Medicare Advantage
How many Medicare plans are offered in Hillsboro
How many Medicare plans are offered in Hillsboro — plain-language Medicare information for Hillsboro, Oregon.
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Key takeaways
- Hillsboro sits in Washington County, where 59 Medicare Advantage plans were offered for 2026, with 13 carriers providing Medicare Advantage plans that include drug coverage. The 2027 lineup is described in each plan's Annual Notice of Change and on Medicare.gov's Plan Finder.
- No stand-alone Part D drug plans are listed in the county's landscape data, so most people who want drug coverage will look at Medicare Advantage plans that build it in.
- The Part D out-of-pocket drug cost cap is $2,100 in 2026 and $2,400 in 2027. The Part D deductible cannot exceed $615 in 2026 or $700 in 2027.
- The Annual Enrollment Period runs October 15 through December 7, and Medicare Advantage Open Enrollment runs January 1 through March 31.
HILLSBORO, Ore. — If you live in Hillsboro and are sorting through Medicare choices, you are not alone. Nearly 90,000 people age 65 and older live in Washington County, and the metro area around Hillsboro offers a wide range of Medicare Advantage options. Here is a plain-language look at what is available nearby, along with the program-wide rules that matter most as you weigh 2027 coverage.
What "plan availability" really means in Hillsboro
Medicare plan availability is set at the county level, not by city or ZIP alone. Hillsboro is in Washington County, where the 2026 Medicare landscape listed 59 Medicare Advantage plans. That count reflected every Medicare Advantage plan a resident could shop from — HMOs, PPOs, special needs plans, and more. The 2027 lineup is in each plan's Annual Notice of Change and on Medicare.gov's Plan Finder.
The Portland metro is a fairly dense Medicare market, so nearby counties may show their own plan counts. If you have a second home, split time with family, or are considering a move to a neighboring county, it is worth checking that county's list on medicare.gov, because availability can change across a county line.
Carriers in the area
Washington County's 2026 landscape showed 13 different carriers offering Medicare Advantage plans that include Part D drug coverage (often called MA-PD). The 2027 carrier list is on Medicare.gov's Plan Finder. Multiple carriers usually means more variety in networks and drug formularies. It also means it pays to compare — a doctor or pharmacy in one plan's network may not be in another's.
A note on stand-alone Part D
According to the 2026 landscape data, stand-alone Part D drug plans were not listed for the area. In practice, most Hillsboro residents who want drug coverage get it either through Original Medicare paired with other coverage, or by choosing a Medicare Advantage plan that includes drug coverage. The 2027 lineup is on Medicare.gov's Plan Finder. If you rely on Original Medicare and need help understanding your drug coverage options, call 1-800-MEDICARE or your local SHIP counselor.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Washington County
(MA penetration in Washington County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
What changes in 2027 for everyone
Some Medicare rules apply no matter which plan you pick:
- Part D out-of-pocket cap: Your yearly out-of-pocket drug spending is capped at $2,100 in 2026 and $2,400 in 2027. Once you hit it, you pay nothing for covered drugs the rest of the year.
- Part D deductible: No Part D plan can charge more than $615 as a deductible in 2026, or $700 in 2027.
- No more donut hole: As of 2025, Part D has three phases instead of four. The coverage gap is gone.
- Medicare Prescription Payment Plan: This optional program lets you spread your drug costs across the year in monthly payments instead of paying at the pharmacy counter.
- IRMAA: Higher-income enrollees pay a surcharge on Part B and Part D premiums. For 2026, the surcharge begins above $109,000 in income for a single filer.
About Star Ratings
You may notice "star ratings" when you compare plans. CMS rates Medicare Advantage and Part D contracts on a 1-to-5 scale based on quality and member experience. Ratings can shift year to year, and they are one input among many — network, drug list, and total costs matter too.
Enrollment dates to circle
- October 15 – December 7: Annual Enrollment Period. You can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.
- January 1 – March 31: Medicare Advantage Open Enrollment. If you are already in a Medicare Advantage plan, you can switch to another Medicare Advantage plan or return to Original Medicare (and add a Part D plan).
Where to get personalized help
The right plan is a personal choice based on your doctors, medications, and budget. For unbiased help:
- medicare.gov — Compare plans with your own prescriptions and pharmacies.
- 1-800-MEDICARE — Free, 24/7 help from Medicare directly.
- Oregon SHIBA — Oregon's State Health Insurance Assistance Program offers free, one-on-one counseling. You can reach them at 1-800-722-4134.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans can I choose from in Hillsboro?
Why don't I see any stand-alone Part D plans listed for my area?
When can I change my Medicare plan?
What is the most I will pay out of pocket for prescriptions in 2027?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
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This page was last updated: September 30, 2026.