Medicare Advantage

Shopping Medicare Advantage in Chandler? Here is every 2027 plan, by carrier

For 2027, Chandler is looking at 92 Medicare Advantage plans: 17 new, 13 gone since 2026, and 33 still here but changed on premium, deductible, plan type or name, 13 of them under a new name. Below, how the lineup shifted in Maricopa County and what to compare, with no plan ranked or recommended.

Medicare AdvantageChandler, AZ

For Chandler shoppers, the 2027 Medicare Advantage menu is set. Chandler sits in Maricopa County, where the Centers for Medicare & Medicaid Services (CMS) lists 79 Medicare Advantage plans for the 2027 plan year, offered by 16 carriers. Of those, 62 are continuing from 2026, 17 are new, 13 are not returning, and 13 have been renamed; 20 continuing plans change something in their terms, and the details are in each plan's Annual Notice of Change. The table below lists every plan by carrier, with its plan type and whether it includes drug coverage, so you can see the full lineup at a glance before you compare details on the Medicare Plan Finder.

What is on the 2027 Chandler menu

Chandler is in Maricopa County, and Medicare Advantage availability is set at the county level. That means every plan CMS lists for the county is available to eligible Chandler residents. For 2027, that adds up to 79 plans across 16 carriers.

By plan type, the county roster breaks down like this:

• HMO: 55 plans
• HMO-POS: 16 plans
• PPO: 17 plans

All 88 plans include Part D drug coverage (these are called MA-PD plans). There are 36 Special Needs Plans on the list, designed for people with certain chronic conditions (C-SNPs), people who qualify for both Medicare and Medicaid (D-SNPs), or people who live in an institutional setting like a nursing home (I-SNPs).

Worth noting: CMS shows 0 stand-alone Part D plans available in the area for this listing, so if you want prescription coverage through Medicare Advantage in Chandler, you would get it bundled into your MA-PD plan.

The 16 carriers offering plans in the area

The 2027 roster in Maricopa County comes from these 16 carriers, in alphabetical order:

• Aetna (CVS Health): 9 plans (HMO, PPO; 1 Special Needs)
• Alignment Health Plan: 5 plans (HMO; 3 Special Needs)
• Banner Medicare Advantage: 3 plans (HMO; 2 Special Needs)
• Blue Cross Blue Shield (HCSC): 6 plans (HMO, PPO; 1 Special Needs)
• Blue Cross Blue Shield of Arizona: 3 plans (HMO; 1 Special Needs)
• Centene (WellCare): 6 plans (HMO; 3 Special Needs)
• Devoted Health: 10 plans (HMO, PPO; 3 Special Needs)
• Elevance Health (Anthem): 5 plans (HMO, HMO-POS; 4 Special Needs)
• eternalHealth: 4 plans (HMO, HMO-POS)
• Gold Kidney Health Plan: 3 plans (HMO-POS; 3 Special Needs)
• Humana: 14 plans (HMO, PPO; 2 Special Needs)
• Mercy Care Advantage: 3 plans (HMO; 3 Special Needs)
• Molina Healthcare of Arizona: 1 plan (HMO; 1 Special Needs)
• SCAN Health Plan: 6 plans (HMO, HMO-POS; 4 Special Needs)
• UnitedHealthcare: 8 plans (HMO-POS, PPO; 4 Special Needs)
• Verda Health Plan of Arizona: 2 plans (HMO; 1 Special Needs)

The table below lists every one of these plans by name, plan type and drug coverage.

How the plan types differ

The lineup uses three main plan types, and the difference matters more than the brand on the card.

• HMO (Health Maintenance Organization). You choose a primary care doctor and generally stay in-network. Referrals are often required to see specialists. Out-of-network care is usually not covered except in emergencies.
• HMO-POS (Point of Service). Similar to an HMO, but with a limited option to go out of network for certain services, often at a higher cost.
• PPO (Preferred Provider Organization). More flexibility to see out-of-network providers, though your share of the cost is typically higher when you do.

If you split time between Chandler and another city, or you travel a lot, the network rules can matter as much as the monthly premium.

Special Needs Plans on the list

Of the 88 plans in the county, 36 are Special Needs Plans. These are only for people who meet specific eligibility rules:

• C-SNPs serve people with certain chronic conditions such as diabetes, heart disease or kidney disease.
• D-SNPs serve people who are enrolled in both Medicare and Medicaid.
• I-SNPs serve people living in a long-term care setting or who need that level of care at home.

You cannot simply pick a SNP; you have to qualify. If you think one applies to your situation, call the carrier or 1-800-MEDICARE to confirm.

What CMS does — and doesn't — tell you here

The list you see here comes from the CMS MA Landscape Source File, which tells you which plans are offered in a county. It does not tell you the premium, the deductible, the copays, the pharmacy network, the provider network or the Star Rating for each plan. For those details, use the Medicare Plan Finder at medicare.gov or read the plan's Summary of Benefits and Evidence of Coverage.

A few program-wide numbers to keep in mind for 2027 while you compare drug coverage:

• Part D out-of-pocket cap: $2,100 for 2026.
• Part D maximum deductible: $615 in 2026 ($700 in 2027).
• The coverage gap ("donut hole") is gone as of 2025 — Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread your out-of-pocket drug costs across the year in monthly amounts, if you opt in.
• IRMAA (higher-income surcharges) starts above $109,000 in income for a single filer in 2026.

Dates to circle

• Annual Enrollment Period: Oct. 15 – Dec. 7, 2026. This is when most people join, switch or drop a Medicare Advantage or Part D plan for 2027.
• Medicare Advantage Open Enrollment Period: Jan. 1 – March 31. If you are already in a Medicare Advantage plan, you get one chance to switch to another MA plan or return to Original Medicare (and add a stand-alone Part D plan if one is available to you).

How to decide, without getting overwhelmed

Eighty-eight plans is a lot to sort through. A few practical steps help most people narrow it down fast.

1. Start with your doctors. Check whether each plan you are considering includes them in-network. Networks change year to year. 2. Then check your drugs. Enter your prescriptions into the Medicare Plan Finder and see how each plan's formulary treats them. 3. Look at plan type. HMO, HMO-POS or PPO — pick the flexibility that matches your life. 4. Ask about extras. Dental, vision, hearing, transportation and over-the-counter benefits vary widely. Read the Summary of Benefits. 5. Get free, unbiased help. Arizona's State Health Insurance Assistance Program (SHIP), called SHIP Arizona, offers one-on-one counseling at no cost.