; the Medicare Advantage Open Enrollment Period runs Jan. 1 through March 31 for anyone already in an MA plan.
- The Part D out-of-pocket cap is $2,100 in 2026 and $2,400 in 2027, and the maximum deductible is $615 in 2026 and $700 in 2027. The coverage gap is gone.
If you live in Winston-Salem, that means it's worth opening the mail from your carrier this fall, even if you've kept the same plan for years.
What's changing in Forsyth County
Winston-Salem is in Forsyth County, and Medicare Advantage availability is set at the county level. Here is what the CMS files show for 2027 compared with 2026:
- 15 plans leaving after 2026
- 13 new plans starting for 2027
- 16 plans renamed (same plan, new label)
- 25 plans changing on premium, deductible, plan type or name — the specifics live in your ANOC
- 68 plans continuing with no listed change
The table below lists every plan available in the county for the coming year.
Plans that will not be offered in 2027
If you're enrolled in one of these plans, your coverage under it ends Dec. 31, 2026. Listed in alphabetical order by carrier:
- Aetna Medicare Signature Care (HMO) — Aetna (CVS Health)
- Alignment Health Platinum (HMO) — Alignment Health Plan
- Blue Medicare Choice (HMO) — Blue Cross and Blue Shield of North Carolina
- HealthSpring Preferred Plus (HMO) — Blue Cross Blue Shield (HCSC)
- HealthSpring Preferred Select (HMO) — Blue Cross Blue Shield (HCSC)
- Wellcare Dual Access (HMO-POS D-SNP) — Centene (WellCare)
- Wellcare Giveback Open (PPO) — Centene (WellCare)
- HealthTeam Advantage Diabetes & Heart Care (HMO C-SNP) — HealthTeam Advantage
- HumanaChoice H5525-050 (PPO) — Humana
- HumanaChoice H5525-083 (PPO) — Humana
- Provider Partners North Carolina Community Plan (HMO I-SNP) — Provider Partners Health Plans
- Provider Partners North Carolina Essential Plan (HMO I-SNP) — Provider Partners Health Plans
- AARP Medicare Advantage Access from UHC NC-23 (PPO) — UnitedHealthcare
- UHC Dual Complete NC-D001 (HMO-POS D-SNP) — UnitedHealthcare
- UHC Dual Complete NC-S3 (HMO-POS D-SNP) — UnitedHealthcare
If your plan is on this list, your carrier is required to send you a non-renewal notice. You'll get a Special Enrollment Period that runs through the end of February 2027 to choose a new Medicare Advantage plan, join a stand-alone Part D drug plan, or switch back to Original Medicare.
New plans arriving for 2027
Thirteen Medicare Advantage plans are new to Forsyth County next year:
- Aetna Medicare Chronic Care (HMO C-SNP) — Aetna (CVS Health)
- HealthSpring Achieve (HMO C-SNP) — Blue Cross Blue Shield (HCSC)
- DEVOTED C-SNP GIVEBACK EXTRAS 032 NC (HMO C-SNP) — Devoted Health
- DEVOTED GIVEBACK EXTRAS 038 NC (HMO) — Devoted Health
- HealthTeam Advantage Thrive Plan (HMO) — HealthTeam Advantage
- Humana Gold Plus Giveback H1036-343 (HMO-POS) — Humana
- Humana Gold Plus H1036-137 (HMO-POS) — Humana
- HumanaChoice H7617-122 (PPO) — Humana
- Provider Partners North Carolina Community Plan (HMO I-SNP) — Provider Partners Health Plans
- Provider Partners North Carolina Essential Plan (HMO I-SNP) — Provider Partners Health Plans
- PruittHealth Premier (HMO I-SNP) — PruittHealth Premier
- UHC Dual Complete NC-Q2 (HMO-POS D-SNP) — UnitedHealthcare
- UHC Dual Complete NC-S3 (HMO-POS D-SNP) — UnitedHealthcare
Several of these are Special Needs Plans (D-SNP, C-SNP or I-SNP), which are limited to people who qualify — for example, people with both Medicare and Medicaid, people with certain chronic conditions, or people living in a nursing home.
