Medicare Advantage
Plano, TX: Medicare Advantage Changes for 2027
For 2027, Plano is looking at 72 Medicare Advantage plans: 21 new, 37 gone since 2026, and 21 still here but changed on premium, deductible, plan type or name, 9 of them under a new name. Below, how the lineup shifted in Collin County and what to compare, with no plan ranked or recommended.
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Plano, Texas — If you have a Medicare Advantage plan in Plano this year, take a close look at the mail from your insurer this fall. The 2027 plan year brings a real shuffle in Collin County: 37 plans that Plano residents can choose today will not renew for 2027, 21 new plans are entering the market, and 9 keep the same coverage but change names.
Key takeaways
- In Collin County, 37 Medicare Advantage plans are leaving after 2026, 21 are new for 2027, and 9 are renamed — and if your plan is not returning, you have a Special Enrollment Period through the end of February to pick a new one.
- The Annual Notice of Change (ANOC) your plan mails in September lists exactly what is changing on your specific plan for 2027 — read it before you shop.
- One carrier, American Health Advantage of Texas, will not offer plans in the county next year, and Texas Independence Health Plan is entering the county.
- Program-level changes for 2027: the Part D out-of-pocket cap is $2,100 in 2026 and $2,400 in 2027, and the Part D maximum deductible is $615 in 2026 and $700 in 2027.
That means many members will need to make a decision during the Annual Enrollment Period, which runs from October 15 through December 7.
The big picture in Collin County
Plano is in Collin County, where Medicare plan availability is set. For 2027, county residents have 72 Medicare Advantage plans from 12 carriers to choose from. Comparing with 2026:
- 51 plans are continuing largely as they are.
- 21 plans have a change on file — that could be premium, deductible, plan type or name. CMS records that a change exists; the details are in your plan's ANOC.
- 9 plans are renamed but still available.
- 37 plans are leaving the county after December 31, 2026.
- 21 plans are new for 2027.
The table on this page lists every plan for the coming year, so you can look up yours by name.
Which plans are leaving after 2026
If you are enrolled in one of the plans below, your coverage will not automatically continue into 2027. Your insurer is required to send you a non-renewal notice.
Plans not returning to Collin County for 2027 include:
- Aetna (CVS Health): Aetna Medicare Enhanced (PPO), Aetna Medicare Signature (PPO)
- American Health Advantage of Texas: American Health Advantage of Texas (HMO I-SNP) — this carrier is leaving the county
- Baylor Scott & White Health Plan: BSW SeniorCare Advantage Essentials (HMO-POS)
- Blue Cross Blue Shield (HCSC): Blue Cross Medicare Advantage Choice Plus (PPO), Blue Cross Medicare Advantage Choice Premier (PPO), Blue Cross Medicare Advantage Classic (PPO), Blue Cross Medicare Advantage Dental Premier (PPO), Blue Cross Medicare Advantage Dental Value (HMO), Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP), Blue Cross Medicare Advantage Health Choice (PPO), Blue Cross Medicare Advantage Optimum (PPO), Blue Cross Medicare Advantage Protect (PPO), Blue Cross Medicare Advantage Saver (HMO), Blue Cross Medicare Advantage Value (HMO), HealthSpring True Choice Savings (PPO)
- Centene (WellCare): Wellcare Dual Liberty (HMO D-SNP), Wellcare Giveback (HMO)
- Elevance Health (Anthem): Wellpoint Dual Advantage (HMO D-SNP), Wellpoint Dual Advantage 2 (HMO D-SNP), Wellpoint Full Dual Advantage (HMO D-SNP)
- Humana: Humana Gold Choice H8145-084 (PFFS), Humana Gold Choice H8145-126 (PFFS), Humana USAA Honor Giveback (PPO), HumanaChoice H5216-042 (PPO)
- UnitedHealthcare: AARP Medicare Advantage from UHC TX-0005 (PPO), AARP Medicare Advantage Patriot No Rx TX-MA06 (PPO), Erickson Advantage Champion (HMO-POS C-SNP), Erickson Advantage Freedom (HMO-POS), Erickson Advantage Guardian (HMO-POS I-SNP), Erickson Advantage Liberty (HMO-POS), Erickson Advantage Liberty no Rx (HMO-POS), Erickson Advantage Signature (HMO-POS), UHC Complete Care Support TX-1A (Regional PPO C-SNP), UHC Dual Complete TX-D004 (HMO-POS D-SNP), UHC Dual Complete TX-S003 (HMO-POS D-SNP), UHC Dual Complete TX-V007 (HMO-POS D-SNP)
A couple of notes on names that look familiar: two Wellpoint D-SNPs (Wellpoint Dual Advantage and Wellpoint Full Dual Advantage) appear on both the leaving and the new-for-2027 lists. That means the current versions end and a new plan by the same name begins — it is not a straight continuation. Check the plan ID on your ANOC.
