Medicare Advantage
Does Kaiser Still Cover Your Santa Ana Doctors in 2027?
Santa Ana, Calif. — Fall 2026. If you have a Kaiser Permanente Medicare Advantage plan in Santa Ana, your 2027 options from the carrier are set, and one of the plans Kaiser offered this year will not return next year. The Annual Enrollment Period runs October 15 through December 7, 2026, and anything you change in that window starts January 1, 2027.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan on the list? One call tells you — before enrollment opens.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Key takeaways
- Kaiser Permanente is offering 3 Medicare Advantage plans in Orange County for 2027, all HMOs, all with drug coverage, and 1 of them is a Dual Eligible Special Needs Plan (D-SNP).
- One Kaiser Permanente plan sold in 2026 is not returning for 2027; no plans are new and none were renamed.
- If you do nothing, your current plan renews for 2027 as described in the Annual Notice of Change (ANOC) your plan mails you — review it before December 7.
- Check your doctors and medications against each plan on medicare.gov's Plan Finder or by calling 1-800-MEDICARE before you decide.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Orange County (2026) | 104 | CMS |
| Medicare Advantage plans offered in Orange County (2027) | 111 | CMS |
| Plans not returning for 2027 / new for 2027 | 21 / 28 | CMS |
| Organizations offering Medicare Advantage in Orange County (2026) | 17 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Orange County | 56% | CMS |
| Residents age 65 and older, Orange County | 514,824 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
Santa Ana is in Orange County, where plan availability is set at the county level. This article walks through what Kaiser Permanente is offering Orange County residents for 2027, plan by plan, and how to check whether your doctors and prescriptions still line up before the December 7 deadline. MyMedicarePlans.org is an independent consumer site and is not Kaiser Permanente; 15 other carriers also sell Medicare Advantage plans in the county for 2027.
Which Kaiser Permanente Medicare Advantage plans are offered in Santa Ana for 2027?
Kaiser Permanente is offering 3 Medicare Advantage plans in Orange County for 2027, and Santa Ana sits inside that service area. All 3 are HMOs, all 3 include Part D drug coverage, and 1 is a Dual Eligible Special Needs Plan (D-SNP) for people who have both Medicare and Medi-Cal.
In alphabetical order, the 2027 plans are:
- Kaiser Permanente Dual Complete South P10 (HMO D-SNP)
- Kaiser Permanente Senior Advantage LA, Orange Co. (HMO)
- Kaiser Permanente Sr Advantage LA, Orange Value (HMO)
The table below lists every plan. Costs, copays, drug tiers and provider details for each plan live in the plan's own Summary of Benefits and Evidence of Coverage — not here.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Orange County
(MA penetration in Orange County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
What changed in Kaiser Permanente's 2027 lineup compared to 2026?
One Kaiser Permanente plan is not returning for 2027, none are new, and none were renamed. Kaiser offered 4 plans in Orange County in 2026 and will offer 3 in 2027.
If the plan you are in today is the one leaving, Kaiser is required to send you written notice this fall explaining your options. If your current plan is continuing, you will still get an Annual Notice of Change (ANOC) describing what will be different in 2027 — premium, drug tiers, copays, extra benefits, and the provider and pharmacy network can all shift from one year to the next. Read it before you decide to stay or switch.
What is a D-SNP, and who qualifies?
A Dual Eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan built for people who have both Medicare and full or partial Medi-Cal (California's Medicaid). Kaiser Permanente Dual Complete South P10 is Kaiser's D-SNP in Orange County for 2027.
You generally need to be enrolled in Medicare Parts A and B and qualify for Medi-Cal to join a D-SNP. If you are not sure whether you qualify, the Medi-Cal office in Orange County or 1-800-MEDICARE can walk you through it. Kaiser does not offer a Chronic Condition SNP (C-SNP) or Institutional SNP (I-SNP) in the county for 2027.
How do I check a plan against my doctors and prescriptions before December 7?
Use the Medicare Plan Finder at medicare.gov — it is the only tool that lets you compare every plan sold in your ZIP code side by side with your own drug list.
A simple way to work through it:
1. Go to medicare.gov/plan-compare and enter your Santa Ana ZIP code. 2. Add every prescription you take, with the dose and how often you fill it, and add your preferred pharmacies. 3. Filter to Medicare Advantage plans and open each Kaiser Permanente plan to see its drug formulary, estimated yearly drug cost, and the plan documents. 4. For doctors and hospitals, check the plan's own provider directory on kp.org or call the number on your member card. Networks can change on January 1, so confirm every provider you want to keep. 5. If you take expensive drugs, note that the Part D out-of-pocket cap is $2,400 in 2027 (up from $2,100 in 2026), and the maximum Part D deductible is $700 in 2027 (up from $615 in 2026). Those are program-wide caps; your plan may set lower numbers.
If you prefer to talk to a person, 1-800-MEDICARE is open 24/7 and can run the same comparison with you.
What happens if I do nothing by December 7?
Nothing dramatic — your current plan renews for 2027 if Kaiser is still offering it, with the changes listed in your ANOC. If your 2026 plan is the one not returning, you need to pick a new plan during Annual Enrollment or you will lose that Medicare Advantage coverage on December 31, 2026, and go back to Original Medicare without a Part D drug plan.
You have two more windows after December 7 if your situation changes:
- Medicare Advantage Open Enrollment: January 1 – March 31, 2027. If you are already in a Medicare Advantage plan on January 1, you get one chance to switch to another MA plan or go back to Original Medicare (and add a stand-alone Part D plan).
- Special Enrollment Periods can open any time of year if you move, lose other coverage, or qualify for Extra Help or Medi-Cal.
CMS has not yet published the 2027 Part B standard premium, Part B deductible, or the updated IRMAA income brackets; those usually come out in November. Watch medicare.gov for the announcement.
2027 plan lineup
Kaiser Permanente Medicare Advantage plans in Orange County for 2027
CMS lists 3 Kaiser Permanente Medicare Advantage plans in Orange County for 2027, alphabetically by carrier. 15 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Kaiser Permanente 3 plans | |||
| Kaiser Permanente Dual Complete South P10 (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Kaiser Permanente Senior Advantage LA, Orange Co. (HMO) | HMO | Yes | Returning |
| Kaiser Permanente Sr Advantage LA, Orange Value (HMO) | HMO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Kaiser Permanente Medicare Advantage plans in Orange County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Does Kaiser Permanente offer PPO Medicare Advantage plans in Santa Ana for 2027?
How will I know if my Kaiser plan is the one not returning in 2027?
Can I switch from a Kaiser Medicare Advantage plan to Original Medicare during Annual Enrollment?
Where can I get help comparing plans without a sales pitch?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Santa Ana
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files, plan years 2026 and 2027: the Orange County plan counts, plan names, plan types, SNP status, and the year-over-year comparison for Kaiser Permanente.
- CMS — 2027 Part D parameters: the $2,400 out-of-pocket cap, $700 maximum deductible, and $41.33 national base beneficiary premium.
- Medicare.gov: the Annual Enrollment Period dates, the Medicare Advantage Open Enrollment Period dates, and the Plan Finder tool.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
- No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
- AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
- Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
- Correction transparency. We fix errors openly and note when a page was last updated.
- Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.
This page was last updated: October 2026.