Medicare Advantage

Got a Non-Renewal Letter? Your Cleveland Next Steps

People in Cleveland can choose from 93 Medicare Advantage plans for 2027, against 112 in 2026. 31 of this year's plans are gone, 18 are new to Cuyahoga County, and 31 that continue have changed their premium, deductible, plan type or name, 6 of them under a new name.

CLEVELAND — Medicare's fall Annual Enrollment Period runs Oct. 15 through Dec. 7, and for people on a Medicare Advantage plan in Cleveland, this fall's review carries some weight. In Cuyahoga County, 31 Medicare Advantage plans will not return after 2026, 18 are new for 2027, and 6 are being renamed. Another 75 plans are continuing.

If your plan is on the "leaving" list, you'll get a letter from your carrier — and you have options.

What's changing in Cuyahoga County

Cleveland is in Cuyahoga County, where Medicare Advantage plan choices are set. For 2027, the county has 93 Medicare Advantage plans from 16 carriers. Comparing the 2026 and 2027 CMS MA Landscape Source Files shows:

• 31 plans leaving after 2026
• 18 plans new for 2027
• 6 plans renamed (same plan, new name)
• 31 continuing plans with a change on premium, deductible, plan type or name
• 75 plans continuing without those changes

CMS's file flags a plan as "changing" when it differs on premium, deductible, type or name. It does not tell us how much or in what direction — that's what your ANOC is for.

Plans not returning after 2026

If your plan appears here, you cannot stay in it for 2027. You will need to pick a new Medicare Advantage plan or return to Original Medicare (with a standalone Part D drug plan, if you want drug coverage).

Plans leaving Cuyahoga County after 2026 include Aetna Medicare Dual Care (HMO D-SNP), Aetna Medicare Partial Dual (HMO D-SNP) and Aetna Medicare Signature (HMO-POS); HealthSpring TotalCare (HMO D-SNP) and HealthSpring TotalCare Plus (HMO D-SNP) from Blue Cross Blue Shield (HCSC); Wellcare Assist (HMO-POS), Wellcare Dual Access (HMO-POS D-SNP), Wellcare Dual Reserve (HMO-POS D-SNP) and Wellcare Simple (HMO-POS) from Centene; CommuniCare Advantage CSNP (HMO C-SNP); DEVOTED DUAL 011 OH and DEVOTED DUAL PLUS 010 OH from Devoted Health; several Humana plans including Humana Dual Select H5525-046 (PPO D-SNP), Humana Gold Plus SNP-DE H6622-015 and H6622-087 (HMO D-SNP), Humana Together in Health Select (PPO I-SNP), Humana USAA Honor Giveback with Rx (PPO), Humana Value Plus H5525-041 (PPO), HumanaChoice Giveback H5216-309 (PPO) and HumanaChoice Giveback H7617-003 (PPO); MedMutual Advantage Access (PPO) and MedMutual Advantage Signature (HMO-POS); SummaCare Medicare Amber (HMO) and SummaCare Medicare Garnet (HMO); The Health Plan SecureCare SNP (HMO D-SNP) and The Health Plan SecureChoice - Option II (PPO); and four UnitedHealthcare dual plans: UHC Dual Complete OH-D001, OH-D1, OH-S2 and OH-V001.

The full 2026 roster and change status is shown in the table below.

New plans for 2027

Eighteen plans are entering Cuyahoga County for 2027. New offerings include Wellcare Buckeye Health Dual Access (HMO D-SNP), Wellcare Buckeye Health Dual Reserve (HMO D-SNP) and Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP) from Centene; a returning CommuniCare Advantage CSNP (HMO C-SNP); DEVOTED C-SNP GIVEBACK EXTRAS 024 OH and DEVOTED GIVEBACK EXTRAS 026 OH from Devoted Health; Anthem Dual Advantage Plus (HMO D-SNP) and Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP) from Elevance Health; Humana Essentials Plus Giveback (PPO), Humana Gold Plus H0292-004 (HMO-POS), Humana Senior Living Plan (PPO I-SNP), Humana Together in Health (PPO I-SNP) and HumanaChoice Giveback H5216-481 (PPO); Molina Complete Care Connect for MyCare Ohio (HMO D-SNP); SummaCare Medicare Amber (HMO); AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS) and UHC Complete Care Support OH-1A (HMO-POS C-SNP) from UnitedHealthcare; and Zing Elite Essentials Diabetes & Heart OH (HMO C-SNP).

Many of these are Special Needs Plans (SNPs) for people with certain chronic conditions or who qualify for both Medicare and Medicaid. If that doesn't describe your situation, a SNP won't apply to you.

Renamed plans (same plan, new label)

Six plans are keeping their coverage but changing their name. If you see one of these on your paperwork, you're not being moved — the name changed:

• Aetna Medicare Advantra Signature Classic (PPO) — was Aetna Medicare Advantra (PPO)
• Wellcare Buckeye MyCare Ohio Dual Align Unity (HMO D-SNP) — was Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP)
• DEVOTED C-SNP ENHANCED 017 OH (HMO C-SNP) — was DEVOTED C-SNP PREMIUM 017 OH
• Anthem I MyCare Ohio Full Dual Support (HMO D-SNP) — was Anthem I MyCare Ohio Full Dual Advantage
• Humana Full Access (PPO) — was Humana Full Access H5525-042 (PPO)
• MedMutual Advantage Classic (HMO-POS) — was MedMutual Advantage Classic (HMO)

Even for a rename, read the ANOC — details inside the plan can still shift year to year.

What to do if your plan is leaving

You have two enrollment windows working in your favor:

• Annual Enrollment Period (AEP): Oct. 15 – Dec. 7. Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Coverage starts Jan. 1.
• Special Enrollment Period for a non-renewed plan. If CMS confirms your plan is not being offered in 2027, you get an SEP that runs through the end of February. That gives you until Feb. 28, 2027, to pick a new Medicare Advantage plan or move to Original Medicare with a standalone Part D plan.

A few practical steps:

1. Watch for your ANOC (mailed in September) and your non-renewal notice. 2. Make a short list: your doctors, hospitals, and prescriptions. 3. Use the Plan Finder at medicare.gov to check whether a plan you're considering covers your drugs and includes your providers. 4. Call your local SHIP (Ohio Senior Health Insurance Information Program) for free, unbiased help.

A note on 2027 Part D

Whether your plan is leaving or staying, drug coverage looks a little different in 2027. Part D has a $2,400 out-of-pocket cap, a maximum deductible of $700, and no coverage gap ("donut hole") — there are three payment phases instead of four. The Medicare Prescription Payment Plan lets you spread your drug costs across the calendar year in month