Medicare Advantage
Got a Non-Renewal Notice? Your El Paso Options
El Paso County has 70 Medicare Advantage plans for 2027. Compared with 2026, 18 plans are not coming back, 16 are new, and 29 continuing plans changed in some way you should check before December 7, 19 of them under a new name. This guide covers what those numbers mean for El Paso, not which plan to pick.
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El Paso, Texas — As the Annual Enrollment Period runs from October 15 through December 7, El Paso-area Medicare Advantage members are seeing one of the bigger year-to-year shake-ups in recent memory. According to CMS Medicare Advantage Landscape files comparing 2026 and 2027, 18 plans in El Paso County will not return next year, 16 new plans are launching, and 19 more are keeping their footprint but changing names.
Key takeaways
- 18 Medicare Advantage plans are leaving El Paso County after 2026, 16 new plans are launching for 2027, and 19 are being renamed.
- If your plan is not renewed, you get a Special Enrollment Period that runs through the end of February to pick a new plan.
- The Annual Enrollment Period runs October 15 through December 7; changes made then take effect January 1, 2027.
- In 2026, Part D has a $2,100 out-of-pocket cap and a maximum deductible of $615, and the coverage gap is gone. For 2027, the out-of-pocket cap is $2,400 and the maximum deductible is $700. For 2027, the out-of-pocket cap is $2,400 and the maximum deductible is $700.
If you have a Medicare Advantage plan in El Paso, that means there is a real chance your plan is on one of those lists — and that you need to open the Annual Notice of Change (ANOC) your carrier mailed in September.
What's leaving El Paso County after 2026
CMS lists 18 Medicare Advantage plans as non-renewing in El Paso County for 2027. The exiting plans span several carriers, including all six current Blue Cross Blue Shield (HCSC) Blue Cross Medicare Advantage plans (Balance, Basic, Core, Dual Care Plus, Optimum, and Preferred); four Centene (WellCare) plans (Wellcare Assist, Wellcare Dual Liberty, Wellcare Giveback, and Wellcare Simple Open); three Elevance Health (Anthem) plans (Wellpoint Dual Advantage, Wellpoint Dual Advantage 2, and Wellpoint Full Dual Advantage); three Humana plans (Humana Gold Choice H8145-084, Humana USAA Honor Giveback, and HumanaChoice H5216-353); and two UnitedHealthcare plans (UHC Complete Care Support TX-1A and UHC Dual Complete TX-S4).
If your current plan is on that list, your coverage will end December 31, 2026. Your carrier is required to send you a non-renewal notice explaining your options.
What's new for 2027
Sixteen plans are entering the El Paso County market for 2027. New plans include two from Aetna (CVS Health) — Aetna Medicare Chronic Care Total and Aetna Medicare QMB Only Care; HealthSpring TotalCare Plus from Blue Cross Blue Shield (HCSC); Wellcare Superior HealthPlan Dual Liberty and Wellcare Superior HealthPlan Dual Reserve Value from Centene (WellCare); two Devoted Health plans (DEVOTED C-SNP GIVEBACK EXTRAS 086 TX and DEVOTED GIVEBACK EXTRAS 113 TX); El Paso Health Medicare Align from El Paso Health Medicare Advantage; four Elevance Health (Anthem) Wellpoint plans (Chronic Care Advantage, Dual Advantage, Dual Advantage Plus, and Full Dual Advantage); Humana Gold Plus - Diabetes and Heart and Humana Together in Health from Humana; and UHC Complete Care Support TX-2A and UHC Dual Complete TX-S4 from UnitedHealthcare.
Several of the new plans are Special Needs Plans (SNPs) — for people who are dual-eligible for Medicare and Medicaid, or who have specific chronic conditions like diabetes or heart disease. You must qualify to enroll in a SNP.
Renamed plans — same plan, new label
Nineteen plans are keeping their coverage in El Paso County but changing names. That is a big number, and it can be confusing when you compare last year's paperwork to this year's.
A few examples: Aetna Medicare Dual Care (HMO D-SNP) is now Aetna Medicare Full Dual Care (HMO D-SNP); Alignment Health smartHMO is now Alignment Health Smart 003; Wellcare Dual Access is now Wellcare Superior HealthPlan Dual Access; and UHC Medicare Advantage TX-0030 is now AARP Medicare Advantage from UHC TX-61. The full list is in the table below.
