Medicare Advantage

Peoria, Ariz. Medicare Advantage plans for 2027

People in Peoria can choose from 92 Medicare Advantage plans for 2027, against 88 this year. 13 of this year’s plans are gone, 17 are new to Maricopa County, and 33 that continue have changed their premium, deductible, plan type or name, 13 of them under a new name.

Medicare AdvantagePeoria, AZ

Peoria, Ariz. — If you live in Peoria and are sizing up Medicare Advantage for 2027, the good news is you have a lot to compare. The catch is that "a lot" can feel like too much. This guide lays out every Medicare Advantage plan offered in the area for the 2027 plan year, grouped by the company that sells it, along with the plan type (HMO, HMO-POS or PPO) and whether it includes drug coverage. The full plan-by-plan table is below.

Peoria is in Maricopa County, and Medicare plan availability is set at the county level. According to the CMS Medicare Advantage Landscape Source File for 2027, Maricopa County has 79 Medicare Advantage plans from 16 carriers.

What "Medicare Advantage" means in Peoria for 2027

Medicare Advantage (Part C) is the private-plan alternative to Original Medicare. In Maricopa County, 79 Advantage plans are on the shelf for 2027. Compared with 2026, 62 plans continue, 17 are new, 13 are not returning and 13 have been renamed; 20 of the continuing plans change something in their terms, and the details are in each plan's Annual Notice of Change.

The 88 plans sort into three familiar shapes:

• HMO (55 plans): You pick a primary care doctor and generally stay in network, with referrals often required for specialists.
• HMO-POS (16 plans): An HMO with a "point-of-service" option that lets you go out of network for certain services, usually at a higher cost.
• PPO (17 plans): More flexibility to see out-of-network providers, generally at a higher share of the cost.

Thirty-six of the 88 are Special Needs Plans, or SNPs, which are limited to people who qualify — for example, those with both Medicare and Medicaid (D-SNP), those living with certain chronic conditions (C-SNP), or those in an institutional setting (I-SNP).

The carriers offering Medicare Advantage in the Peoria area

Sixteen carriers offer Medicare Advantage plans in Maricopa County for 2027. In alphabetical order, they are:

• Aetna (CVS Health) — 9 plans (HMO, PPO; 1 SNP)
• Alignment Health Plan — 5 plans (HMO; 3 SNPs)
• Banner Medicare Advantage — 3 plans (HMO; 2 SNPs)
• Blue Cross Blue Shield (HCSC) — 6 plans (HMO, PPO; 1 SNP)
• Blue Cross Blue Shield of Arizona — 3 plans (HMO; 1 SNP)
• Centene (WellCare) — 6 plans (HMO; 3 SNPs)
• Devoted Health — 10 plans (HMO, PPO; 3 SNPs)
• Elevance Health (Anthem) — 5 plans (HMO, HMO-POS; 4 SNPs)
• eternalHealth — 4 plans (HMO, HMO-POS)
• Gold Kidney Health Plan — 3 plans (HMO-POS; 3 SNPs)
• Humana — 14 plans (HMO, PPO; 2 SNPs)
• Mercy Care Advantage — 3 plans (HMO; 3 SNPs)
• Molina Healthcare of Arizona — 1 plan (HMO; 1 SNP)
• SCAN Health Plan — 6 plans (HMO, HMO-POS; 4 SNPs)
• UnitedHealthcare — 8 plans (HMO-POS, PPO; 4 SNPs)
• Verda Health Plan of Arizona — 2 plans (HMO; 1 SNP)

The table below lists every plan by carrier, its plan type, and confirms drug coverage.

How to read the roster

A few tips as you scan the list:

• The name usually hints at the audience. Plans labeled D-SNP are for people with both Medicare and Medicaid; C-SNP names call out the chronic conditions they serve (for example, plans from Gold Kidney Health Plan focus on dialysis and kidney conditions, and several carriers offer diabetes-and-heart C-SNPs). I-SNPs like SCAN Embrace or Wellpoint's I CareMore Home Care plans are built around people who live in — or are eligible for — an institutional level of care.
• Duplicate-looking names can be different plans. Some carriers, such as Mercy Care Advantage and Banner Medicare Advantage, appear more than once with the same plan name. Each entry is a distinct CMS plan identifier, often serving different eligibility groups or service areas.
• Regional PPOs exist here too. Humana's HumanaChoice R7220-001 and R7220-002 are Regional PPO plans, which use a broader multi-state region rather than a single county service area.

Availability is one thing; fit is another. Networks, formularies, premiums, deductibles, copays and star ratings vary from plan to plan, and none of those details are covered here. Use Medicare.gov's Plan Finder or each plan's Summary of Benefits and Evidence of Coverage to compare specifics.

Program-level numbers that apply everywhere in 2027

Even though the plan roster is local, some Medicare rules are the same nationwide. For 2027:

• The Part D out-of-pocket cap is $2,100 in 2026 ($2,400 in 2027). Once your prescription drug spending in a plan hits that amount, you pay $0 for covered Part D drugs the rest of the year.
• The Part D maximum deductible is $615 in 2026 ($700 in 2027). Plans can set a lower deductible.
• The coverage gap (the old "donut hole") is gone as of 2025. Part D now has three phases: deductible, initial coverage, and catastrophic.
• The Medicare Prescription Payment Plan is optional; it lets you spread your drug out-of-pocket costs into monthly payments instead of paying at the pharmacy counter.
• IRMAA surcharges (higher Part B and Part D premiums for higher-income enrollees) begin above $109,000 in income for a single filer in 2026.

Dates to keep in front of you

• Oct. 15 – Dec. 7: Medicare Annual Enrollment Period. You can join, switch or drop a Medicare Advantage or Part D plan for coverage starting Jan. 1.
• Jan. 1 – March 31: Medicare Advantage Open Enrollment Period. If you are already in a Medicare Advantage plan, you get one chance to switch to another MA plan or drop back to Original Medicare (and add a stand-alone Part D plan if one is available to you).

Special Enrollment Periods can also apply if you move, lose other coverage, or qualify for programs like Extra Help or Medicaid.