Medicare Advantage
Somersworth 2027 Medicare: Nearby Area Compare
In Somersworth, the number of Medicare Advantage choices a neighbor sees can look different from what you see — even if you live just a few towns apart. That is because Medicare plan availability is set county by county, not city by city. As the 2027 plan year approaches, here is a plain-language look at what that means for people around the Somersworth area.
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Key takeaways
- Somersworth sits in Strafford County, where 14 Medicare Advantage plans were available for 2026; the 2027 lineup is in each plan's ANOC and on Medicare.gov's Plan Finder.
- Availability is decided at the county level, so neighboring counties in the metro can have a different number of plans and carriers.
- The Annual Enrollment Period runs Oct. 15 through Dec. 7, and Medicare Advantage Open Enrollment runs Jan. 1 through March 31.
- For personalized help, medicare.gov, 1-800-MEDICARE, and New Hampshire’s SHIP counselors are free and unbiased.
Why availability changes from area to area
Medicare Advantage and Part D plans are approved to serve specific counties. That means two people who shop the same week, using the same tools, can see different lists depending on where they live. If you moved recently — even within the same metro — your plan menu may look different from your old one.
For Somersworth residents, the relevant county is Strafford County. Drive a short distance into Rockingham County, Carroll County, or across the border into York County, Maine, and the plan menu changes because a different county line applies.
What the numbers look like in Strafford County
Somersworth is in Strafford County, where Medicare shoppers had 14 Medicare Advantage plans to consider for 2026, with three carriers offering Medicare Advantage plans that include prescription drug coverage (often called MA-PD) in the area. The 2027 lineup is in each plan's ANOC and on Medicare.gov's Plan Finder.
Stand-alone Part D drug plans — the kind people on Original Medicare use to add drug coverage — are also sold by county, and the availability list refreshes every fall when CMS publishes new plan data.
Star Ratings, which CMS updates each year, are another piece of the picture. For 2026, no contracts serving the area carried an overall rating of 4 stars or higher. Ratings are one signal among many, and they are not a substitute for checking whether your doctors, hospitals, and medications are covered.
Comparing to nearby areas in the metro
Because availability is county-based, it is worth understanding how your county fits into the broader Seacoast and southern New Hampshire market. Counts of plans and carriers in Rockingham County, Carroll County, Belknap County, and York County (Maine) may be higher or lower than Strafford’s. Neither more plans nor fewer plans is automatically "better." What matters is whether a plan on your county’s list fits your health needs and budget.
If you split time between two homes — say, Somersworth in the summer and somewhere warmer in the winter — pay close attention to which county Medicare considers your permanent address. That is the county whose plan list applies to you.
Program-level facts to keep in mind for 2027
A few nationwide Medicare rules continue or take effect in 2027 and are worth knowing before you shop:
- Part D out-of-pocket costs for covered drugs are capped at $2,100 in 2026 and $2,400 in 2027.
- The Part D deductible cannot be higher than $615 in 2026 ($700 in 2027).
- The old coverage gap, or "donut hole," is gone as of 2025. Part D now has three phases.
- The Medicare Prescription Payment Plan lets you spread your yearly drug costs into monthly payments if you choose to opt in.
- IRMAA — the extra amount higher-income beneficiaries pay for Parts B and D — begins above $109,000 in income for a single filer in 2026.
These rules apply the same way across every county, so they are a good starting point before you look at what is available in your specific area.
Key dates
- Oct. 15 – Dec. 7: Medicare Annual Enrollment Period. You can join, switch, or drop Medicare Advantage and Part D plans for coverage starting Jan. 1.
- Jan. 1 – March 31: Medicare Advantage Open Enrollment Period. If you are already in a Medicare Advantage plan, you get one chance to switch to another Medicare Advantage plan or return to Original Medicare.
Where to get unbiased help
Somersworth-area residents (Strafford County has about 22,652 people age 65 and older) have several free resources:
- Medicare.gov Plan Finder lets you type in your ZIP code and drug list to see which plans serve your county.
- 1-800-MEDICARE is available 24/7.
- New Hampshire’s SHIP program (ServiceLink) offers free, one-on-one counseling from trained volunteers who do not sell insurance.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Strafford County
(MA penetration in Strafford County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans were available in the Somersworth area for 2026?
Why does my neighbor in the next town see different plans than I do?
When can I change my Medicare coverage for 2027?
Where can I get free help comparing options?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
Also for Somersworth
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This page was last updated: September 30, 2026.