A rename by itself is not a reason to switch. But CMS also flags 29 plans as "changing" on premium, deductible, plan type, or name — the specifics of what changed for your plan are in your ANOC.
What El Paso members should do this fall
El Paso is in El Paso County, where 12 carriers will offer 70 Medicare Advantage plans in 2027. The table on this page lists every plan by carrier.
Here is a simple checklist:
1. Find your ANOC. Your carrier mailed it by the end of September. It shows any changes to your plan for 2027 — premium, deductible, copays, drug list, network, or name. 2. Check whether your plan is leaving. If it is on the non-renewal list above, you have two windows: the Annual Enrollment Period (October 15 – December 7) and a Special Enrollment Period that runs through the end of February 2027 for people whose plan was not renewed. 3. If nothing is changing, you do not have to do anything. Most continuing plans (54 in El Paso County) will auto-renew on January 1. 4. Compare on medicare.gov. The Plan Finder tool lets you enter your ZIP code and your prescriptions to see what fits. 5. Use the Medicare Advantage Open Enrollment Period as a backup. From January 1 through March 31, you can switch Medicare Advantage plans one time, or move back to Original Medicare.
A note on Part D for 2027
Even if your plan name is not changing, your prescription drug coverage is working under updated rules. For 2027, the Part D out-of-pocket cap is $2,400, and the maximum Part D deductible is $700. The old coverage gap ("donut hole") has been gone since 2025 — Part D now has three phases instead of four. If your drug costs are uneven month to month, you can ask your plan about the Medicare Prescription Payment Plan, which spreads what you owe across the year at no extra charge.
Higher-income enrollees should also know that IRMAA surcharges on Part B and Part D begin above $109,000 in income for single filers in 2026.
Where to get personalized help
- medicare.gov — the official Plan Finder and enrollment tool.
- 1-800-MEDICARE (1-800-633-4227), 24/7.
- Texas SHIP (HICAP) — free, unbiased Medicare counseling for Texas residents. Call 1-800-252-9240 to reach the Texas Health Information, Counseling and Advocacy Program.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in El Paso County
(MA penetration in El Paso County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
What changes next year
Medicare Advantage plans leaving or changing in El Paso County for 2027
El Paso is in El Paso County. Comparing CMS’s 2026 and 2027 Landscape files for the county:
Plans not offered in El Paso County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Blue Cross Medicare Advantage Balance (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Basic (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| Blue Cross Medicare Advantage Core (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP |
| Blue Cross Medicare Advantage Optimum (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Preferred (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Wellcare Assist (HMO) | Centene (WellCare) | HMO |
| Wellcare Dual Liberty (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Giveback (HMO) | Centene (WellCare) | HMO |
| Wellcare Simple Open (PPO) | Centene (WellCare) | PPO |
| Wellpoint Dual Advantage (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Wellpoint Dual Advantage 2 (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Humana Gold Choice H8145-084 (PFFS) | Humana | PFFS |
| Humana USAA Honor Giveback (PPO) | Humana | PPO |
| HumanaChoice H5216-353 (PPO) | Humana | PPO |
| UHC Complete Care Support TX-1A (Regional PPO C-SNP) | UnitedHealthcare | PPO C-SNP |
| UHC Dual Complete TX-S4 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans new to El Paso County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP |
| HealthSpring TotalCare Plus (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| DEVOTED C-SNP GIVEBACK EXTRAS 086 TX (HMO C-SNP) | Devoted Health | HMO C-SNP |
| DEVOTED GIVEBACK EXTRAS 113 TX (HMO) | Devoted Health | HMO |
| El Paso Health Medicare Align (HMO D-SNP) | El Paso Health Medicare Advantage | HMO D-SNP |
| Wellpoint Chronic Care Advantage (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP |
| Wellpoint Dual Advantage (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP |
