Medicare Advantage

Got a plan non-renewal letter in Columbus?

People in Columbus can choose from 79 Medicare Advantage plans for 2027, against 92 this year. 27 of this year’s plans are gone, 14 are new to Franklin County, and 28 that continue have changed their premium, deductible, plan type or name, 5 of them under a new name.

COLUMBUS, Ohio — As Annual Enrollment gets underway, Franklin County residents on Medicare Advantage are seeing a noticeable reshuffle for the 2027 plan year. According to the CMS Medicare Advantage Landscape files, 27 Medicare Advantage plans available in Franklin County this year will not return in 2027, 14 new plans are joining the local lineup, and 5 plans are keeping most of their structure but coming back under a new name.

If you live in Columbus and get a letter saying your plan is ending, you are not being singled out — carriers routinely add, retire, and rename plans between years. But you do have a limited window to act.

What is actually changing in Franklin County

Columbus sits in Franklin County, where Medicare Advantage availability is set. For 2027, the CMS Landscape file shows:

• 27 plans leaving after 2026
• 14 new plans entering
• 5 plans renamed (same plan, new name)
• 23 continuing plans with a change flagged on premium, deductible, plan type or name
• 60 plans continuing without a flagged change

That is a meaningful churn, but a majority of local plans are continuing. The table below lists every Medicare Advantage plan offered in Franklin County, by carrier.

Plans not returning in 2027

If you are enrolled in one of the plans below, you will get a non-renewal notice from your insurer, usually in early October. That letter matters — keep it.

Plans leaving after 2026 in Franklin County include:

• Aetna (CVS Health): Aetna Medicare Dual Care (HMO D-SNP); Aetna Medicare Enhanced (HMO-POS); Aetna Medicare Partial Dual (HMO D-SNP); Aetna Medicare Signature (HMO)
• Centene (WellCare): Wellcare Assist (HMO-POS); Wellcare Dual Access (HMO-POS D-SNP); Wellcare Dual Reserve (HMO-POS D-SNP); Wellcare Simple (HMO-POS)
• Devoted Health: DEVOTED DUAL 011 OH (HMO D-SNP); DEVOTED DUAL PLUS 010 OH (HMO D-SNP)
• Humana: Humana Dual Select H5525-046 (PPO D-SNP); Humana Gold Choice H8145-032 (PFFS); Humana Gold Plus SNP-DE H6622-015 (HMO D-SNP); Humana Gold Plus SNP-DE H6622-087 (HMO D-SNP); Humana USAA Honor Giveback with Rx (PPO); Humana Value Plus H5525-041 (PPO); HumanaChoice Giveback H5216-309 (PPO); HumanaChoice Giveback H7617-003 (PPO)
• MediGold: Mount Carmel MediGold Premium Choice (PPO)
• The Health Plan: The Health Plan SecureCare SNP (HMO D-SNP); The Health Plan SecureChoice - Option II (PPO)
• UnitedHealthcare: AARP Medicare Advantage from UHC OH-0003 (HMO-POS); UHC Dual Complete OH-D001 (HMO D-SNP); UHC Dual Complete OH-D1 (PPO D-SNP); UHC Dual Complete OH-S2 (HMO D-SNP); UHC Dual Complete OH-V001 (HMO D-SNP)

A large share of the non-renewals are Dual Eligible Special Needs Plans (D-SNPs), which serve people who have both Medicare and Medicaid. Ohio's D-SNP landscape is shifting as MyCare Ohio moves toward its new integrated design, and several carriers are replacing older D-SNPs with new ones (see below).

New plans joining for 2027

Fourteen plans are new to Franklin County in 2027:

• Aetna (CVS Health): Aetna Medicare Prime Care (HMO-POS)
• Centene (WellCare): Wellcare Buckeye Health Dual Access (HMO D-SNP); Wellcare Buckeye Health Dual Reserve (HMO D-SNP); Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP)
• Devoted Health: DEVOTED C-SNP GIVEBACK EXTRAS 023 OH (HMO C-SNP); DEVOTED GIVEBACK EXTRAS 028 OH (HMO)
• Elevance Health (Anthem): Anthem Dual Advantage Plus (HMO D-SNP); Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP)
• Humana: Humana Essentials Plus Giveback (PPO); HumanaChoice Giveback H5216-481 (PPO)
• Molina Healthcare of Ohio: Molina Complete Care Connect for MyCare Ohio (HMO D-SNP)
• UnitedHealthcare: AARP Medicare Advantage from UHC OH-19 (HMO-POS); AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS); UHC Complete Care Support OH-1A (HMO-POS C-SNP)

If your current plan is leaving and you liked your carrier, one of these may be the successor product — but do not assume the network, drug list or cost-sharing are the same. Compare.

Renamed plans (same plan, new name)

Five plans are keeping their identity but appearing under a new name for 2027:

• Wellcare Buckeye MyCare Ohio Dual Align Unity (HMO D-SNP) — was Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP)
• DEVOTED C-SNP ENHANCED 020 OH (HMO C-SNP) — was DEVOTED C-SNP PREMIUM 020 OH (HMO C-SNP)
• Anthem I MyCare Ohio Full Dual Support (HMO D-SNP) — was Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP)
• Humana Full Access (PPO) — was Humana Full Access H5525-042 (PPO)
• MedMutual Advantage Classic (HMO-POS) — was MedMutual Advantage Classic (HMO)

A renamed plan is not automatically the same as the old one. In some cases, other details — such as plan type — are also different. Your ANOC is the source of truth for what changed.

What to do if your plan is leaving

1. Read the non-renewal letter. Insurers must send it before Annual Enrollment starts. Save it — it is your proof of eligibility for a Special Enrollment Period (SEP).

2. Know your enrollment windows.

• Annual Enrollment Period: Oct. 15 – Dec. 7. Any Medicare beneficiary can join, switch or drop a Medicare Advantage or Part D plan; changes take effect Jan. 1.
• Non-renewal SEP: If your plan is not being renewed, CMS gives you a Special Enrollment Period that runs from Dec. 8 through the end of February to choose a new Medicare Advantage plan or return to Original Medicare with a stand-alone Part D plan.
• Medicare Advantage Open Enrollment: Jan. 1 – March 31. If you are already in a Medicare Advantage plan on Jan. 1, you get one change during this window.

3. Do not just default. If you take no action and your plan is ending, you will generally be returned to Original Medicare — which does not include drug coverage. Choosing on purpose is safer than being defaulted.

**4. Check the essentials before enrolling