Medicare Advantage

7 new Medicare Advantage plans in Tulsa for 2027: how to vet one with no track record

For 2027, Tulsa is looking at 55 Medicare Advantage plans: 7 new, 14 gone since 2026, and 20 still here but changed on premium, deductible, plan type or name, 5 of them under a new name. Below, how the lineup shifted in Tulsa County and what to compare, with no plan ranked or recommended.

TULSA — When the Annual Enrollment Period opens on October 15, 2026, shoppers in Tulsa County will see seven Medicare Advantage plans that were not sold here last year. New plans are a normal part of each fall's lineup, but they come with a wrinkle: because they have not been offered before, there is no history to look up. That makes the usual homework — checking your doctors, your pharmacy and your prescriptions — the only reliable way to tell if a new plan fits.

Tulsa is in Tulsa County, where CMS lists 55 Medicare Advantage plans for 2027. Seven of them are new, and the full roster is shown in the table below.

The seven new plans for 2027

In Tulsa County, CMS lists these Medicare Advantage plans as new for next year (listed alphabetically by carrier):

• Aetna Medicare Dual Extra Care (HMO D-SNP) — Aetna (CVS Health); HMO Dual-Eligible Special Needs Plan; includes drug coverage.
• Aetna Medicare Signature (PPO) — Aetna (CVS Health); PPO; includes drug coverage.
• Aetna Medicare Signature Care (HMO) — Aetna (CVS Health); HMO; includes drug coverage.
• DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 012 OK (PPO C-SNP) — Devoted Health; PPO Chronic Condition Special Needs Plan; includes drug coverage.
• DEVOTED CHOICE GIVEBACK EXTRAS 014 OK (PPO) — Devoted Health; PPO; includes drug coverage.
• Native Advantage (HMO) — Native Advantage; HMO; includes drug coverage.
• UHC Dual Complete OK-S002 (HMO-POS D-SNP) — UnitedHealthcare; HMO-POS Dual-Eligible Special Needs Plan; includes drug coverage.

All seven include Part D drug coverage. Four of them are Special Needs Plans — three D-SNPs (for people with both Medicare and Medicaid) and one C-SNP (for people with certain chronic conditions). Native Advantage is a new carrier to the Tulsa County landscape for 2027.

How a new plan is different from a renewing one

A renewing plan comes with a paper trail. Members have used it, CMS has scored it, and if you were in it last year, your Annual Notice of Change spells out what is shifting for 2027 — premium, copays, drug tier placement, extra benefits, network. You can look it up on the Medicare Plan Finder and see its Star Rating from past performance.

A new plan has none of that history. CMS assigns Star Ratings based on data that takes a full year of operation to collect, so a brand-new plan will not have an overall Star Rating when you shop. That is a program fact, not a red flag — every plan starts without one. It just means you cannot lean on past scores and have to look at the plan documents themselves.

How to check a new plan before December 7

The questions to answer are the same ones that matter for any Medicare Advantage plan, and all of them can be checked for free at medicare.gov or by calling 1-800-MEDICARE.

1. Are your doctors in the network? Look up each one in the plan's online provider directory, and call the office to confirm they are taking that specific plan for 2027. Directories can lag. 2. Is your hospital in the network? Especially important if you have a planned procedure or an ongoing specialist relationship. 3. Are your prescriptions on the formulary? Enter each drug on Plan Finder. It will show you the tier, whether prior authorization or step therapy applies, and the estimated yearly cost at your pharmacy. 4. Is your pharmacy a preferred pharmacy? Costs at the counter can be different in-network vs. preferred-in-network. 5. What are the plan's rules? HMO plans generally require you to stay in-network and use referrals; PPO plans let you go out of network at a higher cost; HMO-POS plans sit in between. Special Needs Plans have eligibility rules tied to Medicaid status, a chronic condition or an institutional setting.

If the plan is a D-SNP or C-SNP, confirm you actually qualify. You cannot enroll in one unless you meet the specific criteria.

What else is changing in Tulsa County

Beyond the seven new plans, CMS data shows 14 plans not returning for 2027 and five that are renamed. If your current plan is one that is leaving, your insurer will send a non-renewal notice; you have a Special Enrollment Period to pick a new plan. If your plan is only being renamed, your coverage continues — but the Annual Notice of Change still spells out the real changes for 2027.

The full Tulsa County lineup for 2027 is shown in the table below.

The dates and dollars to keep in mind

The Annual Enrollment Period runs October 15 to December 7, 2026. Any change you make takes effect January 1, 2027. If you do nothing, your current plan renews as described in its ANOC.

A few 2027 Part D figures CMS has already published:

• Part D out-of-pocket cap: $2,400 for 2027 (it is $2,100 in 2026).
• Part D maximum deductible: $700 for 2027 ($615 in 2026).
• Part D national base beneficiary premium: $41.33 for 2027 (a formula input, not what any particular plan charges).

The 2027 Part B standard premium and deductible, along with the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes those in the fall, usually in November.

The Medicare Prescription Payment Plan — the optional program that lets you spread drug costs across the year in level monthly payments — remains available in 2027 for anyone with Part D.