Renamed plans — same plan, new label
Sixteen plans in the county kept going but got a new name. If you can't find your plan by name this fall, check whether it was simply renamed:
- Aetna Medicare Eagle (PPO) — was Aetna Medicare Eagle Giveback (PPO)
- Aetna Medicare Full Dual (HMO D-SNP) — was Aetna Medicare Dual (HMO D-SNP)
- Alignment Health AVA 001 (PPO) — was Alignment Health AVA (PPO)
- Alignment Health Duals+ 004 (HMO-POS D-SNP) — was Alignment Health NC Duals (HMO-POS D-SNP)
- Alignment Health Heart & Diabetes 011 (HMO C-SNP) — was Alignment Health Heart & Diabetes Care (HMO C-SNP)
- Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP) — was Alignment Health Heart & Diabetes NCPlus (HMO-POS C-SNP)
- Alignment Health Platinum 010 (HMO) — was Alignment Health Platinum Select (HMO)
- Alignment Health Smart 006 (HMO) — was Alignment Health smartHMO (HMO)
- Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) — was Wellcare Dual Liberty (HMO-POS D-SNP)
- Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) — was Wellcare Dual Liberty Open (PPO D-SNP)
- Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) — was Wellcare Dual Reserve (HMO-POS D-SNP)
- DEVOTED C-SNP ENHANCED 017 NC (HMO C-SNP) — was DEVOTED C-SNP PREMIUM 017 NC (HMO C-SNP)
- Humana Full Access (Regional PPO) — was Humana Full Access R0110-005 (Regional PPO)
- AARP Medicare Advantage from UHC NC-15 (HMO-POS) — was AARP Medicare Advantage from UHC NC-0015 (HMO-POS)
- UHC Dual Advantage NC-V1 (HMO-POS D-SNP) — was UHC Dual Complete NC-V001 (HMO-POS D-SNP)
- UHC Dual Complete NC-Q1 (PPO D-SNP) — was UHC Dual Complete NC-S001 (PPO D-SNP)
A rename doesn't automatically mean anything else changed — but it's still worth reading the ANOC, since your plan could also be in the group with a premium, deductible or plan
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Forsyth County
(MA penetration in Forsyth County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
What changes next year
Medicare Advantage plans leaving or changing in Forsyth County for 2027
Winston-Salem is in Forsyth County. Comparing CMS’s 2026 and 2027 Landscape files for the county:
Plans not offered in Forsyth County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Signature Care (HMO) | Aetna (CVS Health) | HMO |
| Alignment Health Platinum (HMO) | Alignment Health Plan | HMO |
| Blue Medicare Choice (HMO) | Blue Cross and Blue Shield of North Carolina | HMO |
| HealthSpring Preferred Plus (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| HealthSpring Preferred Select (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| Wellcare Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP |
| Wellcare Giveback Open (PPO) | Centene (WellCare) | PPO |
| HealthTeam Advantage Diabetes & Heart Care (HMO C-SNP) | HealthTeam Advantage | HMO C-SNP |
| HumanaChoice H5525-050 (PPO) | Humana | PPO |
| HumanaChoice H5525-083 (PPO) | Humana | PPO |
| Provider Partners North Carolina Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| Provider Partners North Carolina Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| AARP Medicare Advantage Access from UHC NC-23 (PPO) | UnitedHealthcare | PPO |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans new to Forsyth County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP |
| HealthSpring Achieve (HMO C-SNP) | Blue Cross Blue Shield (HCSC) | HMO C-SNP |
| DEVOTED C-SNP GIVEBACK EXTRAS 032 NC (HMO C-SNP) | Devoted Health | HMO C-SNP |
| DEVOTED GIVEBACK EXTRAS 038 NC (HMO) | Devoted Health | HMO |
| HealthTeam Advantage Thrive Plan (HMO) | HealthTeam Advantage | HMO |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) | Humana | HMO-POS |
| Humana Gold Plus H1036-137 (HMO-POS) | Humana | HMO-POS |
| HumanaChoice H7617-122 (PPO) | Humana | PPO |
