Medicare Advantage

Got a non-renewal letter? Your February deadline

People in Salem can choose from 33 Medicare Advantage plans for 2027, against 35 this year. Eight of this year’s plans are gone, 6 are new to Marion County, and 18 that continue have changed their premium, deductible, plan type or name, 3 of them under a new name.

SALEM, Ore. — If you have a Medicare Advantage plan in Salem, this fall's mail is worth opening carefully. According to CMS's 2027 Medicare Advantage Landscape file for Marion County, eight plans currently sold here will not be offered next year, six new plans are coming in, and three are keeping their coverage but changing names. Another 15 plans are staying but have a change to premium, deductible, plan type or name that members will see in their Annual Notice of Change (ANOC).

For members, the practical window is short: the Annual Enrollment Period runs October 15 through December 7, and anyone whose plan is not being renewed gets a Special Enrollment Period that runs through the end of February to pick a new plan or return to Original Medicare.

The 8 plans leaving Marion County after 2026

If you are enrolled in one of these plans, your carrier will send a non-renewal notice. Coverage under the plan ends December 31, 2026. The plans not returning for 2027 are:

• ATRIO Prime Rx (HMO) — ATRIO Health Plans
• Wellcare Simple (HMO-POS) — Centene (WellCare)
• Wellcare Simple Open (PPO) — Centene (WellCare)
• DEVOTED CORE 003 OR (HMO) — Devoted Health
• DEVOTED GIVEBACK 004 OR (HMO) — Devoted Health
• DEVOTED PREMIUM 006 OR (HMO) — Devoted Health
• AARP Medicare Advantage Essentials from UHC OR-4 (HMO-POS) — UnitedHealthcare
• AARP Medicare Advantage from UHC OR-0003 (HMO-POS) — UnitedHealthcare

Being on this list does not mean your carrier is leaving Salem — in every case above, the carrier still offers other plans in Marion County. But the specific plan you have will not exist next year, so you will need to choose a new one.

The 6 new plans coming for 2027

CMS's file also shows six plans entering the Marion County market for 2027. Most are from Devoted Health, and one is from UnitedHealthcare:

• DEVOTED C-SNP GIVEBACK EXTRAS 018 OR (HMO C-SNP)
• DEVOTED CORE 026 OR (HMO)
• DEVOTED GIVEBACK 028 OR (HMO)
• DEVOTED GIVEBACK EXTRAS 024 OR (HMO)
• DEVOTED PREMIUM 027 OR (HMO)
• AARP Medicare Advantage Essentials from UHC OR-7 (HMO-POS) — UnitedHealthcare

Some of these are structured for specific populations — for example, C-SNP is a Chronic Condition Special Needs Plan, meant for people with certain qualifying conditions. Others are open to anyone on Medicare in the service area. Your Medicare Plan Finder listing at medicare.gov will show the full details for each.

The 3 plans being renamed

Three plans are continuing but showing up under a new name in 2027. If you are in one of these, your coverage is not being cut — but the name on your card and your paperwork will change:

• Wellcare Low Premium Open (PPO) — previously Wellcare Giveback Open (PPO)
• Wellcare Premium Enhanced Open (PPO) — previously Wellcare Low Premium Open (PPO)
• PacificSource Oregon Dual Rx (HMO D-SNP) — previously PacificSource Dual Care (HMO D-SNP)

Note that the Wellcare renames "swap" a name from one plan to another, which is exactly the kind of thing that trips people up at renewal. Reading the plan ID and ANOC — not just the name — is the safe way to know which plan you are actually in.

What about the other plans? Read your ANOC

Beyond the leaving, new and renamed plans, CMS's file shows 15 continuing plans in Marion County that differ from 2026 on premium, deductible, plan type or name. We are not allowed to describe what changed — and honestly, the ANOC your plan mails you in September is the right place for it anyway. It lists your plan's exact changes side-by-side with this year.

Twenty-four plans in the county are continuing without those file-level changes. Even so, drug formularies, provider networks and extra benefits can still shift year to year, so it is worth a look.

The table below lists every 2026 plan sold in Marion County by carrier.

What Salem members should actually do

1. Watch the mail in September and October. Look for the ANOC (Annual Notice of Change), the Evidence of Coverage, and — if it applies — a non-renewal letter. 2. If your plan is on the leaving list above, you have two windows: the Annual Enrollment Period (Oct. 15 – Dec. 7) and a Special Enrollment Period that runs through the end of February for people whose plan was not renewed. You can pick another Medicare Advantage plan or go back to Original Medicare and add a stand-alone Part D plan. 3. If your plan is renamed or "changing," confirm the plan ID before you assume it is the same coverage. Check that your doctors, hospitals and prescriptions are still covered next year. 4. If you are happy and nothing on your ANOC concerns you, you generally do not need to do anything — your plan will renew.

A few 2026 program facts worth knowing

These apply to everyone on Medicare, not just Salem:

• Part D has an out-of-pocket cap of $2,100 in 2026, and the maximum Part D deductible is $615.
• The old coverage gap ("donut hole") was eliminated in 2025; Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread your drug costs across the year in monthly payments instead of paying at the pharmacy counter — it is optional.
• IRMAA income-based surcharges on Part B and Part D start above $109,000 for a single filer in 2026.