Medicare Advantage
Wellcare's Medicare Advantage lineup in New York City for 2027: what's new, what's not returning
New York City — It is fall 2026, and Medicare's Annual Enrollment Period is open through December 7. For readers tracking one carrier at a time, here is how Wellcare's Medicare Advantage lineup in New York County — the county New York City is in — shapes up for 2027, based on the CMS Medicare Advantage Landscape Source File for the coming plan year.
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Key takeaways
- Wellcare will offer 9 Medicare Advantage plans in New York County for 2027 — 3 HMO, 3 HMO-POS and 3 PPO — and all 9 include drug coverage.
- Three of those plans are Dual Eligible Special Needs Plans (D-SNPs), designed for people with both Medicare and Medicaid.
- Compared with 2026, 2 Wellcare plans are new for 2027, 5 are not returning, and 1 has been renamed; the specific changes to any plan you have now will be spelled out in its Annual Notice of Change (ANOC).
- You have until December 7, 2026 to make a change for coverage that starts January 1, 2027; if you do nothing and your plan is still offered, it renews with the ANOC changes.
MyMedicarePlans.org is an independent consumer news and education site. We are not Wellcare, and we are not Medicare. Wellcare is one of 15 carriers offering Medicare Advantage plans in the county next year; together those carriers offer 61 plans.
What Wellcare is offering in New York County for 2027
For plan year 2027, Wellcare — the Medicare Advantage brand of Centene — will offer 9 Medicare Advantage plans in New York County, all with Part D drug coverage. The mix is:
- 3 HMO plans
- 3 HMO-POS plans
- 3 PPO plans
- 3 of the 9 are Dual Eligible Special Needs Plans (D-SNPs); there are no C-SNPs or I-SNPs in Wellcare's local lineup
The table below lists every Wellcare plan available in the county next year, by plan type. We are not permitted to attach premiums, copays, benefits, networks, drug lists or star ratings to any specific plan — those details belong to the plan's own documents and to the Medicare Plan Finder.
What's new, renamed and not returning
Year over year, Wellcare's local roster has moved in three ways:
- New for 2027: Wellcare Fidelis Dual Access (HMO D-SNP) and Wellcare Fidelis Dual Liberty Sync (HMO D-SNP).
- Renamed: Wellcare Fidelis Dual Align Unity (HMO D-SNP) was previously offered as Wellcare Fidelis Dual Align (HMO D-SNP). A rename can also come with changes to the plan itself — those will be listed in the ANOC.
- Not returning: 5 Wellcare plans offered in 2026 are not on the 2027 roster.
If you are enrolled in a plan that is not being offered next year, Medicare will send a non-renewal notice, and you can pick a new plan during the Annual Enrollment Period or use a Special Enrollment Period that applies.
The dates that matter this season
- Annual Enrollment Period: October 15 – December 7, 2026. A change made in this window takes effect January 1, 2027.
- Medicare Advantage Open Enrollment Period: January 1 – March 31, 2027. If you are already in a Medicare Advantage plan on January 1, you get one chance to switch to another Medicare Advantage plan or return to Original Medicare.
- If you do nothing and your current plan is still offered in 2027, you stay in it — with any changes listed in your ANOC.
2027 program figures CMS has confirmed
A few 2027 numbers are already set at the program level, and they apply regardless of which plan or carrier you choose:
- Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
- Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
- Part D national base beneficiary premium: $41.33 for 2027. This is a formula input used by CMS; it is not what any specific plan charges.
- The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced. CMS typically publishes those later in the fall.
- The Medicare Prescription Payment Plan, which lets you spread drug costs across the year in monthly payments, continues to be available at no extra charge.
How to check a Wellcare plan against your doctors and prescriptions before December 7
Before you enroll or stay put, it is worth a half hour at medicare.gov to make sure the plan actually fits your life:
1. Go to the Medicare Plan Finder at medicare.gov/plan-compare and enter your ZIP code. 2. Add every prescription you take, with the dose and how often you fill it. The tool will estimate your yearly drug costs under each plan. 3. Use the "network" link on any Wellcare plan's detail page to check whether your primary care doctor, specialists and preferred hospital are in-network. HMO, HMO-POS and PPO plans handle out-of-network care differently, so the plan type matters. 4. If you take a specific medication, confirm it is on the plan's formulary and check its tier — the same drug can sit in different tiers at different plans. 5. For D-SNP plans, confirm you qualify. D-SNPs are for people who have both Medicare and Medicaid.
You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, or read the plan's own Evidence of Coverage, Summary of Benefits and provider and pharmacy directories.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in New York County
(MA penetration in New York County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Wellcare Medicare Advantage plans in New York County for 2027
CMS lists 9 Wellcare Medicare Advantage plans in New York County for 2027, alphabetically by carrier. 14 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Centene (WellCare) 9 plans | |||
| Wellcare Assist Open (PPO) | PPO | Yes | Returning |
| Wellcare Fidelis Assist (HMO-POS) | HMO-POS | Yes | Returning |
| Wellcare Fidelis Dual Access (HMO D-SNP) | HMO D-SNP | Yes | New |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) | HMO D-SNP | Yes | Renamed |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | HMO D-SNP | Yes | New |
| Wellcare Fidelis Patriot Simple (HMO-POS) | HMO-POS | Yes | Returning |
| Wellcare Fidelis Simple (HMO-POS) | HMO-POS | Yes | Returning |
| Wellcare Giveback Open (PPO) | PPO | Yes | Returning |
| Wellcare Simple Open (PPO) | PPO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Wellcare Medicare Advantage plans in New York County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Do I need to do anything if I like my current Wellcare plan?
What happens if my 2026 plan is one of the five not returning for 2027?
Is Wellcare the only Medicare Advantage carrier in New York County?
What is a D-SNP, and how is it different from the other Wellcare plans here?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for New York City
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This page was last updated: October 2026.