Medicare Advantage

Before You Pick: Glendale's 2027 Medicare Menu

For 2027, Glendale is looking at 92 Medicare Advantage plans: 17 new, 13 gone since 2026, and 33 still here but changed on premium, deductible, plan type or name, 13 of them under a new name. Below, how the lineup shifted in Maricopa County and what to compare, with no plan ranked or recommended.

Medicare AdvantageGlendale, AZ

Picking a Medicare Advantage plan in Glendale for 2027 comes down to reading a long menu carefully. For plan year 2027, 16 insurance carriers are offering a combined 79 Medicare Advantage plans in Maricopa County, which is where Glendale sits. Every one of those plans includes prescription drug coverage. The table below lists each plan by carrier, its plan type, and whether it comes with a Part D drug benefit, so you can see the full lineup in one place before you narrow it down.

How to read the full list

Medicare Advantage plan availability is set at the county level, not the city level. So when you see the Maricopa County list, you are looking at every plan a Glendale resident can choose from. The roster below comes from the CMS Medicare Advantage Landscape Source File for 2027.

You'll see three main plan types in the list:

• HMO (Health Maintenance Organization): usually you pick a primary care doctor and stay in the plan's network.
• HMO-POS (Point of Service): an HMO that lets you go out of network for some services, usually at a higher cost.
• PPO (Preferred Provider Organization): more flexibility to see out-of-network providers, often at a higher cost share.

You'll also see plans labeled SNP — Special Needs Plans. These are built for specific groups:

• D-SNP for people with both Medicare and Medicaid (dual-eligible).
• C-SNP for people with certain chronic conditions, such as diabetes or heart conditions.
• I-SNP for people who live in a nursing home or need a similar level of care.

You must qualify to enroll in an SNP.

The carriers offering plans in Maricopa County

For 2027, these 16 carriers offer Medicare Advantage plans in the county where Glendale is located:

• Aetna (CVS Health): 9 plans
• Alignment Health Plan: 5 plans
• Banner Medicare Advantage: 3 plans
• Blue Cross Blue Shield (HCSC): 6 plans
• Blue Cross Blue Shield of Arizona: 3 plans
• Centene (WellCare): 6 plans
• Devoted Health: 10 plans
• Elevance Health (Anthem): 5 plans
• eternalHealth: 4 plans
• Gold Kidney Health Plan: 3 plans
• Humana: 14 plans
• Mercy Care Advantage: 3 plans
• Molina Healthcare of Arizona: 1 plan
• SCAN Health Plan: 6 plans
• UnitedHealthcare: 8 plans
• Verda Health Plan of Arizona: 2 plans

The table on this page lists each individual plan by name, with its plan type and drug coverage status.

Every plan includes drug coverage — and there are no stand-alone Part D plans in the list

All 88 Medicare Advantage plans in the county include Part D drug coverage (these are called MA-PD plans). If you enroll in one of them, your medical and drug coverage come from the same plan.

A quick note on 2027 Part D program rules that apply no matter which plan you choose:

• The out-of-pocket cap on covered Part D drugs is $2,100 in 2026.
• The maximum Part D deductible a plan can charge is $615 in 2026 ($700 in 2027).
• The old coverage gap ("donut hole") is gone as of 2025; Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread your drug costs into monthly payments if that helps with cash flow.

How to narrow the list down

Eighty-eight plans is a lot to read through. A few practical steps:

1. Start with your doctors and hospitals. Check each plan you're considering to confirm they're in network. 2. List your prescriptions. Every plan has its own formulary (drug list) and tiers. The Medicare Plan Finder lets you enter your drugs and see how each plan would cover them. 3. Decide how much flexibility you want. An HMO usually keeps you inside a set network. A PPO lets you see out-of-network providers, usually at higher cost. 4. See if an SNP fits you. If you have Medicaid, a qualifying chronic condition, or live in a nursing facility, an SNP may match your situation. You have to qualify. 5. Compare total costs, not just premiums. Premium is one number; deductibles, copays, coinsurance and drug costs matter too.

We can't quote premiums, copays or star ratings for any specific plan here — those change and are best confirmed at the source.

Key dates to keep in mind

• Oct. 15 – Dec. 7, 2026: Medicare Annual Enrollment Period. You can join, switch or drop a Medicare Advantage or Part D plan for 2027 coverage.
• Jan. 1 – March 31: Medicare Advantage Open Enrollment Period. If you're already in a Medicare Advantage plan, you can switch to another Medicare Advantage plan or return to Original Medicare (and add a Part D plan).
• IRMAA note: Higher-income enrollees pay a surcharge on Part B and Part D premiums. For 2026, IRMAA begins above $109,000 in income for a single filer.

Where to get personal help

You don't have to sort through 88 plans alone.

• Medicare Plan Finder at medicare.gov is the official tool for comparing plans by ZIP code, doctors and drugs.
• 1-800-MEDICARE (1-800-633-4227) is staffed 24/7.
• Arizona SHIP (State Health Insurance Assistance Program) offers free, unbiased counseling to Arizona Medicare beneficiaries. It's not tied to any insurance company.
• Each plan's own Summary of Benefits and Evidence of Coverage on the carrier's website spells out the fine print.