Medicare Advantage

Grand Prairie's 2027 Medicare Advantage lineup: who sells what, and which include drug coverage

People in Grand Prairie can choose from 84 Medicare Advantage plans for 2027, against 93 this year. 29 of this year’s plans are gone, 20 are new to Dallas County, and 31 that continue have changed their premium, deductible, plan type or name, 9 of them under a new name.

Medicare AdvantageGrand Prairie, TX

Grand Prairie sits inside one of the largest Medicare Advantage markets in Texas, and the 2027 plan year brings a long lineup of choices from a wide mix of national and regional insurers. If you live here and you are shopping during Annual Enrollment, it helps to see the full slate on one page — carrier by carrier, plan type by plan type — before you compare details on Medicare's own tools.

This article walks through every Medicare Advantage plan available to Grand Prairie residents for 2027, grouped by the company that sells it, with its plan type (HMO, HMO-POS, PPO or PFFS) and whether it includes Part D drug coverage. Grand Prairie is in Dallas County, and Medicare Advantage availability is set at the county level, so the roster below reflects what CMS lists for Dallas County in the 2027 MA Landscape file.

How the 2027 Grand Prairie lineup breaks down

For 2027, Dallas County has 75 Medicare Advantage plans on the shelf from 12 different carriers. Compared with 2026, 55 plans continue, 20 are new, 29 are not returning, and 9 have been renamed; 22 of the continuing plans change something in their terms, and the details are in each plan's Annual Notice of Change. American Health Advantage of Texas is not offering plans in the county next year, and Texas Independence Health Plan is new to the county for 2027.

One thing worth flagging up front: all 75 plans include Part D prescription drug coverage. There are no stand-alone Part D drug plans listed separately in this county roster for 2027, so if you want prescription coverage bundled with your medical benefits, that is built into every Medicare Advantage option below.

The carriers selling Medicare Advantage in Grand Prairie for 2027

Here are the 12 companies offering Medicare Advantage plans to Dallas County residents in 2027, listed alphabetically, with how many plans each one offers and the plan types they use. The table below lists every plan by name.

• Aetna (CVS Health): 8 plans (HMO, PPO; 4 Special Needs)
• American Health Advantage of Texas: 1 plan (HMO; 1 Special Needs)
• Baylor Scott & White Health Plan: 4 plans (HMO-POS, PPO)
• Blue Cross Blue Shield (HCSC): 17 plans (HMO, PPO; 2 Special Needs)
• Centene (WellCare): 6 plans (HMO; 3 Special Needs)
• Elevance Health (Anthem): 6 plans (HMO, HMO-POS; 5 Special Needs)
• Humana: 26 plans (HMO, PFFS, PPO; 6 Special Needs)
• Molina Healthcare of Texas, Inc.: 1 plan (HMO; 1 Special Needs)
• ProCare Advantage: 3 plans (HMO-POS; 3 Special Needs)
• Provider Partners Health Plans: 1 plan (HMO; 1 Special Needs)
• UnitedHealthcare: 18 plans (HMO-POS, PPO; 8 Special Needs)
• Verda Health Plan of Texas: 2 plans (HMO; 1 Special Needs)

The mix ranges from very large national carriers with double-digit plan counts (Humana, UnitedHealthcare, Blue Cross Blue Shield) to smaller regional and specialty carriers with a single plan aimed at a specific group (Molina, American Health Advantage of Texas, Provider Partners).

Understanding the plan types on the list

Not every plan on the roster works the same way, and the letters after each plan name tell you a lot.

• HMO plans generally ask you to use an in-network provider and often need referrals to see specialists.
• HMO-POS plans work like HMOs but let you go out of network for certain services, usually at a higher cost.
• PPO plans let you see out-of-network providers, though you'll typically pay less if you stay in network. Some plans on the roster are labeled "Regional PPO," which just means they use a CMS-defined regional service area.
• PFFS (Private Fee-for-Service) plans let you see any Medicare provider willing to accept the plan's terms.

The SNP label — D-SNP, C-SNP or I-SNP — means the plan is limited to a specific group. You have to qualify to enroll. If you don't have Medicaid, don't have the specific chronic condition the plan targets, or don't meet the institutional criteria, an SNP isn't for you even if it looks appealing.

What is not in this article — and where to find it

For compliance reasons, and because plan details change and can vary by individual, this article does not list premiums, deductibles, copays, provider networks, extra benefits or star ratings for any specific plan. Those details are the whole point of comparison shopping, and they belong in tools that update in real time.

Two reliable places:

• Medicare.gov Plan Finder lets you enter your ZIP code and prescription list and see personalized side-by-side costs for every plan available to you.
• The plan's own "Summary of Benefits" and "Evidence of Coverage" documents spell out what the plan pays, what you pay, and the rules for using it.

For one-on-one help, you can call 1-800-MEDICARE (1-800-633-4227) 24 hours a day, or contact the Texas SHIP program, called HICAP in Texas, for free unbiased counseling.

A few program-level facts to keep in mind for 2027

Whichever plan you look at, some Medicare rules apply across the board in 2026:

• The Part D out-of-pocket cap is $2,100 in 2026 ($2,400 in 2027). Once your covered drug spending hits that number, you pay $0 for covered drugs the rest of the calendar year.
• The Part D maximum deductible is $615 in 2026 ($700 in 2027). Individual plans may set a lower deductible.
• The coverage gap (the old "donut hole") has been eliminated as of 2025. Part D now has three phases: deductible, initial coverage and catastrophic.
• The Medicare Prescription Payment Plan is an optional feature that lets you spread your drug costs across the year in monthly payments instead of paying at the pharmacy counter.
• IRMAA income-related surcharges on Part B and Part D begin above $109,000 in income for a single filer in 2026.

Key dates for Grand Prairie shoppers

• Oct. 15 – Dec. 7: Annual Enrollment Period. You can join, switch or drop a Medicare Advantage plan or Part D plan. Coverage starts Jan. 1.
• Jan. 1 – March 31: Medicare Advantage Open Enrollment Period. If you're already in a Medicare Advantage plan on Jan. 1, you can switch to a different MA plan or go back to Original Medicare (and pick up a Part D plan). You get one change during this window.