| UHC Complete Care Support TX-2A (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP |
| UHC Dual Complete TX-S4 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Full Dual Care (HMO D-SNP) (was Aetna Medicare Dual Care (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) (was Aetna Medicare Full Dual Care (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) (was Aetna Medicare Partial Dual Care (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare Signature Extra (HMO) (was Aetna Medicare Prime (HMO)) | Aetna (CVS Health) | HMO |
| Alignment Health Duals+ 007 (HMO-POS D-SNP) (was Alignment Health Dual Select+ (HMO-POS D-SNP)) | Alignment Health Plan | HMO-POS D-SNP |
| Alignment Health Duals+ 009 (HMO-POS D-SNP) (was Alignment Health Total Dual+ (HMO-POS D-SNP)) | Alignment Health Plan | HMO-POS D-SNP |
| Alignment Health Heart & Diabetes 002 (HMO-POS C-SNP) (was Alignment Health Heart & Diabetes (HMO-POS C-SNP)) | Alignment Health Plan | HMO-POS C-SNP |
| Alignment Health Heart & Diabetes Plus 004 (HMO-POS C-SNP) (was Alignment Health Heart & Diabetes Plus (HMO-POS C-SNP)) | Alignment Health Plan | HMO-POS C-SNP |
| Alignment Health ONE + Walgreens 001 (HMO-POS) (was Alignment Health the ONE + Walgreens (HMO-POS)) | Alignment Health Plan | HMO-POS |
| Alignment Health Smart 003 (HMO-POS) (was Alignment Health smartHMO (HMO-POS)) | Alignment Health Plan | HMO-POS |
| Alignment Health Smart 010 (HMO-POS) (was Alignment Health smartSavings (HMO-POS)) | Alignment Health Plan | HMO-POS |
| HealthSpring Preferred Extra Savings (HMO) (was HealthSpring Preferred Full Savings (HMO)) | Blue Cross Blue Shield (HCSC) | HMO |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) (was Wellcare Dual Access (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) (was Wellcare Dual Reserve (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| DEVOTED C-SNP ENHANCED 028 TX (HMO C-SNP) (was DEVOTED C-SNP PREMIUM 028 TX (HMO C-SNP)) | Devoted Health | HMO C-SNP |
| Humana Essentials Plus Giveback (PPO) (was HumanaChoice Giveback H7617-041 (PPO)) | Humana | PPO |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) (was UHC Medicare Advantage TX-0030 (Regional PPO)) | UnitedHealthcare | PPO |
| UHC Dual Advantage TX-V2 (HMO-POS D-SNP) (was UHC Dual Complete TX-V002 (HMO-POS D-SNP)) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete TX-Q5 (PPO D-SNP) (was UHC Dual Complete TX-D001 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
“Changing” means the plan’s 2027 record differs from 2026 on premium, drug deductible, plan type or name; the details are in the Annual Notice of Change your plan mails by September 30. If your plan is not offered for 2027, you can choose another during the Annual Enrollment Period (October 15 to December 7) and you also get a Special Enrollment Period that runs through the end of February. Source: CMS MA Landscape Source Files. No plan is ranked or recommended.
The choices, by type
How the Medicare Advantage choices in El Paso break down for 2027
Carriers offering plans in El Paso County, alphabetically, with the number of plans each offers:
- Aetna (CVS Health) 7 plans
- Alignment Health Plan 7 plans
- Blue Cross Blue Shield (HCSC) 12 plans
- Centene (WellCare) 8 plans
- Devoted Health 7 plans
- El Paso Health Medicare Advantage 3 plans
- Elevance Health (Anthem) 5 plans
- Humana 24 plans
- Molina Healthcare of Texas, Inc. 1 plan
- ProCare Advantage 1 plan
- Provider Partners Health Plans 1 plan
- UnitedHealthcare 15 plans
HMO plans use a network and usually a primary-care doctor; HMO-POS plans add some out-of-network coverage; PPO plans cover out-of-network care at a higher share; PFFS plans pay any provider that accepts the plan’s terms; Special Needs Plans serve people who are dual-eligible (D-SNP), have certain conditions (C-SNP) or live in an institution (I-SNP). Source: CMS Landscape Source File. No plan is ranked or recommended here.
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When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
What happens if my Medicare Advantage plan is not being renewed in 2027?
My plan just has a new name for 2027 — do I need to switch?
Can I change plans after December 7?
How do I know if I qualify for one of the new Special Needs Plans?
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
Also for El Paso
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This page was last updated: October 1, 2026.