Medicare Advantage

How Many Medicare Plans Can Tulsa Shop in 2027?

For 2027, Tulsa is looking at 55 Medicare Advantage plans: 7 new, 14 gone since 2026, and 20 still here but changed on premium, deductible, plan type or name, 5 of them under a new name. Below, how the lineup shifted in Tulsa County and what to compare, with no plan ranked or recommended.

TULSA, Okla. — If you're turning 65 in Tulsa this year, or you're already on Medicare and thinking about a change, the first question is usually the simplest: how many plans can I actually pick from? For 2027, the answer in Tulsa County is still a lot — enough that sorting through them takes a little patience and a plan of your own.

Tulsa is in Tulsa County, where Medicare Advantage availability is set. According to the 2027 CMS Medicare Advantage and Part D Landscape data, 50 Medicare Advantage plans are available to people living in the county, offered by 8 different carriers. That's the pool you're choosing from — before you narrow by doctor network, drug list, or anything else.

How the count breaks down

The 50 figure covers Medicare Advantage plans — the private, all-in-one alternative to Original Medicare that most people know as "Part C." Eight carriers are competing for Tulsa County business in 2027, which is why the plan count is larger than the carrier count. A single insurer often offers several versions of a plan in the same county.

Separately, CMS data shows 0 stand-alone Part D prescription drug plans listed in the Tulsa County Landscape file for 2027 at the time of publication. Stand-alone Part D plans are typically sold on a regional basis, and Oklahoma sits in a multi-state Part D region — so if you stay on Original Medicare and want drug coverage, the plans available to you are pulled from that regional list on Medicare.gov's Plan Finder rather than a Tulsa-only menu.

Why the number is a county number, not a city number

Medicare Advantage and Part D availability is filed with CMS at the county level. So even though people say "Medicare plans in Tulsa," what they really mean is "plans available to someone whose home address is in Tulsa County." If you live just over the line in Rogers, Wagoner, Osage, or Creek County, your list is different — sometimes very different. Always search by your actual ZIP code on Medicare.gov.

What star ratings tell you (and don't)

CMS publishes Star Ratings each fall to measure plan quality — customer service, member complaints, preventive care, and more. In the Tulsa County area for 2027, 0 contracts are currently rated 4 stars or higher in the published data at the time of writing. Ratings are one signal among many; a plan's network, drug list, and total costs matter just as much for your situation.

Key 2027 dates and dollar figures

A few program-wide numbers are worth writing down before you shop:

• Part D out-of-pocket cap: $2,400 for 2027. Once your covered drug spending hits that ceiling, you pay nothing more for covered drugs the rest of the year.
• Part D maximum deductible: $700 for 2027.
• Coverage gap: The old "donut hole" is gone as of 2025. Part D now has three phases instead of four.
• Medicare Prescription Payment Plan: An optional program that lets you spread your drug costs into monthly payments instead of paying at the pharmacy counter.
• IRMAA: Higher-income surcharges on Part B and Part D premiums begin above $109,000 for a single filer in 2026.
• Enrollment windows: Annual Enrollment Period is October 15 – December 7. Medicare Advantage Open Enrollment is January 1 – March 31.

How to work through 50 options without losing your mind

With about 103,000 residents age 65 and over in Tulsa County, you're far from alone in this task. A few steps make it manageable:

1. List your doctors and your drugs first. That single list will eliminate most of the 50 plans in minutes. 2. Use Medicare.gov's Plan Finder. Enter your ZIP and your prescriptions; the tool filters by what's actually available to you. 3. Call in reinforcements. 1-800-MEDICARE is open 24/7. Oklahoma's SHIP program — Senior Health Insurance Counseling Program, run through the Oklahoma Insurance Department — offers free, unbiased counseling.