Medicare Advantage

Sizing up Medicare in Sherwood: how wide is the 2027 field in Washington County?

Sherwood sits inside one of Oregon's busier Medicare markets, and the 2027 plan year is no exception. If you live here and you're wondering how many choices you actually have — before you look at any single plan — the short answer is: a lot. This piece is about the size of the field, not which plan to pick.

Medicare AdvantageSherwood, OR

What the 2026 numbers looked like in Washington County

Medicare plan availability is set at the county level, so Sherwood shoppers see the same lineup as their neighbors elsewhere in Washington County. For 2026, that meant:

• 59 Medicare Advantage plans available
• 13 carriers offering MA-PD coverage
• 0 stand-alone Part D plans listed in the current CMS data for the area

Roughly 89,208 people age 65 and older live in the county, which helps explain why insurers compete here.

Why the count matters (and why it isn't the whole story)

A larger field can be a good thing — more options mean more chances to find a plan that fits your doctors, medications and travel patterns. But a bigger number can also feel overwhelming. Two people in the same ZIP code can look at the same 59 plans and pick very different ones because their prescriptions, providers and budgets are different.

That's why counts are a starting point, not an ending point. They tell you how much sorting you may need to do — not which plan is right for you.

What "0 stand-alone Part D plans" means here

Stand-alone Part D plans are drug-only plans, typically used by people who stay on Original Medicare (Parts A and B) and want prescription coverage added on. The current CMS landscape data for this area shows 0 stand-alone Part D plans listed.

If you're on Original Medicare and need drug coverage, this is a good question to bring to your local State Health Insurance Assistance Program (SHIP) counselor or to check directly on medicare.gov's Plan Finder, which is updated for 2027.

About Star Ratings in the area

CMS publishes Star Ratings each year to describe how contracts perform on things like customer service and care quality. In the area data for Washington County, 0 contracts are rated 4 stars or higher for this cycle. Ratings can shift year to year, and they apply at the contract level rather than to any one plan you might be considering. They're one piece of information among many.

Program-level facts to keep in mind for 2027

These apply nationwide, not just in Sherwood, but they shape how any plan will feel in practice:

• Part D out-of-pocket cap: $2,100 in 2026 and $2,400 in 2027.
• Part D maximum deductible: $615 in 2026 ($700 in 2027).
• The old coverage gap ("donut hole") is gone as of 2025; Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread drug costs across the year in monthly installments if you choose to opt in.
• IRMAA income-based surcharges begin above $109,000 in income for a single filer in 2026.

Key dates to circle

• Oct. 15 – Dec. 7, 2026: Annual Enrollment Period. This is when most people compare and change plans for 2027.
• Jan. 1 – March 31: Medicare Advantage Open Enrollment. If you're already in a Medicare Advantage plan, you get one chance in this window to switch to another MA plan or return to Original Medicare.