What's new for 2027
Twenty-one plans enter the Collin County market for 2027, and one carrier — Texas Independence Health Plan — is new to the county. New plans include:
- Aetna (CVS Health): Aetna Medicare Enhanced Extra (PPO), Aetna Medicare QMB Only Care (HMO D-SNP), Aetna Medicare Signature (HMO)
- Blue Cross Blue Shield (HCSC): HealthSpring TotalCare Plus (HMO D-SNP)
- Centene (WellCare): Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP)
- Elevance Health (Anthem): Wellpoint Dual Advantage (HMO D-SNP), Wellpoint Dual Advantage Plus (HMO D-SNP), Wellpoint Full Dual Advantage (HMO D-SNP)
- Humana: Humana DaVita Kidney Care (PPO C-SNP), Humana Essentials Plus Giveback (PPO), Humana Together in Health (PPO I-SNP), Humana Value Choice (PPO), HumanaChoice Giveback H5216-358 (PPO), HumanaChoice H5216-352 (PPO)
- Texas Independence Health Plan: Texas Independence Community Plan (HMO I-SNP), Texas Independence Health Plan, Inc. (HMO I-SNP)
- UnitedHealthcare: UHC Dual Advantage TX-V11 (HMO-POS D-SNP), UHC Dual Complete TX-Q6 (HMO-POS D-SNP), UHC Dual Complete TX-S6 (HMO-POS D-SNP), UHC Dual Complete TX-YL2 (HMO-POS D-SNP)
Same plan, new name
Nine plans keep going for 2027 but under a different name. If you see one of these on the "renamed" list, your coverage is not being pulled — but the plan you look up next year will be labeled differently:
- Aetna Medicare Chronic Care Total (HMO C-SNP) — was Aetna Medicare Prime Chronic Total
- Aetna Medicare Full Dual Care (HMO D-SNP) — was Aetna Medicare Dual Care
- Aetna Medicare Full Dual Extra Care (HMO D-SNP) — was Aetna Medicare Full Dual Care
- Aetna Medicare QMB Only Extra Care (HMO D-SNP) — was Aetna Medicare Partial Dual Care
- Wellcare Superior HealthPlan Dual Access (HMO D-SNP) — was Wellcare Dual Access
- Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) — was Wellcare Dual Liberty Sync
- Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) — was Wellcare Dual Reserve
- Humana Total Complete (HMO) — was Humana Total Complete H4461-051
- AARP Medicare Advantage from UHC TX-61 (Regional PPO) — was UHC Medicare Advantage TX-0030
A rename does not necessarily m
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Collin County
(MA penetration in Collin County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
What changes next year
Medicare Advantage plans leaving or changing in Collin County for 2027
Plano is in Collin County. Comparing CMS’s 2026 and 2027 Landscape files for the county:
Plans not offered in Collin County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO |
| American Health Advantage of Texas (HMO I-SNP) | American Health Advantage of Texas | HMO I-SNP |
| BSW SeniorCare Advantage Essentials (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS |
| Blue Cross Medicare Advantage Choice Plus (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Choice Premier (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Classic (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Dental Premier (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Dental Value (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP |
| Blue Cross Medicare Advantage Health Choice (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Optimum (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Protect (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Saver (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| Blue Cross Medicare Advantage Value (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| HealthSpring True Choice Savings (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Wellcare Dual Liberty (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Giveback (HMO) | Centene (WellCare) | HMO |
| Wellpoint Dual Advantage (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Wellpoint Dual Advantage 2 (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Humana Gold Choice H8145-084 (PFFS) | Humana | PFFS |
| Humana Gold Choice H8145-126 (PFFS) | Humana | PFFS |
| Humana USAA Honor Giveback (PPO) | Humana | PPO |
| HumanaChoice H5216-042 (PPO) | Humana | PPO |
| AARP Medicare Advantage from UHC TX-0005 (PPO) | UnitedHealthcare | PPO |
| AARP Medicare Advantage Patriot No Rx TX-MA06 (PPO) | UnitedHealthcare | PPO |
