Medicare Advantage
Before You Toss That Allen County Plan Notice, Read This
For 2027, Fort Wayne is looking at 58 Medicare Advantage plans: 16 new, 10 gone since 2026, and 12 still here but changed on something in their terms, 6 of them under a new name. Below, how the lineup shifted in Allen County and what to compare, with no plan ranked or recommended.
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FORT WAYNE, Ind. — If you have a Medicare Advantage plan in Allen County, this fall's mail is worth opening. For the 2027 plan year, 10 Medicare Advantage plans sold in the county are not returning, 16 new plans are joining, and 6 are keeping their coverage but changing names. One new carrier, Devoted Health, is entering the Allen County market.
Key takeaways
- Ten Medicare Advantage plans in Allen County will not renew for 2027; if yours is one of them, you qualify for a Special Enrollment Period that runs through the end of February.
- Sixteen new plans are being added and six are being renamed; a renamed plan can still be a different fit, so read your Annual Notice of Change (ANOC).
- Devoted Health is new to Allen County for 2027, joining the carriers already selling here.
- The Annual Enrollment Period runs October 15 through December 7, and Medicare Advantage Open Enrollment runs January 1 through March 31.
Those changes matter because the Annual Enrollment Period — October 15 through December 7 — is the main window to switch plans, and members whose plans are leaving get a little extra time.
What's changing in Allen County for 2027
Fort Wayne is in Allen County, where Medicare Advantage plan availability is set. According to the CMS Medicare Advantage Landscape files comparing 2026 to 2027, the county will see:
- 10 plans leaving after 2026
- 16 new plans for 2027
- 6 plans renamed (same plan, new name)
- 12 plans changing on premium, deductible, plan type or name (CMS flags a change; your ANOC has the details)
- 42 plans continuing without those flagged changes
The table on this page lists every plan available in the county for the coming year.
Plans that will not be offered in 2027
If you are enrolled in one of the following plans, it will not renew for 2027 and you will need to pick a new plan (or return to Original Medicare):
- Wellcare Assist (HMO-POS)
- Wellcare Assist Open (PPO)
- Wellcare Patriot Giveback Open (PPO)
- Humana Gold Plus Chronic Kidney Disease (HMO C-SNP)
- Humana Together in Health (PPO I-SNP)
- Humana USAA Honor Giveback with Rx (PPO)
- HumanaChoice Giveback H5216-309 (PPO)
- HumanaChoice Giveback H7617-003 (PPO)
- Provider Partners Indiana Community Plan (HMO I-SNP)
Your carrier is required to send a non-renewal notice. Keep that letter — it is what proves you qualify for the Special Enrollment Period described below.
New plans and a new carrier
Devoted Health is entering Allen County for 2027. New plan offerings for the county include entries from Devoted Health, Elevance Health (Anthem), Humana and Provider Partners Health Plans, such as:
- DEVOTED C-SNP CHOICE ENHANCED 015 IN (PPO C-SNP)
- DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 019 IN (PPO C-SNP)
- DEVOTED C-SNP CHOICE PLUS 013 IN (PPO C-SNP)
- DEVOTED CHOICE 001 IN (PPO)
- DEVOTED CHOICE GIVEBACK 002 IN (PPO)
- DEVOTED CHOICE GIVEBACK EXTRAS 024 IN (PPO)
- DEVOTED CHOICE PREMIUM 004 IN (PPO)
- Anthem Medicare Advantage 6 (HMO-POS)
- Anthem Medicare Advantage 7 (HMO-POS)
- Humana Essentials Plus Giveback (PPO)
- Humana PathWays Dual Care NFLOC (HMO-POS D-SNP)
- Humana Senior Living Plan (PPO I-SNP)
- Humana Together in Health (PPO I-SNP)
- HumanaChoice Giveback H5216-481 (PPO)
- Provider Partners Indiana Community Plan (HMO I-SNP)
A "new" plan is new to the CMS file — it does not mean it is right for you. Check the doctor and pharmacy network before enrolling.
Plans that are being renamed
Six plans continue but with a different name for 2027:
- Anthem Medicare Advantage 3 (HMO-POS) — was Anthem Medicare Advantage 3 (HMO)
- Anthem Medicare Advantage 4 (HMO-POS) — was Anthem Medicare Advantage 4 (HMO)
- Humana Full Access (PPO) — was Humana Full Access H5216-192 (PPO)
- UHC Dual Complete IN-Q1 (PPO D-SNP) — was UHC Dual Complete IN-D001 (PPO D-SNP)
- UHC PathWays Dual Care IN-Y1 (PPO D-SNP) — was UHC PathWays Dual Care IN-S1 (PPO D-SNP)
- UHC PathWays Dual Care IN-YL (PPO D-SNP) — was UHC PathWays Dual Care IN-S3 (PPO D-SNP)
A new name does not automatically mean new benefits, but the ANOC will tell you what, if anything, is moving.
What a member should do right now
1. Read your ANOC and non-renewal letter. These arrive by late September. They spell out any change in premium, deductible, network, drugs covered or plan name — details we cannot legally quote for you here. 2. If your plan is leaving, use your Special Enrollment Period. When your plan does not renew, Medicare gives you an SEP that runs through the end of February to pick a new Medicare Advantage plan or return to Original Medicare with a Part D drug plan. 3. If your plan is continuing, use the Annual Enrollment Period. October 15 through December 7 is when anyone with Medicare can switch. Changes take effect January 1. 4. You still have one more window. From January 1 through March 31, Medicare Advantage Open Enrollment lets people already in a Medicare Advantage plan make one change.
