Medicare Advantage

Blue Cross Blue Shield of Michigan Medicare Advantage in Michigan for 2027: 24 Plans

MICHIGAN — Blue Cross Blue Shield of Michigan is listed in the federal government's 2027 Medicare Advantage Landscape with 24 plans across the state, according to the CMS MA Landscape Source File for the coming plan year. The lineup gives Michigan residents another year of statewide options from one of 18 Medicare Advantage carriers doing business here, and the Annual Enrollment Period that sets 2027 coverage runs October 15 through December 7, 2026.

2027 plan lineupMichigan

This article is published by an independent Medicare education site. It is privately owned, not part of Medicare or any government agency, and not affiliated with Blue Cross Blue Shield of Michigan or any other insurer. The numbers below come straight from the CMS Landscape files for 2026 and 2027. Plan details — premiums, copays, drug lists, provider networks and star ratings — are not included here; those belong on the Medicare Plan Finder at medicare.gov or in the plan's own Evidence of Coverage.

What Blue Cross Blue Shield of Michigan offers statewide for 2027

Across Michigan, the CMS 2027 Landscape lists 24 Medicare Advantage plans from Blue Cross Blue Shield of Michigan. All 24 are PPO plans, and all 24 include Part D prescription drug coverage. The carrier does not have any Special Needs Plans listed for 2027: zero Dual-Eligible SNPs, zero Chronic Condition SNPs, and zero Institutional SNPs.

For context, the 2027 Landscape shows 18 Medicare Advantage carriers serving Michigan, with 181 plans statewide when every carrier is counted together. Blue Cross Blue Shield of Michigan is one piece of that larger picture. Each plan is approved county by county, so the statewide count is not the same as what any one Michigan resident will actually see on their Plan Finder results.

Plans with the widest county reach

Among the carrier's 2027 plans, the one listed in the most Michigan counties is Medicare Plus Blue Value (PPO), offered in 56 counties. Several plans are listed in 29 counties, including Medicare Plus Blue Assure (PPO), Medicare Plus Blue Signature (PPO) and Medicare Plus Blue Vitality (PPO). Medicare Plus Blue Giveback (PPO) and Medicare Plus Blue Secure (PPO) are each listed in 27 counties, and Medicare Plus Blue + Meijer (PPO) is listed in up to 25 counties.

Other plans in the lineup — including additional versions of Medicare Plus Blue Assure, Medicare Plus Blue Essential, Medicare Plus Blue Signature and Medicare Plus Blue Vitality — are listed in smaller county footprints that range from 4 to 20 counties. The complete county-by-county list is rendered as a table elsewhere on this page.

Two reminders about reach: a wider footprint does not mean a plan is better or a better fit, and even a plan listed in dozens of counties may not be offered in yours.

What's new or not returning

For 2027, Blue Cross Blue Shield of Michigan is not introducing any new Medicare Advantage plans; the "new for 2027" count is 0. Three of its 2026 plans are not returning for 2027. If you are currently enrolled in a plan that is being discontinued, you should receive a non-renewal notice from the plan explaining your options and the Special Enrollment Period that applies. That notice, together with your Annual Notice of Change for any plan that is continuing, is the best starting point before you compare.

Checking whether a plan is offered in your county — and covers your doctors and drugs

Because every Medicare Advantage plan is sold county by county, the first question is always local. Here's a simple way to check:

1. Go to medicare.gov/plan-compare and enter your ZIP code and county. 2. Filter the results to show Blue Cross Blue Shield of Michigan plans. 3. Open each plan you're considering and review the provider directory to confirm your doctors, hospitals and other providers are in-network. 4. Use the drug cost tool to enter each prescription you take, with dose and pharmacy, to see whether it is on the plan's formulary and how it is covered.

If something you need is not covered the way you expected, that is useful information before you enroll, not after.

What to do before December 7

The Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026. A plan selection made during that window takes effect January 1, 2027. A short checklist:

• Read the Annual Notice of Change from your current plan, if you have one.
• Make a current list of your prescriptions, pharmacies and regular providers.
• Compare plans on Medicare.gov using your ZIP code and your drug list.
• If a plan is not returning for 2027, note the Special Enrollment Period described in your non-renewal letter.
• Save confirmation numbers for any enrollment you complete.

There is no need to rush a decision; the deadline is simply the date, December 7, 2026.

Where to get free help

For unbiased, no-cost help, two official resources are available year-round:

• Medicare.gov — compare plans, check county availability, and look up drug and provider coverage.
• 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048 — speak with a Medicare representative 24 hours a day, 7 days a week.

You can also request a plan's Evidence of Coverage and provider and pharmacy directories directly from the carrier for the final word on what a specific plan includes.