| Erickson Advantage Champion (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP |
| Erickson Advantage Freedom (HMO-POS) | UnitedHealthcare | HMO-POS |
| Erickson Advantage Guardian (HMO-POS I-SNP) | UnitedHealthcare | HMO-POS I-SNP |
| Erickson Advantage Liberty (HMO-POS) | UnitedHealthcare | HMO-POS |
| Erickson Advantage Liberty no Rx (HMO-POS) | UnitedHealthcare | HMO-POS |
| Erickson Advantage Signature (HMO-POS) | UnitedHealthcare | HMO-POS |
| UHC Complete Care Support TX-1A (Regional PPO C-SNP) | UnitedHealthcare | PPO C-SNP |
| UHC Dual Complete TX-D004 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete TX-S003 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete TX-V007 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans new to Collin County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Enhanced Extra (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare Signature (HMO) | Aetna (CVS Health) | HMO |
| HealthSpring TotalCare Plus (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellpoint Dual Advantage (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Humana DaVita Kidney Care (PPO C-SNP) | Humana | PPO C-SNP |
| Humana DaVita Kidney Care (PPO C-SNP) | Humana | PPO C-SNP |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP |
| Humana Value Choice (PPO) | Humana | PPO |
| HumanaChoice Giveback H5216-358 (PPO) | Humana | PPO |
| HumanaChoice H5216-352 (PPO) | Humana | PPO |
| Texas Independence Community Plan (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP |
| Texas Independence Health Plan, Inc. (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) (was Aetna Medicare Prime Chronic Total (HMO C-SNP)) | Aetna (CVS Health) | HMO C-SNP |
| Aetna Medicare Full Dual Care (HMO D-SNP) (was Aetna Medicare Dual Care (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) (was Aetna Medicare Full Dual Care (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) (was Aetna Medicare Partial Dual Care (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) (was Wellcare Dual Access (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) (was Wellcare Dual Liberty Sync (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) (was Wellcare Dual Reserve (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| Humana Total Complete (HMO) (was Humana Total Complete H4461-051 (HMO)) | Humana | HMO |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) (was UHC Medicare Advantage TX-0030 (Regional PPO)) | UnitedHealthcare | PPO |
Carriers with no plans in Collin County for 2027: American Health Advantage of Texas
Carriers new to Collin County for 2027: Texas Independence Health Plan
“Changing” means the plan’s 2027 record differs from 2026 on premium, drug deductible, plan type or name; the details are in the Annual Notice of Change your plan mails by September 30. If your plan is not offered for 2027, you can choose another during the Annual Enrollment Period (October 15 to December 7) and you also get a Special Enrollment Period that runs through the end of February. Source: CMS MA Landscape Source Files. No plan is ranked or recommended.
The choices, by type
How the Medicare Advantage choices in Plano break down for 2026
Carriers offering plans in Collin County, alphabetically, with the number of plans each offers:
- Aetna (CVS Health) 9 plans
- American Health Advantage of Texas 1 plan
- Baylor Scott & White Health Plan 4 plans
- Blue Cross Blue Shield (HCSC) 17 plans
- Centene (WellCare) 7 plans
- Elevance Health (Anthem) 6 plans
- Humana 22 plans
- Molina Healthcare of Texas, Inc. 1 plan
- ProCare Advantage 3 plans
- Provider Partners Health Plans 1 plan
- UnitedHealthcare 24 plans
- Verda Health Plan of Texas 2 plans
HMO plans use a network and usually a primary-care doctor; HMO-POS plans add some out-of-network coverage; PPO plans cover out-of-network care at a higher share; PFFS plans pay any provider that accepts the plan’s terms; Special Needs Plans serve people who are dual-eligible (D-SNP), have certain conditions (C-SNP) or live in an institution (I-SNP). Source: CMS Landscape Source File. No plan is ranked or recommended here.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
Also for Plano
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This page was last updated: October 1, 2026.