Medicare Advantage

Does HealthSpring Still Cover Your Gilbert Doctors in 2027?

GILBERT, Ariz. — Oct. 2026. HealthSpring's 2027 Medicare Advantage lineup for Gilbert looks a little different than it did this year. According to the CMS Medicare Advantage Landscape Source File for the coming plan year, the carrier will offer five plans in Maricopa County — the county Gilbert sits in — down from six in 2026. One plan is not returning, two have been renamed, and no new plans have been added. If you are enrolled in a HealthSpring plan today, those changes are worth a look before the Annual Enrollment Period closes on December 7, 2026.

MyMedicarePlans.org is an independent consumer site, not HealthSpring and not Medicare. We are focused here on one carrier because readers keep asking what is happening with their current plan. HealthSpring is one of 16 carriers offering Medicare Advantage in Maricopa County for 2027, and together those carriers list 92 plans countywide.

What HealthSpring Medicare Advantage plans are offered in Gilbert for 2027?

HealthSpring is offering five Medicare Advantage plans in Maricopa County — the county that includes Gilbert — for 2027. Four are HMOs and one is a PPO. All five include Part D prescription drug coverage, and one of them is a Chronic Condition Special Needs Plan (C-SNP) for people living with certain qualifying conditions.

The table below lists every HealthSpring plan available in the county next year. CMS lists these plans under the parent organization, Health Care Service Corporation (HCSC), but they are marketed under the HealthSpring name. In alphabetical order, they are: HealthSpring Achieve (HMO C-SNP), HealthSpring Preferred (HMO), HealthSpring Preferred Extra Savings (HMO), HealthSpring Preferred Savings (HMO), and HealthSpring True Choice (PPO).

We cannot quote premiums, copays, deductibles, networks or star ratings here — those details belong on the Medicare Plan Finder and in each plan's Evidence of Coverage.

What is new or not returning from HealthSpring in Gilbert for 2027?

One HealthSpring plan offered in Maricopa County in 2026 is not being offered in 2027, and two plans have new names. No brand-new HealthSpring plans are being added for 2027.

The renames: the plan previously called HealthSpring Alliance (HMO) is listed for 2027 as HealthSpring Preferred (HMO), and HealthSpring Preferred Full Savings (HMO) is listed for 2027 as HealthSpring Preferred Extra Savings (HMO). A rename is not automatically a change in what the plan does, but it often comes paired with benefit or cost updates. Your Annual Notice of Change, which plans mail in September, spells out exactly what is different.

If your current plan is the one not returning, you have two paths: pick a new plan during the Annual Enrollment Period, or let the enrollment period pass and use the Medicare Advantage Open Enrollment Period (January 1 – March 31, 2027) to switch.

What should I do if my HealthSpring plan was renamed or discontinued?

Read your Annual Notice of Change first. It will tell you whether your plan is being renamed, retired, or changed in cost or coverage for 2027. If you do nothing and your plan is still being offered, you will be automatically renewed into the 2027 version.

If your plan is leaving, you will not be left without coverage, but you will want to act. Medicare gives people whose plans are discontinued a Special Enrollment Period, and the regular Annual Enrollment window — October 15 through December 7, 2026 — is open to everyone.

How do I check a HealthSpring plan against my doctors and prescriptions before December 7?

Use the Medicare Plan Finder at medicare.gov. Enter your ZIP code, add your prescriptions and your pharmacies, and the tool will show which plans in Maricopa County cover them, at what tier, and whether there are restrictions like prior authorization. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, seven days a week.

For doctor networks, do not rely only on the Plan Finder. Call your doctor's office directly and ask whether they are in-network for the specific HealthSpring plan you are considering for 2027 — not just "HealthSpring" in general, because networks can differ plan by plan. You can also call HealthSpring member services with the number on the plan's page.

What else should I know about Part D costs for 2027?

A few program-level numbers for 2027 are already set by CMS. The Part D out-of-pocket cap rises to $2,400 (it is $2,100 in 2026). The maximum Part D deductible a plan may charge rises to $700 (it is $615 in 2026). The donut hole was eliminated in 2025, so Part D now has three phases instead of four.

The 2027 standard Part B premium, Part B deductible, and the IRMAA income brackets have not been announced yet. CMS typically publishes those in the fall, usually in November. You can also opt into the Medicare Prescription Payment Plan to spread drug costs across the year in monthly installments instead of paying at the pharmacy counter.