A few program facts worth knowing
Even outside the county-level changes, Medicare drug coverage keeps evolving:
- The Part D out-of-pocket cap is $2,100 in 2026.
- The Part D maximum deductible is $615.
- The coverage gap ("donut hole") was eliminated in 2025; there are now three phases.
- The Medicare Prescription Payment Plan lets you spread drug costs across the year in monthly amounts, at no extra charge.
- IRMAA surcharges for higher-income beneficiaries begin above $109,000 for a single filer in 2026.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Allen County
(MA penetration in Allen County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
What changes next year
Medicare Advantage plans leaving or changing in Allen County for 2027
Fort Wayne is in Allen County. Comparing CMS’s 2026 and 2027 Landscape files for the county:
Plans not offered in Allen County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Wellcare Assist (HMO-POS) | Centene (WellCare) | HMO-POS |
| Wellcare Assist Open (PPO) | Centene (WellCare) | PPO |
| Wellcare Patriot Giveback Open (PPO) | Centene (WellCare) | PPO |
| Humana Gold Plus Chronic Kidney Disease (HMO C-SNP) | Humana | HMO C-SNP |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP |
| Humana USAA Honor Giveback with Rx (PPO) | Humana | PPO |
| Humana USAA Honor Giveback with Rx (PPO) | Humana | PPO |
| HumanaChoice Giveback H5216-309 (PPO) | Humana | PPO |
| HumanaChoice Giveback H7617-003 (PPO) | Humana | PPO |
| Provider Partners Indiana Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
Plans new to Allen County for 2027
| Plan | Carrier | Type |
|---|---|---|
| DEVOTED C-SNP CHOICE ENHANCED 015 IN (PPO C-SNP) | Devoted Health | PPO C-SNP |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 019 IN (PPO C-SNP) | Devoted Health | PPO C-SNP |
| DEVOTED C-SNP CHOICE PLUS 013 IN (PPO C-SNP) | Devoted Health | PPO C-SNP |
| DEVOTED CHOICE 001 IN (PPO) | Devoted Health | PPO |
| DEVOTED CHOICE GIVEBACK 002 IN (PPO) | Devoted Health | PPO |
| DEVOTED CHOICE GIVEBACK EXTRAS 024 IN (PPO) | Devoted Health | PPO |
| DEVOTED CHOICE PREMIUM 004 IN (PPO) | Devoted Health | PPO |
| Anthem Medicare Advantage 6 (HMO-POS) | Elevance Health (Anthem) | HMO-POS |
| Anthem Medicare Advantage 7 (HMO-POS) | Elevance Health (Anthem) | HMO-POS |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO |
| Humana PathWays Dual Care NFLOC (HMO-POS D-SNP) | Humana | HMO-POS D-SNP |
| Humana Senior Living Plan (PPO I-SNP) | Humana | PPO I-SNP |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP |
| HumanaChoice Giveback H5216-481 (PPO) | Humana | PPO |
| Provider Partners Indiana Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Anthem Medicare Advantage 3 (HMO-POS) (was Anthem Medicare Advantage 3 (HMO)) | Elevance Health (Anthem) | HMO |
| Anthem Medicare Advantage 4 (HMO-POS) (was Anthem Medicare Advantage 4 (HMO)) | Elevance Health (Anthem) | HMO |
| Humana Full Access (PPO) (was Humana Full Access H5216-192 (PPO)) | Humana | PPO |
| UHC Dual Complete IN-Q1 (PPO D-SNP) (was UHC Dual Complete IN-D001 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
| UHC PathWays Dual Care IN-Y1 (PPO D-SNP) (was UHC PathWays Dual Care IN-S1 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
| UHC PathWays Dual Care IN-YL (PPO D-SNP) (was UHC PathWays Dual Care IN-S3 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
Carriers new to Allen County for 2027: Devoted Health
“Changing” means the plan’s 2027 record differs from 2026 on premium, drug deductible, plan type or name; the details are in the Annual Notice of Change your plan mails by September 30. If your plan is not offered for 2027, you can choose another during the Annual Enrollment Period (October 15 to December 7) and you also get a Special Enrollment Period that runs through the end of February. Source: CMS MA Landscape Source Files. No plan is ranked or recommended.
The choices, by type
How the Medicare Advantage choices in Fort Wayne break down for 2027
Carriers offering plans in Allen County, alphabetically, with the number of plans each offers:
- Aetna (CVS Health) 4 plans
- American Health Advantage of Indiana 1 plan
- Centene (WellCare) 6 plans
- Elevance Health (Anthem) 12 plans
- Humana 19 plans
- Provider Partners Health Plans 3 plans
- UnitedHealthcare 13 plans
HMO plans use a network and usually a primary-care doctor; HMO-POS plans add some out-of-network coverage; PPO plans cover out-of-network care at a higher share; PFFS plans pay any provider that accepts the plan’s terms; Special Needs Plans serve people who are dual-eligible (D-SNP), have certain conditions (C-SNP) or live in an institution (I-SNP). Source: CMS Landscape Source File. No plan is ranked or recommended here.
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When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
What happens if I do nothing and my plan is leaving?
My plan just got a new name. Do I have to do anything?
Is Devoted Health replacing another carrier in Fort Wayne?
Where can I get free, unbiased help comparing plans?
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
Also for Fort Wayne
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This page was last updated: October 1, 2026.