Medicare Advantage

Before December 7: checking a Travis County MA plan

Austin, Texas — Fall 2026. If you have a Humana Medicare Advantage plan in the Austin area, or you're thinking about one for next year, the 2027 lineup is now set. In Travis County, where Austin sits, Humana will offer 17 Medicare Advantage plans for 2027 — the same total it offers in 2026, but with one plan not returning, one new plan, and four renamed. The window to switch, stay or compare runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.

MyMedicarePlans.org is an independent news and education site. We are not Humana, and Humana is not the only option in the county: seven other carriers also sell Medicare Advantage plans in Travis County for 2027, for a total of 56 plans countywide.

What Humana is offering in Travis County for 2027

Humana's 17 Medicare Advantage plans for 2027 break down this way, according to the CMS Medicare Advantage Landscape file:

• By type: 5 HMO plans and 12 PPO plans (several of the PPOs are Regional PPOs).
• Drug coverage: all 17 plans include Part D prescription drug coverage.
• Special Needs Plans: 4 in total — two D-SNPs, one C-SNP for people living with diabetes and heart conditions, and two I-SNPs for people who live in a long-term care setting or need that level of care at home.

The table on this page lists every Humana plan available in the county for 2027 by name and type. We cannot quote premiums, deductibles, copays, provider networks or star ratings here — those are plan-specific details that belong on Medicare's Plan Finder and in each plan's Evidence of Coverage.

What's new, what's gone, and what changed names

Three things to know when you compare your 2026 plan to the 2027 lineup:

• One Humana plan is not returning in Travis County for 2027. If your plan is the one being discontinued, Humana was required to send you a non-renewal notice, and you have a Special Enrollment Period to pick a new plan.
• One Humana plan is new for 2027 — an additional Humana Together in Health (PPO I-SNP) offering, which is a type of plan designed for people who need an institutional level of care.
• Four plans have new names. Humana Essentials Plus Giveback (PPO), HumanaChoice Giveback H5216-358 (PPO), HumanaChoice H5216-432 (PPO), and HumanaChoice H7617-029 (PPO) all carry the same contract numbers as 2026 plans with different names. A rename does not automatically mean the benefits are identical — read the ANOC.

Who the Special Needs Plans are for

Four of Humana's 17 plans are SNPs, and these are not for everyone. They have eligibility rules:

• D-SNP (Dual Eligible): Humana Gold Plus SNP-DE H0028-032 and Humana Gold Plus SNP-DE H4461-071 — for people who have both Medicare and Texas Medicaid.
• C-SNP (Chronic Condition): Humana Gold Plus - Diabetes and Heart (HMO C-SNP) — for people with qualifying diabetes and/or cardiovascular conditions.
• I-SNP (Institutional): Humana Together in Health (PPO I-SNP) — for people who live in or need a nursing-home level of care.

If you don't meet the eligibility rules, you cannot enroll in these plans, even if you like what you see.

How to check a plan against your doctors and drugs before December 7

This is the step most people skip, and it's the one worth doing before you lock in a choice for 2027:

1. Read your Annual Notice of Change. Humana mails it each September. It shows what's changing in your current plan for 2027 — premium, deductible, drug tiers, copays, extras. 2. Use the Medicare Plan Finder at medicare.gov. Enter your ZIP code (Austin ZIPs are in Travis County), add your prescriptions by name and dose, and add your preferred pharmacies. The tool shows total estimated yearly cost for each plan, including drugs. 3. Check your doctors. Plan Finder links to each plan's provider directory. For HMO plans, in-network care generally matters more than for PPO plans — confirm your primary care doctor and any specialists are in-network for 2027, not just 2026. 4. Confirm the pharmacy you use. Preferred pharmacies usually cost less than standard in-network ones, and that can change year to year. 5. Call if you're stuck. 1-800-MEDICARE (1-800-633-4227) is available 24/7, and medicare.gov has a live chat.

2027 figures CMS has confirmed

A few program-level numbers to anchor your planning:

• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026). Once your out-of-pocket spending on covered drugs hits that cap, you pay $0 for covered drugs for the rest of the year.
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026). Plans can set a lower deductible, but not higher.
• The 2027 Part B standard premium, Part B deductible and IRMAA income brackets have not been announced yet. CMS usually publishes them in November.

If you do nothing

Your current plan renews on January 1, 2027, with the changes in its ANOC — unless it's the one Humana plan not returning in Travis County, in which case Humana will have notified you and given you a Special Enrollment Period. After December 7, Medicare Advantage members get a second window — the Medicare Advantage Open Enrollment Period, January 1 to March 31, 2027 — to switch to another Advantage plan or return to Original Medicare.