Medicare Advantage

Medicare in Eagle Mountain, Utah: 2027 Plan Options

Medicare in Eagle Mountain: how many plan options Utah County had for 2026, plus where to find the 2027 lineup.

EAGLE MOUNTAIN, Utah — If you live here and you're sorting through Medicare choices for 2027, here's the lay of the land. Eagle Mountain sits in Utah County, where 42 Medicare Advantage plans were available for the 2026 plan year, according to the Centers for Medicare & Medicaid Services (CMS) plan data. The 2027 lineup is in each plan's ANOC and on Medicare.gov's Plan Finder.

That's a big menu. This article walks through what those numbers mean, what they don't mean, and where to go for answers about your own situation.

What the 42 plans actually represent

Medicare plan availability is set at the county level, not the city level. So when we say Eagle Mountain had 42 options for 2026, we really mean that Utah County residents — including people in Eagle Mountain, Lehi, Provo, Orem, Saratoga Springs and surrounding communities — could choose from 42 Medicare Advantage plans for 2026. The 2027 count will appear on Medicare.gov's Plan Finder, and current members will see their plan's changes in the ANOC.

Those 42 plans come from 8 different carriers offering Medicare Advantage with prescription drug coverage (MA-PD) in the area. Multiple plans per carrier is normal — companies typically offer several designs so shoppers can compare.

Utah County also has an estimated 55,686 residents age 65 and older, which helps explain why carriers compete here.

A note on stand-alone Part D

CMS landscape data for the area shows 0 stand-alone Part D prescription drug plans listed separately in this snapshot. That doesn't mean drug coverage is unavailable — most Medicare Advantage plans in the county are MA-PD, meaning drug coverage is built in. If you stay with Original Medicare and want drug coverage, you'd typically pair it with a stand-alone Part D plan, and those are still sold nationally. Medicare.gov's Plan Finder is the official place to see every drug plan available at your ZIP code.

What's changing at the program level in 2027

Regardless of which plan you're in, some Medicare rules apply everywhere:

• Part D out-of-pocket cap: $2,100 in 2026 and $2,400 in 2027. Once your out-of-pocket spending on covered drugs hits that amount, you pay nothing for covered drugs the rest of the year.
• Part D maximum deductible: $615 in 2026 and $700 in 2027 (plans can set a lower deductible, but not higher).
• No more "donut hole": The old coverage gap was eliminated starting in 2025. Part D now has three phases instead of four.
• Medicare Prescription Payment Plan: An optional program that lets you spread your drug costs across monthly payments instead of paying a big bill at the pharmacy counter. It's free to opt in.
• IRMAA: Higher-income surcharges on Part B and Part D premiums start above $109,000 in income for a single filer in 2026.

Star Ratings in the area

CMS also publishes Star Ratings, which score Medicare Advantage and Part D contracts on quality and member experience on a 1-to-5 scale. Ratings shift each year as CMS updates its measures, so it's worth checking the current year's ratings on Medicare.gov when you compare plans. Star Ratings are one input among many — not a stand-in for whether a plan fits your doctors, drugs and budget.

Key dates to keep on your calendar

• Annual Enrollment Period (AEP): October 15 – December 7. This is when anyone with Medicare can join, switch or drop a Medicare Advantage or Part D plan for the following year.
• Medicare Advantage Open Enrollment Period: January 1 – March 31. If you're already in a Medicare Advantage plan, you get one chance during this window to switch to a different Medicare Advantage plan or return to Original Medicare.