Medicare Advantage

Lebanon, PA Medicare Advantage: 2027 Plan Tally

Lebanon, PA Medicare Advantage: 2027 Plan Tally — plain-language Medicare information for Lebanon, Pennsylvania.

LEBANON, Pa. — If you live in the Lebanon area and are sizing up Medicare coverage for 2027, it helps to see how plan choices spread across the counties nearby. Availability is set at the county level, so where you live — not just your ZIP code — shapes what shows up when you search on Medicare.gov.

Lebanon is in Lebanon County, where 109 Medicare Advantage plans were available for 2026, offered by 13 carriers with Part D drug coverage built in. That's the most recent local snapshot for the roughly 29,525 residents age 65 and older who call the county home; the 2027 lineup is in each plan's ANOC and on Medicare.gov's Plan Finder.

Why plan counts change from county to county

Medicare Advantage and Part D plan availability is filed with CMS by county. That means a plan sold in Lebanon County may not be sold in Dauphin, Lancaster, Berks, or Schuylkill County, and vice versa. Carriers decide, county by county, where they want to offer coverage based on their provider networks and business plans.

For readers in the Lebanon area, the practical takeaway is simple: your list of plan choices is built from what's approved in Lebanon County. If you help a parent or friend shop in a neighboring county, expect their list to look different — even if some of the same carrier names appear.

What "109 plans" really means

A total of 109 Medicare Advantage plans in Lebanon County sounds like a lot, and it is. But that number includes different plan types (HMOs, PPOs, and special needs plans for people with certain conditions or dual Medicare-Medicaid eligibility). Once you filter by the doctors you want to keep, the drugs you take, and the plan type you prefer, the list usually gets much shorter.

Also worth noting: Lebanon County shows 0 stand-alone Part D drug plans in the current area data. Stand-alone Part D plans are typically paired with Original Medicare, so if that count looks unusual to you when you check Medicare.gov during enrollment, call 1-800-MEDICARE to confirm what's available at your address.

Star Ratings in the local picture

CMS rates Medicare Advantage and Part D contracts on a 1-to-5 star scale that measures things like customer service, member complaints, and clinical quality. In Lebanon County's area data, no contracts are currently listed at 4 stars or higher. Star Ratings are one input among many — network, drug coverage, and total costs matter too — and they can shift year to year.

Rules that apply for 2027 no matter which county you're in

Some pieces of Medicare are the same across Pennsylvania and the country:

• The Part D out-of-pocket cap is $2,100 in 2026 and $2,400 in 2027. Once your covered drug spending hits that number, you pay nothing more for covered drugs the rest of the year.
• The Part D maximum deductible is $615 in 2026 ($700 in 2027).
• The old "donut hole" coverage gap was eliminated in 2025; Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread drug costs over the calendar year in monthly bills instead of paying big amounts at the pharmacy counter.
• Higher-income beneficiaries pay IRMAA surcharges, which start above $109,000 in income for a single filer in 2026.

When to act

The Annual Enrollment Period runs Oct. 15 through Dec. 7 each year. This fall's window is the main time to join, switch, or drop a Medicare Advantage or Part D plan for 2027. If you're already in a Medicare Advantage plan, you also get the Medicare Advantage Open Enrollment Period from Jan. 1 through March 31 to make one change.