Medicare Advantage

Long Beach Medicare Advantage 2027: the 20 carriers and every plan they sell

For 2027, Long Beach is looking at 124 Medicare Advantage plans: 26 new, 23 gone since 2026, and 61 still here but changed on premium, deductible, plan type or name, 23 of them under a new name. Below, how the lineup shifted in Los Angeles County and what to compare, with no plan ranked or recommended.

Medicare AdvantageLong Beach, CA

For Medicare shoppers in Long Beach, the 2027 Advantage menu is set. Long Beach sits in Los Angeles County, where the Centers for Medicare & Medicaid Services (CMS) lists 101 Medicare Advantage plans from 20 different carriers for the 2027 plan year. The table below on this page shows each plan, its type and its carrier.

Because Medicare Advantage availability is set at the county level, any plan offered in Los Angeles County is available to a Long Beach resident who meets the plan's rules. Here is how the lineup breaks down, what the plan types mean, and where to go for the details that matter to your own situation.

What is on the Long Beach menu for 2027

CMS's MA Landscape Source File for 2027 shows 101 Medicare Advantage plans available in Los Angeles County. Compared with 2026, 75 plans continue, 26 are new, 23 are not returning and 23 have been renamed; 38 continuing plans change something in their terms, and the details are in each plan's Annual Notice of Change. Central Health Medicare Plan is not offering plans in the county for 2027. Stand-alone Part D plans are counted separately.

A big share of the lineup — 47 plans — are Special Needs Plans. These are limited to people who qualify: a chronic condition (C-SNP), an institutional level of care (I-SNP), or being enrolled in both Medicare and Medi-Cal (D-SNP).

The 21 carriers selling in Los Angeles County

The full carrier list, in alphabetical order, with how many plans each one offers in the county:

• Aetna (CVS Health) — 8 plans (HMO, HMO-POS, PPO)
• AHF — 1 plan (HMO; 1 SNP)
• Align Senior Care — 3 plans (HMO; 2 SNPs)
• Alignment Health Plan — 19 plans (HMO, PPO; 8 SNPs)
• Astiva Health — 4 plans (HMO; 2 SNPs)
• Blue Shield of California — 5 plans (HMO; 1 SNP)
• Centene (WellCare) — 6 plans (HMO; 2 SNPs)
• Central Health Medicare Plan — 7 plans (HMO; 2 SNPs)
• Champion Heath Plan — 7 plans (HMO, HMO-POS; 6 SNPs)
• Clever Care Health Plan — 4 plans (HMO; 2 SNPs)
• Elevance Health (Anthem) — 13 plans (HMO, HMO-POS; 7 SNPs)
• Elite Health Plan, Inc. — 2 plans (HMO)
• Humana — 7 plans (HMO, PPO)
• Imperial Health Plan of California, Inc. — 3 plans (HMO; 1 SNP)
• Kaiser Permanente — 4 plans (HMO; 2 SNPs)
• L.A. Care Health Plan — 1 plan (HMO; 1 SNP)
• Molina Healthcare of California — 2 plans (HMO; 1 SNP)
• SCAN Health Plan — 14 plans (HMO; 6 SNPs)
• UCLA Health Medicare Advantage Plan — 2 plans (HMO)
• UnitedHealthcare — 8 plans (HMO, HMO-POS; 2 SNPs)
• VillageHealth — 1 plan (HMO-POS; 1 SNP)

The table below lists each plan name individually, with the plan type and drug coverage. That table — not this article — is the definitive roster.

HMO, HMO-POS, PPO: what those letters mean

The plan type tells you how the network works.

• HMO — You use the plan's network of doctors and hospitals, and you usually need a primary care doctor and referrals to see specialists. Care outside the network is generally not covered except in emergencies. Most of Long Beach's 2027 plans are HMOs.
• HMO-POS — An HMO with a "point-of-service" option that lets you go out of network for certain services, usually at a higher cost.
• PPO — More flexibility to see out-of-network providers, typically at a higher share of the cost. PPOs remain on the 2027 county list from carriers including Aetna, Alignment Health Plan and Humana.

Neither type is "better" in the abstract — the right fit depends on which doctors you want to keep seeing and how you use care.

Special Needs Plans (SNPs)

Of the 121 plans in Los Angeles County, 47 are Special Needs Plans. These are open only to people who meet the plan's eligibility rules:

• C-SNPs are for people living with a specific chronic condition, such as diabetes, chronic heart failure or chronic lung disorders. Several carriers on the list — Alignment Health Plan, Astiva Health, Centene (WellCare), Central Health Medicare Plan, Champion Heath Plan, Clever Care Health Plan, Elevance Health (Anthem), Imperial Health Plan of California, SCAN Health Plan and UnitedHealthcare — offer C-SNPs in the county.
• D-SNPs are for people enrolled in both Medicare and Medi-Cal. Blue Shield of California, Centene (WellCare), Elevance Health (Anthem), Kaiser Permanente, L.A. Care Health Plan, Molina Healthcare of California and SCAN Health Plan offer D-SNPs on the 2027 list.
• I-SNPs are for people who need the level of care usually provided in a nursing home or similar setting.

If you do not meet a SNP's eligibility rule, you cannot enroll in that plan.

What is not in this article

By design, we do not list any plan's premium, deductible, copays, extra benefits, provider network or star rating. Those change year to year, and small differences on paper can matter a lot in practice.

For plan-by-plan detail, use two official sources:

• Medicare Plan Finder at medicare.gov — enter your ZIP code and, if you like, your prescriptions and preferred pharmacies, and it will show your actual costs plan by plan.
• The plan's own Summary of Benefits and Evidence of Coverage — the binding documents for what each plan covers.

A few 2027 program facts worth knowing

These apply nationwide, not just to Long Beach:

• Part D has a new $2,100 annual out-of-pocket cap on covered drugs in 2026.
• The Part D deductible can be no higher than $615 in 2026 ($700 in 2027).
• The old coverage gap ("donut hole") was eliminated in 2025; Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread your drug out-of-pocket costs across the year in monthly bills, at no extra charge.
• IRMAA surcharges on Part B and Part D begin above $109,000 in income for a single filer in 2026.

Key dates

• Annual Enrollment Period: Oct. 15 – Dec. 7. You can join, switch or drop a Medicare Advantage or Part D plan; coverage starts Jan. 1.
• Medicare Advantage Open Enrollment Period: Jan. 1 – March 31. If you are already in an Advantage plan, you get one chance to switch to another Advantage plan or return to Original Medicare (and add a Part D plan).