Medicare Advantage

Hurst-Area Medicare Plan Choices for 2027: Metro

Tarrant County has 83 Medicare Advantage plans for 2027. Compared with 2026, 28 plans are not coming back, 22 are new, and 32 continuing plans changed in some way you should check before December 7, 10 of them under a new name. This guide covers what those numbers mean for Hurst, not which plan to pick.

Hurst-Area Medicare Plan Choices for 2027: A Metro Snapshot — plain-language Medicare information for Hurst, Texas.

HURST, Texas — If you live in Hurst and you're sorting through Medicare choices for 2027, it helps to know what's actually on the shelf around you. Plan availability isn't set city by city. It's set at the county level, and the counts across the Dallas–Fort Worth metro can look very different depending on which county line you're on.

Hurst sits in Tarrant County, so that's the number that matters most for local shoppers. But because many readers in northeast Tarrant also work, see doctors, or have family in nearby counties, it's worth understanding how the metro picture fits together before you start comparing.

What "plan availability" really means

Medicare Advantage and Part D plan availability is drawn on a county map, not a city map. When the Centers for Medicare & Medicaid Services (CMS) publishes the annual Landscape files, each plan lists the counties where it's offered.

So a Hurst resident and a neighbor one mile away in Bedford, Euless, or North Richland Hills are all looking at the same Tarrant County menu. Cross into Dallas County, Denton County, or Collin County and the menu changes — sometimes a little, sometimes a lot.

The Tarrant County snapshot

Here's what CMS data shows for the area that covers Hurst in 2027:

• 89 Medicare Advantage plans are available in Tarrant County.
• 12 carriers offer Medicare Advantage plans that include prescription drug coverage (MA-PD).
• 266,889 residents age 65 and older live in the county, one of the larger senior populations in Texas.

That's a wide field. For most Hurst-area shoppers, the challenge isn't finding a plan — it's narrowing 89 options down to the two or three that actually fit their doctors, hospitals, and prescriptions.

A note on stand-alone Part D and star ratings

Two other numbers are worth understanding, because they can be easy to misread.

First, the Tarrant County file shows 0 stand-alone Part D plans listed in this area-level snapshot. Stand-alone Part D (PDP) plans are typically sold on a broader regional footprint, so most Original Medicare beneficiaries in Texas still have PDP options to compare on Medicare.gov's Plan Finder — this local count doesn't mean drug coverage is unavailable. It simply means PDPs aren't counted the same way as county-level Medicare Advantage plans.

Second, the file lists 0 contracts rated 4 stars or higher in this area-level cut. CMS Star Ratings measure quality and performance, and they can change from year to year. A low local count in one snapshot doesn't tell you a plan is bad — but it does mean quality is worth looking at carefully, plan by plan, on Medicare.gov.

We don't use star ratings to point you toward any specific plan. That's a conversation for you, a licensed agent, or your local SHIP counselor.

How the metro fits together

Hurst is a good example of why the metro matters. The city touches Bedford and Euless, is minutes from DFW Airport, and pulls medical care from hospitals across Tarrant and eastern Dallas counties.

Even so, your plan choices are tied to the county on your Medicare mailing address. If you split time between homes — say, Hurst and a place in Denton or Parker County — the plan network rules still follow your permanent address. This is one of the most common points of confusion we hear from readers, and it's worth double-checking before you enroll.

2027 program rules every Hurst reader should know

A few national Medicare rules are in effect for 2027:

• The Part D out-of-pocket cap is $2,400 for 2027 (it is $2,100 for 2026). Once your covered drug spending hits that amount, you pay nothing for covered drugs the rest of the year.
• The Part D deductible cannot exceed $700 in 2027, up from $615 in 2026 (plans can charge less).
• The old coverage gap ("donut hole") is gone. Part D now has three phases instead of four, starting in 2025.
• The Medicare Prescription Payment Plan lets you spread your yearly drug costs into monthly payments at no added charge. You have to opt in.
• IRMAA — the income-related surcharge on Part B and Part D premiums — starts above $109,000 in income for a single filer in 2026.

These rules apply the same in Hurst as they do anywhere else in the country.

Key dates to circle

• Oct. 15 – Dec. 7, 2026: Annual Enrollment Period for 2027 coverage. This is when most people can join, switch, or drop a Medicare Advantage or Part D plan.
• Jan. 1 – March 31, 2027: Medicare Advantage Open Enrollment. If you're already in a Medicare Advantage plan and want to change to another MA plan or return to Original Medicare, this is your window.

If you miss AEP, you may still qualify for a Special Enrollment Period — for example, if you move, lose other coverage, or become eligible for Extra Help.