Medicare Advantage
Humana's 2027 Medicare Advantage lineup in Detroit: what's new, renamed, and gone
DETROIT — Fall 2026. Humana has filed its 2027 Medicare Advantage lineup for Wayne County, the county Detroit sits in, and the mix has shifted. Compared with this year, Humana is bringing 12 plans to the county for 2027, adding 2 new ones, renaming a few, and ending 6. If you are on a Humana plan now, that paperwork in your mailbox — the Annual Notice of Change (ANOC) — is where your plan's 2027 details live. You have until December 7, 2026 to make a change for coverage that starts January 1, 2027.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan on the list? One call tells you — before enrollment opens.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Key takeaways
- Humana is offering 12 Medicare Advantage plans in Wayne County for 2027, all with drug coverage, including 1 HMO, 1 HMO-POS and 10 PPOs.
- Two Humana plans are new for 2027 and six current Humana plans are not returning; a handful were renamed, so the plan on your card may have a slightly different name next year.
- Humana's 2027 lineup includes two Special Needs Plans in the county: one D-SNP (for people with both Medicare and Medicaid) and one C-SNP (for people with specific chronic conditions).
- The window to switch, drop or join a plan for 2027 coverage is October 15 – December 7, 2026; if you do nothing, your current plan renews with the changes in your ANOC.
MyMedicarePlans.org is an independent news and education site. We are not Humana, and we are not Medicare. Humana is one of 16 carriers offering Medicare Advantage in Wayne County next year; together those carriers offer 86 plans.
What Humana is offering in Wayne County for 2027
For plan year 2027, Humana's filing with CMS lists 12 Medicare Advantage plans available to people with a Wayne County ZIP code. By plan type, that is:
- 1 HMO
- 1 HMO-POS
- 10 PPOs (including regional PPOs)
All 12 include Part D prescription drug coverage. Two of the PPOs are Special Needs Plans — one C-SNP designed around chronic conditions, and one D-SNP for people who have both Medicare and Medicaid. (Humana is not offering an I-SNP in the county for 2027.)
The full table below lists every Humana plan by name, plan type and whether it includes drug coverage. We can name the plans; we cannot attach premiums, copays, networks, drug lists or star ratings to any of them, and we are not ranking or recommending any. Those details belong on the Medicare Plan Finder and in each plan's Evidence of Coverage.
What is new, renamed, and not coming back
Compared with 2026, Humana's Wayne County lineup has three kinds of changes:
- New for 2027: two Humana Full Access (PPO) plans join the lineup.
- Renamed: several plans kept the same contract and essentially the same identity but have a new name on the card. For example, a plan previously filed as Humana Full Access H5216-011 (PPO) appears for 2027 simply as Humana Full Access (PPO). Two Humana Full Access Giveback plans were renamed in the same way.
- Not returning in 2027: six Humana plans from this year are not on the 2027 Wayne County list. If one of them is yours, Humana will send a non-renewal notice, and you have a Special Enrollment Period to pick a new plan.
A rename is not a benefit change on its own — but it is a good prompt to open the ANOC and confirm the plan still fits your doctors, hospitals and prescriptions.
Special Needs Plans in the Humana lineup
Humana is offering two SNPs in Wayne County for 2027:
- Humana Dual Integrated (HMO D-SNP) — for people enrolled in both Medicare and Medicaid.
- HumanaChoice – Diabetes and Heart (PPO C-SNP) — a chronic condition SNP; eligibility is tied to specific qualifying conditions.
SNPs have extra enrollment rules. If you think you may qualify, confirm eligibility before you enroll — 1-800-MEDICARE or the plan itself can walk through it.
How to check a plan against your doctors and prescriptions before Dec. 7
Before switching to — or staying on — any Humana plan, do these four checks. They take about 20 minutes and they are the ones people most often skip.
1. Read your ANOC. If you have a plan now, the Annual Notice of Change spells out what is different in 2027: premium, deductible, copays, drug tiers, extra benefits. 2. Run your drug list on Medicare Plan Finder. Go to medicare.gov/plan-compare, enter your ZIP, and type in each prescription with its dose. The tool will show each plan's estimated full-year drug cost under its 2027 formulary. 3. Check your doctors and hospitals. Call each provider's billing office and ask whether they will be in-network for the specific Humana plan name (and the H-number if you have it) for 2027. Networks can change on January 1. 4. Confirm pharmacy status. Ask your pharmacy whether it will be a preferred, standard or out-of-network pharmacy for that plan in 2027.
If anything is unclear, call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week.
What is set — and not set — for 2027
A few program-wide numbers are already confirmed for 2027:
- Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
- Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
- Part D national base beneficiary premium: $41.33 for 2027 — a formula input, not what any plan actually charges.
The 2027 Part B standard premium and deductible and the 2027 IRMAA income brackets have not been announced yet. CMS typically releases those in the fall, usually in November. Do not budget around any projection you see in the meantime.
Also worth remembering: the Part D coverage gap (the "donut hole") has been eliminated since 2025, and the Medicare Prescription Payment Plan lets you spread your drug out-of-pocket costs across the calendar year in monthly installments if that helps your cash flow.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Wayne County
(MA penetration in Wayne County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Humana Medicare Advantage plans in Wayne County for 2027
CMS lists 12 Humana Medicare Advantage plans in Wayne County for 2027, alphabetically by carrier. 15 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Humana 12 plans | |||
| Humana Dual Integrated (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Humana Full Access (PPO) | PPO | Yes | Renamed |
| Humana Full Access (PPO) | PPO | Yes | New |
| Humana Full Access (PPO) | PPO | Yes | New |
| Humana Full Access Giveback (PPO) | PPO | Yes | Renamed |
| Humana Full Access Giveback (PPO) | PPO | Yes | Renamed |
| Humana Full Access R0110-014 (Regional PPO) | PPO | Yes | Returning |
| Humana Gold Plus H8908-004 (HMO-POS) | HMO-POS | Yes | Returning |
| Humana USAA Honor Giveback (PPO) | PPO | Yes | Returning |
| Humana USAA Honor Giveback (PPO) | PPO | Yes | Returning |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | PPO C-SNP | Yes | Returning |
| HumanaChoice R0110-013 (Regional PPO) | PPO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans in Wayne County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
What happens if my Humana plan is one of the six not returning in 2027?
My plan is "renamed" — do I need to do anything?
Can I switch plans after December 7?
Where do I get the actual premiums and copays for a Humana plan?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Detroit
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
- No plan rankings or recommendations. This is educational content. We don't rank, score, or recommend specific plans.
- AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
- Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
- Correction transparency. We fix errors openly and note when a page was last updated.
- Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.
This page was last updated: October 2026.