Medicare Advantage

Jersey City's 2027 Medicare Advantage map: a new carrier arrives, two carriers exit

Hudson County has 48 Medicare Advantage plans for 2027. Compared with 2026, 10 plans are not coming back, 10 are new, and 12 continuing plans changed in some way you should check before December 7, 2 of them under a new name. This guide covers what those numbers mean for Jersey City, not which plan to pick.

JERSEY CITY, N.J. — The Medicare Advantage shelf that Hudson County residents will shop from this fall looks noticeably different from last year's. One national carrier is entering the county for 2027, two carriers are leaving it, and ten individual plans will not be sold here next year. Open enrollment runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.

If you live in Jersey City, your plan menu is set at the county level — Hudson County — by the Centers for Medicare & Medicaid Services (CMS). Here is what is coming, what is going, and what to do if your plan is one of the ones leaving.

How many Medicare Advantage plans will be sold in Hudson County for 2027?

For the 2026 plan year, Hudson County — the county Jersey City sits in — had 48 Medicare Advantage plans from 10 carriers on the shelf, split across HMO, HMO-POS and PPO designs, with 11 Special Needs Plans and 40 plans that include drug coverage. The table on this page lists each one by carrier.

Going into 2027, the CMS Landscape Source File shows 10 plans leaving the county, 10 new plans arriving, and 36 plans continuing. Two plans are being renamed, and about ten others have a change to premium, deductible, type or name that will show up in each member's Annual Notice of Change (ANOC) mailed in September.

Which carriers are new or leaving Jersey City for 2027?

One carrier is new to Hudson County for 2027: Devoted Health. Two carriers that sold Medicare Advantage plans in the county this year will not do so next year: Blue Cross Blue Shield (HCSC) and Braven Health.

For members of a Braven Health or Blue Cross Blue Shield (HCSC) Medicare Advantage plan today, that means your plan will not be renewing on January 1, 2027. You will receive a non-renewal letter from your plan, and you will qualify for a Special Enrollment Period to switch — more on that below.

What Medicare Advantage plans are leaving Hudson County after 2026?

Ten plans are not returning for 2027. Listed alphabetically by carrier, as CMS spells them:

• Aetna (CVS Health): Aetna Medicare Enhanced Extra (PPO)
• Blue Cross Blue Shield (HCSC): HealthSpring True Choice (PPO)
• Braven Health: Braven Medicare Choice (PPO); Braven Medicare Choice Plus (PPO); Braven Medicare Freedom (PPO); Braven Medicare Salute - No Rx (PPO)
• Centene (WellCare): Wellcare Giveback (HMO-POS); Wellcare Patriot Simple (HMO-POS); Wellcare Simple (HMO-POS)
• Elevance Health (Anthem): Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP)

Separately, Aetna is renaming two plans: what was Aetna Medicare Signature (Regional PPO) will be Aetna Medicare Enhanced (Regional PPO), and what was Aetna Medicare Signature (PPO) will be Aetna Medicare Enhanced Extra (PPO). A rename is not a cancellation — the plan continues under a new label.

What Medicare Advantage plans are new in Jersey City for 2027?

Ten plans are new on the Hudson County shelf for 2027, alphabetical by carrier:

• Devoted Health: DEVOTED C-SNP CHOICE ENHANCED 004 NJ (PPO C-SNP); DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 005 NJ (PPO C-SNP); DEVOTED C-SNP CHOICE PLUS 003 NJ (PPO C-SNP); DEVOTED CHOICE 001 NJ (PPO); DEVOTED CHOICE GIVEBACK 002 NJ (PPO); DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO)
• Elevance Health (Anthem): Wellpoint Extra Help (HMO)
• Horizon Blue Cross Blue Shield of New Jersey: Horizon Specialty Care (HMO C-SNP)
• Humana: HumanaChoice Giveback H7617-127 (PPO)
• UnitedHealthcare: UHC Complete Care NJ-8 (HMO-POS C-SNP)

Several of these are Chronic Condition Special Needs Plans (C-SNPs), designed for people with specific conditions such as diabetes, heart disease or kidney disease. You have to meet the condition requirements to join.

What happens if your Medicare Advantage plan is leaving Jersey City?

If your plan is on the "leaving" list, Medicare gives you a Special Enrollment Period that runs December 8, 2026 through the end of February 2027. In that window you can join another Medicare Advantage plan, or go back to Original Medicare and add a stand-alone Part D plan.

Two important dates sit alongside that SEP:

• The Annual Enrollment Period: October 15 – December 7, 2026, for a January 1, 2027 start date. This is open to everyone, not just people whose plans are leaving.
• The Medicare Advantage Open Enrollment Period: January 1 – March 31, 2027, for people already in a Medicare Advantage plan who want to switch once.

If you do nothing and your plan is continuing, it renews automatically with the changes listed in the ANOC. If your plan is not returning and you do nothing, you will be in Original Medicare on January 1, 2027, without drug coverage — which is why acting during the SEP matters.

What is changing in Part D for 2027?

CMS has confirmed a few Part D numbers for 2027. The annual out-of-pocket cap on covered drugs rises to $2,400 in 2027, up from $2,100 in 2026. The maximum Part D deductible a plan may charge rises to $700 in 2027, up from $615 in 2026. The national base beneficiary premium — a formula input, not what any specific plan charges — is $41.33 for 2027.

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced; CMS typically publishes them in November. For 2026, IRMAA surcharges begin above $109,000 in income for a single filer. The Medicare Prescription Payment Plan, which lets you spread drug costs across the year in level monthly payments, continues to be available on request from your Part D plan.