Medicare Advantage

How Keller's Medicare plan count compares to nearby North Texas areas for 2027

For 2027, Keller is looking at 83 Medicare Advantage plans: 22 new, 28 gone since 2026, and 32 still here but changed on premium, deductible, plan type or name, 10 of them under a new name. Below, how the lineup shifted in Tarrant County and what to compare, with no plan ranked or recommended.

Medicare AdvantageKeller, TX

Keller sits inside one of the busiest Medicare markets in Texas, and for 2027, the number of plans available to people here reflects that. Because Medicare Advantage and Part D availability is set county by county, where you live — even by a few miles — can change how many options show up when you shop. Here is a plain look at how the Keller area stacks up for the 2027 plan year, using public counts from the CMS Medicare Plan Finder and Landscape files.

Why plan counts differ from town to town

Medicare Advantage and Part D plans are approved and sold by county, not by city or ZIP code alone. So when you compare Keller to a suburb across the county line, the "menu" of plans can look different even if the drive is only 15 minutes. Insurers file their service areas with CMS each year, and those service areas decide who can sell what, where.

That is why two neighbors in the metro can end up choosing from very different lists. It also means it is worth double-checking your county before assuming a plan a friend uses is available to you.

The Keller area snapshot for 2027

Keller is in Tarrant County. For the 2027 plan year, Tarrant County has:

• 89 Medicare Advantage plans available
• 12 carriers offering Medicare Advantage with prescription drug coverage (MA-PD)
• A population of about 266,889 residents age 65 and older

Stand-alone Part D plan counts are tracked at the regional level rather than the county level, so those numbers move separately from Medicare Advantage.

Star Ratings are one tool CMS publishes to help people compare contracts on things like customer service and care quality. They are worth reviewing on Medicare.gov, but they are only one input — network, drug list, and your own doctors matter too.

How nearby metro areas compare

The Dallas–Fort Worth metro spans several counties, and each one has its own plan lineup. Denton County (just north of Keller), Dallas County (to the east), Collin County (northeast), Parker County (west), and Johnson County (south) all sit close enough that some Keller residents work, see doctors, or have family in them. Each of those counties publishes its own plan count on the Medicare Plan Finder.

The practical takeaway: if you are moving, or if your doctor's office is in a different county, run your ZIP code through Medicare.gov to see the exact list for where you actually live. Availability does not follow the highway — it follows the county line.

What to check during open enrollment

The Annual Enrollment Period runs from Oct. 15 through Dec. 7. Changes made during this window take effect Jan. 1. If you are already in a Medicare Advantage plan, you also have the Medicare Advantage Open Enrollment Period from Jan. 1 through March 31 to make one change.

A few program-level facts worth knowing as you compare:

• Part D has a $2,100 in 2026 ($2,400 in 2027) annual out-of-pocket cap for covered drugs.
• The Part D deductible cannot be more than $615 in 2026 ($700 in 2027).
• The old "donut hole" coverage gap was eliminated in 2025; Part D now has three phases.
• The Medicare Prescription Payment Plan lets you spread drug costs over the calendar year in monthly amounts, at no extra charge.
• IRMAA surcharges (extra premiums for higher earners) begin above $109,000 in income for a single filer in 2026.

Where to get help you can trust

Plan counts tell you how much choice you have. They do not tell you which plan fits your doctors, medications, or budget. For that, use tools built for one-person-at-a-time answers:

• Medicare.gov Plan Finder — enter your ZIP code and drug list to see plans available in Tarrant County.
• 1-800-MEDICARE — available 24/7 for questions about coverage and enrollment.
• Texas SHIP (called HICAP in some states; in Texas it is the Health Information, Counseling and Advocacy Program) — free, unbiased counseling from trained volunteers.