Medicare Advantage

Got a Non-Renewal Notice? Your Next Steps in KC

Jackson County has 65 Medicare Advantage plans for 2027. Compared with 2026, 11 plans are not coming back, 12 are new, and 36 continuing plans changed in some way you should check before December 7, 16 of them under a new name. This guide covers what those numbers mean for Kansas City, not which plan to pick.

KANSAS CITY, Mo. — If you have a Medicare Advantage plan in the Kansas City area, this fall's mail is worth opening carefully. Kansas City sits in Jackson County, where CMS's 2027 plan-year files show a real shake-up: 11 plans are leaving the county, 12 new plans are coming in, and 16 continuing plans have been renamed. One carrier — Blue Cross Blue Shield (HCSC) — will not offer Medicare Advantage plans in Jackson County next year.

Here is what that means, and what to do if your plan is on one of those lists.

Plans leaving Jackson County after 2026

Eleven Medicare Advantage plans available in Jackson County this year will not be offered in 2027. If you are enrolled in one of these, your carrier is required to send you a non-renewal notice this fall.

The plans leaving are:

• Aetna Medicare Signature Extra (HMO-POS) — Aetna (CVS Health)
• HealthSpring Preferred (HMO) — Blue Cross Blue Shield (HCSC)
• HealthSpring Preferred Savings (HMO) — Blue Cross Blue Shield (HCSC)
• HealthSpring True Choice (PPO) — Blue Cross Blue Shield (HCSC)
• Provider Partners Missouri Community Plan (HMO I-SNP) — Provider Partners Health Plans
• Provider Partners Missouri Essential Plan (HMO I-SNP) — Provider Partners Health Plans
• UHC Complete Care AM-1 (Regional PPO C-SNP) — UnitedHealthcare
• UHC Complete Care Support AM-1A (Regional PPO C-SNP) — UnitedHealthcare
• UHC Dual Complete MO-S3 (HMO-POS D-SNP) — UnitedHealthcare
• UHC Dual Complete MO-V001 (HMO-POS D-SNP) — UnitedHealthcare
• UHC Medicare Advantage AM-0002 (Regional PPO) — UnitedHealthcare

Blue Cross Blue Shield (HCSC) is exiting the Medicare Advantage market in Jackson County — its three HealthSpring plans are all on the leaving list, and the carrier is not offering a replacement Medicare Advantage plan here.

One note on the Provider Partners list: the "Missouri Community Plan" and "Missouri Essential Plan" names appear as both leaving and new for 2027. In CMS's file, those plan IDs are ending and new ones with the same product names are starting; if you're a member, treat the notice you receive as the authority on what is happening to your specific plan.

New plans arriving for 2027

Twelve plans are joining Jackson County for 2027:

• Aetna Medicare Enhanced (HMO-POS) — Aetna (CVS Health)
• Aetna Medicare Full Dual Extra Care (HMO D-SNP) — Aetna (CVS Health)
• Aetna Medicare Longevity (HMO I-SNP) — Aetna (CVS Health)
• Aetna Medicare Signature (PPO) — Aetna (CVS Health)
• DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 026 MO (PPO C-SNP) — Devoted Health
• DEVOTED CHOICE 001 MO (PPO) — Devoted Health
• DEVOTED CHOICE GIVEBACK 002 MO (PPO) — Devoted Health
• DEVOTED CHOICE GIVEBACK EXTRAS 005 MO (PPO) — Devoted Health
• Provider Partners Missouri Community Plan (HMO I-SNP) — Provider Partners Health Plans
• Provider Partners Missouri Essential Plan (HMO I-SNP) — Provider Partners Health Plans
• UHC Dual Advantage MO-V1 (HMO-POS D-SNP) — UnitedHealthcare
• UHC Dual Complete MO-S3 (HMO-POS D-SNP) — UnitedHealthcare

The table below lists every plan available in Jackson County for the coming year, including these new ones.

Renamed plans — same plan, new name

Sixteen plans that continue into 2027 are showing up under different names. A rename doesn't automatically mean anything about your coverage changed — you could keep the same doctors, network and card — but it can be confusing when the mail arrives. Notable renames include:

• Aetna Medicare Signature Classic (PPO) — was Aetna Medicare Signature (PPO)
• Wellcare Home State Health Dual Access (HMO-POS D-SNP) — was Wellcare Dual Access (HMO-POS D-SNP)
• Wellcare Home State Health Dual Access Open (PPO D-SNP) — was Wellcare Dual Access Open (PPO D-SNP)
• Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) — was Wellcare Dual Reserve (HMO-POS D-SNP)
• DEVOTED C-SNP ENHANCED 013 MO (HMO C-SNP) — was DEVOTED C-SNP PREMIUM 013 MO
• Humana Total Complete (HMO-POS) — was Humana Gold Plus H0028-054 (HMO-POS)
• Humana Total Complete Giveback (HMO-POS) — was Humana Gold Plus Giveback H0028-066 (HMO-POS)
• AARP Medicare Advantage from UHC KC-4 (PPO) — was AARP Medicare Advantage Essentials from UHC KC-4
• AARP Medicare Advantage from UHC KC-5 (PPO) — was AARP Medicare Advantage Extras from UHC KC-5
• UHC Dual Complete MO-Q1 (HMO-POS D-SNP) — was UHC Dual Complete MO-S001
• UHC Dual Complete MO-Q2 (PPO D-SNP) — was UHC Dual Complete MO-S002

Several Humana plans (Essentials Plus Giveback, Value Choice, Total Complete Giveback) were also renamed to drop their contract numbers from the marketed name. Check your ANOC to see whether it's only the name that changed.

Plans that are "changing" — what that means, and doesn't

CMS's file also flags 20 plans in Jackson County as changing on some combination of premium, deductible, plan type or name from 2026 to 2027, while 37 plans continue with no flagged change. "Changing" is a technical marker, not a verdict — it does not mean your coverage got worse.

The specifics — what the premium is, what the deductible is, what the copays look like, whether your doctor is still in network — are in your plan's Annual Notice of Change (ANOC), which your carrier mails by late September. Read it side-by-side with the new Evidence of Coverage, and compare it against your actual prescriptions and providers.

What to do if your plan is leaving

If you are in one of the 11 non-renewing plans, you have two enrollment windows:

• The Annual Enrollment Period (AEP): Oct. 15 – Dec. 7, 2026. Any change you make here takes effect Jan. 1, 2027.
• A Special Enrollment Period (SEP) for non-renewals: This runs from Dec. 8, 2026 through the end of February 2027. It lets you switch to another Medicare Advantage plan or return to Original Medicare — and, in most cases, pick up a stand-alone Part D drug plan.

If you do nothing, you will generally be returned to Original Medicare on Jan. 1, which means you'll want to think about a Part D drug plan and whether a Medigap policy fits your situation.

Everyone else — whether your plan is renamed, flagged as changing, or continuing unchan