Medicare Advantage

Got a Plan Leaving Philadelphia? Your SEP Runs to Feb. 2027

People in Philadelphia can choose from 89 Medicare Advantage plans for 2027, against 97 this year. Twelve of this year's plans are gone, 13 are new to Philadelphia County, and 30 that continue have changed their premium, deductible, plan type or name, 9 of them under a new name.

Medicare AdvantagePhiladelphia, PA

PHILADELPHIA — If you have a Medicare Advantage plan in Philadelphia, this fall's mail from your insurer matters more than usual. In Philadelphia County, 12 Medicare Advantage plans are leaving after 2026, 13 new plans arrive for 2027, and 9 existing plans are being renamed, according to the CMS Medicare Advantage Landscape Source Files. Another 30 continuing plans have at least one change on file (to premium, deductible, plan type or name), while 76 plans continue as before.

That means about one in three Philadelphia-area Medicare Advantage members will see something different next year — and a smaller group will need to make an active choice.

What "leaving," "new" and "renamed" actually mean

A plan leaving means the insurer will not offer that specific plan in Philadelphia County in 2027. If you are enrolled in one of these, your coverage under that plan ends Dec. 31, 2026, and you will need to pick something else or you will fall back to Original Medicare.

A plan is new when the carrier is adding it to Philadelphia County for 2027. That gives shoppers more choices during the Annual Enrollment Period.

A renamed plan is the same plan with a new label. Your coverage continues — but the name on your card, your mail and the Medicare Plan Finder may look unfamiliar. It is easy to mistake a rename for a cancellation, so double-check before making a switch you did not intend.

A separate group of continuing plans — 30 of them in Philadelphia County — has at least one change on file with CMS for 2027 (on premium, deductible, plan type or name). We can't tell you the specifics of those changes here; your ANOC will.

The plans leaving Philadelphia after 2026

These 12 Medicare Advantage plans are shown in CMS's 2027 landscape file as not renewing in Philadelphia County (listed alphabetically by carrier):

• Aetna Community HealthChoices (HMO D-SNP) — Aetna (CVS Health)
• Aetna Medicare Enhanced (PPO) — Aetna (CVS Health)
• Aetna Medicare Premier (HMO-POS) — Aetna (CVS Health)
• Wellcare Assist (HMO-POS) — Centene (WellCare)
• Wellcare Patriot Giveback (HMO-POS) — Centene (WellCare)
• DEVOTED CHOICE PREMIUM 002 PA (PPO) — Devoted Health
• Humana Gold Choice H8145-163 (PFFS) — Humana
• Personal Choice 65 Plus Rx (PPO) — Independence Blue Cross
• Jefferson Health Plans Flex Plus (PPO) — Jefferson Health Plans
• Jefferson Health Plans Flex Pro (PPO) — Jefferson Health Plans
• Provider Partners Pennsylvania Community Plan (HMO I-SNP) — Provider Partners Health Plans
• Provider Partners Pennsylvania Essential Plan (HMO I-SNP) — Provider Partners Health Plans

If your plan is on this list, your insurer is required to send you a non-renewal notice. Keep it — it is your proof of eligibility for the Special Enrollment Period described below.

The plans new for 2027

Thirteen Medicare Advantage plans are being added in Philadelphia County for 2027:

• Aetna Medicare Advantra Eagle (HMO-POS) — Aetna (CVS Health)
• Aetna Medicare Full Dual Care (HMO D-SNP) — Aetna (CVS Health)
• Aetna Medicare Signature Extra (PPO) — Aetna (CVS Health)
• DEVOTED C-SNP GIVEBACK EXTRAS 027 PA (HMO C-SNP) — Devoted Health
• DEVOTED GIVEBACK EXTRAS 036 PA (HMO) — Devoted Health
• Humana Dual Select H6622-103 (HMO D-SNP) — Humana
• HumanaChoice - Diabetes and Heart (PPO C-SNP) — Humana
• Keystone 65 Assured Rx (HMO) — Independence Blue Cross
• Jefferson Health Plans Preferred (PPO) — Jefferson Health Plans
• Provider Partners Pennsylvania Community Plan (HMO I-SNP) — Provider Partners Health Plans
• Provider Partners Pennsylvania Essential Plan (HMO I-SNP) — Provider Partners Health Plans
• UHC Complete Care Support PA-1A (HMO-POS C-SNP) — UnitedHealthcare
• UPMC for Life HMO No Rx (HMO) — UPMC for Life

Several of these are Special Needs Plans (SNPs), which are only for people who qualify — for example, by having both Medicare and Medicaid (D-SNP) or by having a specific chronic condition (C-SNP). If a plan name includes D-SNP, C-SNP or I-SNP and you are not sure whether you qualify, call the plan or your local SHIP before enrolling.

The plans being renamed

Nine plans keep their coverage but change what they are called for 2027:

• Aetna Medicare Dual Care (HMO D-SNP) — was Aetna Medicare Advantra Dual Care (HMO D-SNP)
• Aetna Medicare Elite (PPO) — was Aetna Medicare Signature (PPO)
• Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) — was Wellcare Dual Liberty Sync (HMO-POS D-SNP)
• Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) — was Wellcare Dual Select (HMO-POS D-SNP)
• DEVOTED C-SNP ENHANCED 016 PA (HMO C-SNP) — was DEVOTED C-SNP PREMIUM 016 PA (HMO C-SNP)
• Humana Essentials Plus Giveback (PPO) — was HumanaChoice Giveback H5525-085 (PPO)
• Humana Total Complete (HMO) — was Humana Gold Plus H6622-037 (HMO)
• Humana Value Choice (PPO) — was HumanaChoice H5525-051 (PPO)
• UHC Dual Advantage PA-V1 (HMO-POS D-SNP) — was UHC Dual Complete PA-V001 (HMO-POS D-SNP)

If you are in one of these plans, you do not need to re-enroll. But do read your ANOC — insurers sometimes make other changes at the same time as a rename.

The table below lists every Medicare Advantage plan offered in Philadelphia County for 2026 by carrier and plan type, for reference while you shop.

What a Philadelphia member should do now

Philadelphia is in Philadelphia County, and Medicare plan availability is set at the county level. Whether your plan is leaving, new, renamed or simply changing, the same three steps apply.

1. Find your Annual Notice of Change (ANOC). Insurers were required to mail it by the end of September. It lists exactly what is changing on your specific plan for 2027 — premium, deductible, network, drug list and extra benefits. This is the single most useful document you have during Open Enrollment.

2. Check whether your doctors and drugs are still covered. Networks and formularies can shift even on a continuing plan. Use the Medicare Plan Finder at medicare.gov to compare, or call the plan directly.

3. Act during the right window.

• Annual Enrollment Period (Oct. 15 – Dec. 7, 2026): Anyone with Medicare can join, switch or drop a Medicare Advantage or Part D plan. Changes take effect Jan. 1, 2027.
• **Medicare