Medicare Advantage
8 Humana Medicare Advantage plans for Santa Ana in 2027
SANTA ANA, Calif. — Fall 2026. If you have a Humana Medicare Advantage plan in Santa Ana, or you are weighing one for next year, this is the stretch when the 2027 lineup becomes real. Humana will offer 8 Medicare Advantage plans in Orange County — the county Santa Ana sits in — for the plan year that starts January 1, 2027, according to the CMS Medicare Advantage Landscape Source File. One of those is new for 2027, and none of Humana's current Orange County plans are leaving. The job between now and December 7, 2026, is simple: make sure the plan you land on still covers your doctors and your prescriptions.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan on the list? One call tells you — before enrollment opens.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Key takeaways
- Humana will offer 8 Medicare Advantage plans in Orange County for 2027: 4 HMOs and 4 PPOs, with 6 of them including drug coverage.
- One Humana plan is new for 2027 and none are leaving; your current plan's Annual Notice of Change (ANOC) spells out what is different.
- The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.
- Confirm doctors and prescriptions on the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE before you enroll.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Orange County (2026) | 104 | CMS |
| Medicare Advantage plans offered in Orange County (2027) | 111 | CMS |
| Plans not returning for 2027 / new for 2027 | 21 / 28 | CMS |
| Organizations offering Medicare Advantage in Orange County (2026) | 17 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Orange County | 56% | CMS |
| Residents age 65 and older, Orange County | 514,824 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer site. We are not Humana, and Humana is one of 16 carriers offering Medicare Advantage in Orange County next year.
What Humana Medicare Advantage plans are offered in Santa Ana for 2027?
Humana will offer 8 Medicare Advantage plans in Orange County, where Santa Ana is located, for 2027. By type, that is 4 HMOs and 4 PPOs. Six of the 8 include Part D prescription drug coverage; two do not. Humana is not offering a Dual Eligible, Chronic Condition or Institutional Special Needs Plan in the county next year.
The table below lists every Humana plan available in the county for 2027, in alphabetical order. The lineup includes the Humana Gold Plus and HumanaChoice families as well as the Humana USAA Honor Giveback plans. Plan availability is a county-level decision by CMS, so the same lineup applies across Orange County, not just the Santa Ana ZIP codes.
What is new or not returning from Humana for 2027 in Orange County?
One Humana plan is new for 2027 in Orange County — Humana Gold Plus H3767-002 (HMO), an HMO with drug coverage — and none of Humana's current Orange County plans are leaving. That means if you are enrolled in a Humana plan today, it is scheduled to continue into 2027.
"Continuing" does not mean "identical." Every returning plan files an Annual Notice of Change (ANOC) that lays out what is different for next year — premiums, copays, drug tiers, extra benefits and provider networks can all shift. Humana mails the ANOC by late September, so check your mail (or your online member account) and read the sections that affect how you actually use the plan.
How do I check a Humana plan against my doctors and prescriptions before December 7?
Use the Medicare Plan Finder at medicare.gov. Type in your ZIP code, add every prescription you take with the dose and how often, and add the pharmacies you use. The Plan Finder will show the 2027 plans available in Orange County and let you compare them side by side with your drugs priced in.
For doctors and hospitals, the Plan Finder links to each plan's provider directory, but the most reliable step is to call the doctor's office directly and ask whether they will be in-network for the specific Humana plan (by name and contract number) in 2027. Networks can change on January 1. If you prefer to talk it through, 1-800-MEDICARE is open 24/7, and the plan's own member services line can confirm its 2027 Evidence of Coverage, formulary and pharmacy network.
What is changing across Medicare itself for 2027?
A few program-level numbers are set for 2027 and apply no matter which plan you choose:
- The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026).
- The Part D maximum deductible rises to $700 in 2027 (it is $615 in 2026).
- The Part D national base beneficiary premium for 2027 is $41.33 — that is a formula input CMS uses, not a price any plan charges you.
CMS has not yet published the 2027 Part B standard premium and deductible or the 2027 IRMAA income brackets; those usually come out in November. The coverage gap (the old "donut hole") remains eliminated, and the Medicare Prescription Payment Plan — the option to spread drug costs across the year in level monthly amounts — continues in 2027.
What happens if I do nothing before December 7, 2026?
Nothing dramatic. If you take no action, your current plan simply renews on January 1, 2027, with the changes described in its ANOC — assuming the plan is being offered in Orange County next year. Since none of Humana's Orange County plans are leaving, every current Humana member in Santa Ana has a plan to renew into.
Doing nothing is a valid choice, but it is worth at least a 10-minute check: pull the ANOC, run your drug list through the Plan Finder, and confirm your doctors. If anything you rely on has shifted, you still have until December 7, 2026, to switch to any 2027 Medicare Advantage or Part D plan available in the county. After that, Medicare Advantage members get one more window — the Medicare Advantage Open Enrollment Period, January 1 through March 31, 2027 — to make a single change.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Orange County
(MA penetration in Orange County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Humana Medicare Advantage plans in Orange County for 2027
CMS lists 8 Humana Medicare Advantage plans in Orange County for 2027, alphabetically by carrier. 15 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Humana 8 plans | |||
| Humana Gold Plus Giveback H5619-146 (HMO) | HMO | Yes | Returning |
| Humana Gold Plus H3767-002 (HMO) | HMO | Yes | New |
| Humana Gold Plus H5619-021 (HMO) | HMO | Yes | Returning |
| Humana USAA Honor Giveback (HMO) | HMO | No | Returning |
| Humana USAA Honor Giveback (PPO) | PPO | No | Returning |
| Humana USAA Honor Giveback with Rx (PPO) | PPO | Yes | Returning |
| HumanaChoice H5525-074 (PPO) | PPO | Yes | Returning |
| HumanaChoice H5525-075 (PPO) | PPO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans in Orange County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many Humana Medicare Advantage plans are available in Santa Ana for 2027?
Is Humana leaving Santa Ana for 2027?
What is the deadline to change my Medicare Advantage plan for 2027?
How do I know if my doctor and prescriptions are covered by a specific Humana plan?
Watch
The Medicare Advantage changes for 2027 in California, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Santa Ana
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source File (plan year 2027): the Humana plan count, plan types, drug-coverage counts, and the new-for-2027 and not-returning counts for Orange County.
- CMS Medicare Advantage Landscape Source File (plan year 2026): the current-year comparison.
- Medicare.gov: the Annual Enrollment Period dates, Medicare Advantage Open Enrollment dates, and the Medicare Plan Finder for checking doctors and drugs.
- CMS: the 2027 Part D out-of-pocket cap, maximum deductible, and national base beneficiary premium.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
- No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
- AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
- Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
- Correction transparency. We fix errors openly and note when a page was last updated.
- Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.
This page was last updated: October 2026.