Medicare Advantage

Kaiser Permanente Medicare Advantage in Georgia for 2027: 10 Plans, County by County

ATLANTA — For the 2027 plan year, Kaiser Permanente will offer 10 Medicare Advantage plans in Georgia, according to the CMS Medicare Advantage Landscape Source Files. The lineup includes a mix of HMO and HMO-POS plans, along with Dual-Eligible Special Needs Plans (D-SNPs) built for people who have both Medicare and Medicaid. Because Medicare Advantage is sold county by county, a plan that appears on the statewide list may or may not be available where you live.

This article is published by an independent Medicare education site. We are privately owned and are not the government, not affiliated with the government, and not affiliated with Kaiser Permanente or any other insurance carrier.

What Kaiser Permanente offers in Georgia for 2027

Statewide, Kaiser Permanente's 2027 Medicare Advantage lineup in Georgia breaks down this way, per the CMS Landscape file:

• 10 plans total
• 9 HMO plans and 1 HMO-POS plan
• 3 D-SNPs (0 C-SNPs, 0 I-SNPs)
• All 10 plans include Medicare prescription drug coverage

For context on the broader market, 11 other carriers also offer Medicare Advantage somewhere in Georgia for 2027, and all carriers together total 161 plans statewide. That full carrier picture is rendered in the companion tables on this page.

HMO plans typically ask members to use an in-network set of providers, except for emergencies. The HMO-POS designation adds a point-of-service feature that can allow some out-of-network use under plan rules. The specifics — which providers are in network, which drugs are covered, and what you pay — live in each plan's Evidence of Coverage and provider and pharmacy directories, not in the Landscape file.

Plans with the widest county reach

Among Kaiser Permanente's 2027 Georgia plans, the two with the widest county reach in the CMS file are Kaiser Permanente Senior Advantage Liberty (HMO) and Kaiser Permanente Sr Advantage Liberty Giveback (HMO), each listed in 18 Georgia counties.

Several plans are listed in 12 counties: Kaiser Permanente Dual Complete (HMO D-SNP), Kaiser Permanente Dual Essential Plan 1 (HMO D-SNP), Kaiser Permanente Senior Advantage Basic 1 (HMO), Kaiser Permanente Senior Advantage Care Plus (HMO-POS), and Kaiser Permanente Senior Advantage Enhanced 1 (HMO).

Smaller footprints in the file include Kaiser Permanente Senior Advantage Standard (HMO) in 7 counties, and Kaiser Permanente Dual Essential Plan 2 (HMO D-SNP) and Kaiser Permanente Senior Advantage Basic 2 (HMO) in 6 counties each.

The full plan-by-plan county counts for Kaiser Permanente are shown in the plan table on this page. County reach is just a map question — it tells you where a plan is sold, not anything about what it covers or costs.

What is new, and what is not returning

Year over year, comparing CMS Landscape Source Files for the current and coming plan years, Kaiser Permanente in Georgia has 0 new plans for 2027 and 0 plans not returning for 2027. In practical terms, the 2027 lineup carries forward the same set of plan offerings into the new year. Even so, plan details — benefits, drug lists, pharmacy and provider networks, and cost-sharing — can change each year, which is why the Annual Notice of Change (ANOC) that current members receive each fall is worth reading.

Checking whether a plan is offered in your county

Because Medicare Advantage is a county-level product, the most important question is simple: is the plan you are considering actually offered where you live? Here is a straightforward way to check:

1. Go to Medicare.gov and open the Medicare Plan Finder. 2. Enter your ZIP code (and county, if asked). The tool will filter to plans available to you. 3. Enter the prescriptions you take and the pharmacies you prefer. The tool will show how each plan handles your drug list. 4. Check the plan's provider directory to confirm that your doctors, specialists and hospitals are in network. 5. Open the plan's Evidence of Coverage for the full rules on referrals, prior authorization, and out-of-pocket maximums.

If a Kaiser Permanente plan on the statewide list does not appear for your ZIP code, it is simply not offered in your county for 2027. You can also call 1-800-MEDICARE (1-800-633-4227), 24/7, including TTY 1-877-486-2048, to confirm availability.

What to do before December 7

The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026. Any Medicare Advantage choice made during that window takes effect January 1, 2027. A short, calm checklist:

• Read your ANOC if you are already in a Medicare Advantage or Part D plan.
• List your doctors, hospitals and regular prescriptions.
• Use the Plan Finder at Medicare.gov to compare any plans you are considering side by side.
• If a Kaiser Permanente plan interests you, confirm it is offered in your county and that your providers and drugs are covered under its 2027 terms.
• Keep notes, including confirmation numbers, for any call or online action.

People with both Medicare and Medicaid may have additional opportunities to change plans outside the Annual Enrollment Period; the D-SNP rules on Medicare.gov explain how those work.

Where to get free help

Two no-cost, non-sales resources handle the vast majority of questions:

• Medicare.gov — the official Plan Finder, plan documents, and enrollment tools.
• 1-800-MEDICARE (1-800-633-4227), available 24/7; TTY 1-877-486-2048.

For plan-specific questions — a particular drug, a specific doctor, a prior-authorization rule — the plan's own member services line and its Evidence of Coverage are the authoritative sources.