Medicare Advantage

Before AEP: see all 41 Lincoln MA plans for 2026

For 2027, Lincoln is looking at 37 Medicare Advantage plans: 18 new, 18 gone since 2026, and 11 still here but changed on premium, deductible, plan type or name, 4 of them under a new name. Below, how the lineup shifted in Lancaster County and what to compare, with no plan ranked or recommended.

Lincoln, Neb. — If you are sorting through Medicare Advantage options for 2027, it helps to see the whole field first. Lincoln sits in Lancaster County, and for the 2027 plan year, nine carriers are offering a combined 37 Medicare Advantage plans there, according to the CMS Medicare Advantage Landscape Source File. Every one of those plans includes Part D drug coverage. The table below lists every plan by carrier, along with its plan type and drug-coverage status, so you can scan the lineup in one place before you compare details on Medicare Plan Finder.

What the 2027 Lincoln lineup looks like

Availability for Medicare Advantage is set at the county level, so every plan on the roster is available to people with Medicare who live in Lancaster County, including Lincoln residents. For 2027, that means 37 Medicare Advantage plans from nine carriers, and every plan in the table below includes prescription drug coverage (MA-PD).

By plan type, the county has:

• 8 HMO plans
• 12 HMO-POS plans
• 21 PPO plans

Twelve of the 41 plans are Special Needs Plans, which are limited to people who meet specific eligibility rules — most commonly having both Medicare and Medicaid (a D-SNP), living in an institution (I-SNP), or having a qualifying chronic condition (C-SNP).

The carriers offering plans in Lancaster County

Here are the nine carriers offering Medicare Advantage in the county for 2027, in alphabetical order, with the number of plans each has on the roster:

• Aetna (CVS Health): 6 plans (HMO, HMO-POS, PPO; 1 Special Needs)
• Blue Cross and Blue Shield of Nebraska: 4 plans (HMO, PPO)
• Centene (WellCare): 7 plans (HMO-POS, PPO; 2 Special Needs)
• Great Plains Medicare Advantage: 2 plans (HMO; 2 Special Needs)
• Humana: 7 plans (HMO, PPO; 2 Special Needs)
• Medica: 4 plans (PPO)
• Molina Healthcare of Illinois: 1 plan (HMO; 1 Special Needs)
• MyAdvocate Medicare Advantage: 2 plans (HMO-POS)
• UnitedHealthcare: 8 plans (HMO-POS, PPO; 4 Special Needs)

The full plan-by-plan roster appears in the table below.

How to read the plan-type labels

Plan type matters because it drives how you use the plan day to day.

• HMO plans generally ask you to use in-network providers and pick a primary care doctor, with referrals for specialists.
• HMO-POS (Point of Service) plans work like an HMO but allow some out-of-network care, usually at a higher cost.
• PPO plans let you see out-of-network providers, usually at a higher share of cost, and typically do not require referrals.
• D-SNP (Dual Eligible Special Needs Plan) is for people who have both Medicare and Medicaid.
• I-SNP (Institutional SNP) is for people who live in, or are expected to need the level of care provided in, certain long-term care settings.

If you see a plan with "SNP" in its name in the table, check the eligibility rules before you plan around it.

What is not in this snapshot

This roster is availability only — which plans are being offered where. It does not tell you what a plan costs, what its network looks like, what drugs are on its formulary, or how it is rated. For those details, use the official Medicare Plan Finder at medicare.gov or read the plan's Summary of Benefits and Evidence of Coverage.

A few program-level facts worth keeping in mind for 2027:

• Part D has a $2,100 annual out-of-pocket cap on covered drugs.
• The Part D deductible is capped at $615, though many plans set a lower deductible.
• The old coverage gap (the "donut hole") has been eliminated since 2025; Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread your drug costs across the calendar year in monthly installments if you opt in.
• IRMAA income-based surcharges for Part B and Part D begin above $109,000 in income for a single filer in 2026.

Key dates to know

• Oct. 15 – Dec. 7: Medicare Annual Enrollment Period. You can join, switch, or drop a Medicare Advantage or Part D plan for coverage starting Jan. 1.
• Jan. 1 – March 31: Medicare Advantage Open Enrollment Period. If you are already in a Medicare Advantage plan, you can switch to another MA plan or return to Original Medicare (and add a Part D plan) once during this window.

Special Enrollment Periods may apply if you move, lose other coverage, or qualify for Extra Help or Medicaid.