Medicare Advantage

Medicare in Tigard: Washington County Options

TIGARD, Ore. — If you're sorting through Medicare coverage in Tigard this fall, here's a helpful starting point: Washington County had 59 Medicare Advantage plans available for 2026. The 2027 lineup is detailed in each plan's Annual Notice of Change and on Medicare.gov's Plan Finder, and knowing how the numbers break down can make the decision feel less overwhelming.

This article sticks to counts — how many plans, how many carriers, and where to get trustworthy help. We won't rank plans or point you toward any single option. Those personal decisions are yours to make with the official tools listed at the end.

What was available in Washington County for 2026

Medicare plan availability is set at the county level, not the city level. Tigard sits in Washington County, where the 2026 landscape looked like this (the 2027 lineup is in each plan's ANOC and on Medicare.gov's Plan Finder):

• 59 Medicare Advantage plans available countywide
• 13 carriers offering Medicare Advantage with prescription drug coverage (MA-PD)
• 10 stand-alone Part D plans available to Oregon residents for 2026, sold statewide
• 8 contracts rated 4 stars or higher under CMS's 2026 Star Ratings among the 22 Medicare Advantage contracts offering plans in the area

These figures come from the CMS Medicare Advantage and Part D Landscape files and Plan Finder data. If the stand-alone Part D count looks unusual, that's why medicare.gov's Plan Finder is the right place to confirm what's currently offered at your ZIP code and by your specific carrier.

A quick refresher on the "parts" of Medicare

It helps to keep the vocabulary straight before you compare anything:

• Part A covers hospital stays. Most people don't pay a premium.
• Part B covers doctor visits and outpatient care. It has a monthly premium.
• Part C is Medicare Advantage — private plans that bundle A, B, and usually drug coverage.
• Part D is prescription drug coverage, either stand-alone or built into an Advantage plan.
• Medigap (Medicare Supplement) works alongside Original Medicare to help with cost-sharing.

You generally pick one path: Original Medicare (often with a Medigap and a Part D plan) or Medicare Advantage.

What's new for 2027 at the program level

A few program-wide changes are worth knowing, because they apply no matter which plan you're looking at:

• Part D out-of-pocket cap: $2,100 in 2026 and $2,400 in 2027. Once your covered drug spending hits that limit, you pay nothing more for the rest of the calendar year on covered drugs.
• Part D maximum deductible: $615 in 2026 ($700 in 2027). Individual plans may set a lower deductible.
• No more "donut hole." The old coverage gap was eliminated in 2025. Part D now has three phases: deductible, initial coverage, and catastrophic.
• Medicare Prescription Payment Plan. This optional program lets you spread your drug costs across the calendar year in monthly payments instead of paying big amounts at the pharmacy counter.
• IRMAA (the income-related surcharge for Part B and Part D) begins above $109,000 in income for a single filer in 2026.

About Star Ratings

CMS publishes Star Ratings each fall to measure plan quality on things like customer service, member complaints, and preventive care. Under CMS's 2026 Star Ratings, 8 of the 22 Medicare Advantage contracts offering plans in Washington County are rated 4 stars or higher, with 21 of the 22 carrying a 2026 rating. Ratings shift year to year, and they're one piece of information among many — not a substitute for checking whether your doctors, hospitals, and medications are covered.

Enrollment dates to circle

• Annual Enrollment Period (AEP): October 15 – December 7. This is when most people compare and switch plans for the coming year.
• Medicare Advantage Open Enrollment: January 1 – March 31. If you're already in an Advantage plan, you get one chance to switch to another Advantage plan or return to Original Medicare.
• Initial Enrollment Period. If you're turning 65, your window is the seven months around your birthday month.

Missing a deadline can mean waiting months to make a change — or paying a late enrollment penalty — so it's worth putting these on the calendar.

Tigard's 65+ population, in context

Washington County is home to roughly 89,208 residents age 65 and older. That's a sizable share of the region — one reason carriers offer so many plan options here.