Medicare Advantage

Every Medicare Advantage plan sold in San Antonio for 2027, carrier by carrier

Bexar County has 98 Medicare Advantage plans for 2027. Compared with 2026, 28 plans are not coming back, 26 are new, and 36 continuing plans changed in some way you should check before December 7, 11 of them under a new name. This guide covers what those numbers mean for San Antonio, not which plan to pick.

Medicare AdvantageSan Antonio, TX

San Antonio shoppers comparing Medicare Advantage coverage for 2027 have a lot to sort through. San Antonio sits in Bexar County, where the Centers for Medicare & Medicaid Services (CMS) lists 87 Medicare Advantage plans from 15 carriers for the 2027 plan year. Every one of those plans includes prescription drug coverage. The full carrier-by-carrier roster — with plan type and drug coverage marked — is in the table below.

This piece walks through what's on that list, what the plan-type labels mean, and where to check the details CMS rules don't allow us to publish here.

What's available in Bexar County for 2027

CMS's 2027 Medicare Advantage Landscape file shows 87 plans offered in Bexar County. Every plan on the list is an MA-PD, meaning it bundles medical coverage (Part C) with prescription drugs (Part D). Because all plans include drug coverage, there are no stand-alone Part D plans listed as separate MA offerings in this snapshot. Compared with 2026, 61 plans continue, 26 are new, 28 are not returning and 11 have been renamed; 25 continuing plans change something in their terms (the ANOC has the details).

Forty-one of the 100 plans are Special Needs Plans. SNPs are limited to people who meet specific rules — for example, having both Medicare and Medicaid (D-SNP), living with a qualifying chronic condition like diabetes or heart failure (C-SNP), or needing an institutional level of care (I-SNP).

The carriers offering plans in San Antonio

Fifteen carriers are on the 2026 Bexar County roster. In alphabetical order, they are:

• Aetna (CVS Health) — 9 plans (HMO, PPO; 4 SNPs)
• American Health Advantage of Texas — 1 plan (HMO; 1 SNP)
• Blue Cross Blue Shield (HCSC) — 12 plans (HMO, PPO; 2 SNPs)
• Centene (WellCare) — 8 plans (HMO, PPO; 3 SNPs)
• Clover Health — 2 plans (PPO)
• Community First — 2 plans (HMO; 1 SNP)
• Devoted Health — 8 plans (HMO; 4 SNPs)
• Elevance Health (Anthem) — 7 plans (HMO, HMO-POS; 5 SNPs)
• Humana — 25 plans (HMO, PFFS, PPO; 6 SNPs)
• Molina Healthcare of Texas — 1 plan (HMO; 1 SNP)
• ProCare Advantage — 1 plan (HMO-POS; 1 SNP)
• Provider Partners Health Plans — 1 plan (HMO; 1 SNP)
• SCAN Health Plan — 4 plans (HMO; 2 SNPs)
• Texas Independence Health Plan — 2 plans (HMO; 2 SNPs)
• UnitedHealthcare — 17 plans (HMO-POS, PPO; 8 SNPs)

The full list of plan names by carrier — with plan type and drug coverage — is in the table below. We can't publish premiums, copays, deductibles, networks or star ratings here; those change and belong on medicare.gov, not on a summary page.

Making sense of the plan-type labels

You'll see a few acronyms in the table:

• HMO (Health Maintenance Organization): Care generally stays inside a set network, and you'll usually pick a primary care doctor and get referrals for specialists.
• HMO-POS (Point of Service): An HMO with limited out-of-network coverage for certain services.
• PPO (Preferred Provider Organization): More flexibility to see out-of-network providers, typically at a higher cost share.
• PFFS (Private Fee-for-Service): A plan that sets its own payment terms; providers choose whether to accept it visit-by-visit.
• SNP (Special Needs Plan): Restricted enrollment — D-SNP for dual-eligibles, C-SNP for specific chronic conditions, I-SNP for institutional-level care.

Every plan in the Bexar County roster includes Part D drug coverage, so you would not add a separate stand-alone drug plan on top of one.

Program rules that apply in 2027, no matter which plan you pick

A few 2027 numbers apply across Medicare, not to any single plan:

• The Part D out-of-pocket cap is $2,100 in 2026 ($2,400 in 2027). Once your covered drug spending hits that amount, you pay $0 for covered drugs for the rest of the year.
• The Part D maximum deductible any plan can charge is $615 in 2026 ($700 in 2027).
• The old coverage gap (the "donut hole") is gone as of 2025. Part D now has three phases: deductible, initial coverage, and catastrophic.
• The Medicare Prescription Payment Plan lets you spread drug costs across the year in monthly installments instead of paying at the pharmacy counter. It's optional and free to opt into.
• IRMAA surcharges on Part B and Part D begin above $109,000 in modified adjusted gross income for a single filer in 2026 (higher thresholds apply for joint filers).

Key dates to keep in mind

• October 15 – December 7, 2026: Medicare Annual Enrollment Period. Join, switch or drop a Medicare Advantage or Part D plan for coverage starting January 1, 2027.
• January 1 – March 31, 2027: Medicare Advantage Open Enrollment. If you're already in a Medicare Advantage plan, you can switch once to a different MA plan or back to Original Medicare (and add a stand-alone Part D plan).

How to check plan details before you enroll

Because we can't publish plan-level costs or ratings, here's where to find them:

• medicare.gov/plan-compare — the Medicare Plan Finder. Enter your ZIP code and your drug list to see premiums, deductibles, copays, pharmacy network and star ratings for each plan.
• 1-800-MEDICARE (TTY 1-877-486-2048) — available 24/7.
• Texas SHIP — the State Health Insurance Assistance Program offers free, unbiased one-on-one counseling. In Texas it's run through the Health Information, Counseling and Advocacy Program (HICAP); call 1-800-252-9240.
• The plan's own Summary of Benefits and Evidence of Coverage, published by each carrier.