| Provider Partners North Carolina Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| Provider Partners North Carolina Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| PruittHealth Premier (HMO I-SNP) | PruittHealth Premier | HMO I-SNP |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Eagle (PPO) (was Aetna Medicare Eagle Giveback (PPO)) | Aetna (CVS Health) | PPO |
| Aetna Medicare Full Dual (HMO D-SNP) (was Aetna Medicare Dual (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Alignment Health AVA 001 (PPO) (was Alignment Health AVA (PPO)) | Alignment Health Plan | PPO |
| Alignment Health Duals+ 004 (HMO-POS D-SNP) (was Alignment Health NC Duals (HMO-POS D-SNP)) | Alignment Health Plan | HMO-POS D-SNP |
| Alignment Health Heart & Diabetes 011 (HMO C-SNP) (was Alignment Health Heart & Diabetes Care (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP) (was Alignment Health Heart & Diabetes NCPlus (HMO-POS C-SNP)) | Alignment Health Plan | HMO-POS C-SNP |
| Alignment Health Platinum 010 (HMO) (was Alignment Health Platinum Select (HMO)) | Alignment Health Plan | HMO |
| Alignment Health Smart 006 (HMO) (was Alignment Health smartHMO (HMO)) | Alignment Health Plan | HMO |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) (was Wellcare Dual Liberty (HMO-POS D-SNP)) | Centene (WellCare) | HMO-POS D-SNP |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) (was Wellcare Dual Liberty Open (PPO D-SNP)) | Centene (WellCare) | PPO D-SNP |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) (was Wellcare Dual Reserve (HMO-POS D-SNP)) | Centene (WellCare) | HMO-POS D-SNP |
| DEVOTED C-SNP ENHANCED 017 NC (HMO C-SNP) (was DEVOTED C-SNP PREMIUM 017 NC (HMO C-SNP)) | Devoted Health | HMO C-SNP |
| Humana Full Access (Regional PPO) (was Humana Full Access R0110-005 (Regional PPO)) | Humana | PPO |
| AARP Medicare Advantage from UHC NC-15 (HMO-POS) (was AARP Medicare Advantage from UHC NC-0015 (HMO-POS)) | UnitedHealthcare | HMO-POS |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) (was UHC Dual Complete NC-V001 (HMO-POS D-SNP)) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete NC-Q1 (PPO D-SNP) (was UHC Dual Complete NC-S001 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
“Changing” means the plan’s 2027 record differs from 2026 on premium, drug deductible, plan type or name; the details are in the Annual Notice of Change your plan mails by September 30. If your plan is not offered for 2027, you can choose another during the Annual Enrollment Period (October 15 to December 7) and you also get a Special Enrollment Period that runs through the end of February. Source: CMS MA Landscape Source Files. No plan is ranked or recommended.
The choices, by type
How the Medicare Advantage choices in Winston-Salem break down for 2026
Carriers offering plans in Forsyth County, alphabetically, with the number of plans each offers:
- Aetna (CVS Health) 9 plans
- Alignment Health Plan 7 plans
- Blue Cross and Blue Shield of North Carolina 8 plans
- Blue Cross Blue Shield (HCSC) 8 plans
- Centene (WellCare) 9 plans
- Devoted Health 10 plans
- HealthTeam Advantage 5 plans
- Humana 20 plans
- Liberty Medicare Advantage 3 plans
- Longevity Health Plan 1 plan
- Provider Partners Health Plans 3 plans
- PruittHealth Premier 1 plan
- UnitedHealthcare 15 plans
HMO plans use a network and usually a primary-care doctor; HMO-POS plans add some out-of-network coverage; PPO plans cover out-of-network care at a higher share; PFFS plans pay any provider that accepts the plan’s terms; Special Needs Plans serve people who are dual-eligible (D-SNP), have certain conditions (C-SNP) or live in an institution (I-SNP). Source: CMS Landscape Source File. No plan is ranked or recommended here.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
Also for Winston-Salem
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This page was last updated: October 7, 2026.