Top-Rated Medicare Advantage Plans in St. Johns County, FL for 2027
Humana, Devoted Health and Aetna (CVS Health) have 2027 plans in St. Johns County rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in St. Johns County (2027 CMS Star Ratings)
Of the 70 Medicare Advantage plans offered in St. Johns County for 2027, 0 are rated 5 stars, 20 are rated 4.5 stars and 36 are rated 4 stars in the 2027 CMS Star Ratings.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 (health plan rating) |
| DEVOTED C-SNP ENHANCED 071 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | 4.5 out of 5 |
| DEVOTED C-SNP PLUS 090 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | 4.5 out of 5 |
| DEVOTED CORE 029 FL (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| DEVOTED CORE 059 FL (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| DEVOTED DUAL 023 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | 4.5 out of 5 |
| DEVOTED DUAL FULL 083 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | 4.5 out of 5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | 4.5 out of 5 |
| DEVOTED GIVEBACK 031 FL (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| DEVOTED GIVEBACK EXTRAS 107 FL (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP | 4.5 out of 5 |
| Humana Dual Select H1036-210 (HMO D-SNP) | Humana | HMO D-SNP | 4.5 out of 5 |
| Humana Dual Select H1036-314 (HMO D-SNP) | Humana | HMO D-SNP | 4.5 out of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | 4.5 out of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | 4.5 out of 5 |
| Humana Gold Plus Giveback H1036-270 (HMO) | Humana | HMO | 4.5 out of 5 |
| Humana Gold Plus H1036-068 (HMO) | Humana | HMO | 4.5 out of 5 |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP | 4.5 out of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | 4.5 out of 5 (health plan rating) |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4.5 out of 5 (health plan rating) |
| AARP Medicare Advantage CareFlex from UHC FL-37 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC FL-0005 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC FL-0021 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP | 4 out of 5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | 4 out of 5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | 4 out of 5 |
| Aetna Medicare Premier (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Select (HMO) | Aetna (CVS Health) | HMO | 4 out of 5 |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature Legacy (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| CareAccess (HMO) | Humana | HMO | 4 out of 5 |
| CareBreeze (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| CareBreeze Platinum (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| CareComplete (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| CareComplete Platinum (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| CareFree Platinum Giveback (HMO) | Humana | HMO | 4 out of 5 |
| CareNeeds Platinum (HMO D-SNP) | Humana | HMO D-SNP | 4 out of 5 |
| CareNeeds Plus (HMO D-SNP) | Humana | HMO D-SNP | 4 out of 5 |
| CareOne Plus (HMO) | Humana | HMO | 4 out of 5 |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | 4 out of 5 |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP | 4 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana Value Choice (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice R5826-005 (Regional PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice R5826-074 (Regional PPO) | Humana | PPO | 4 out of 5 |
| Simply Complete Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 4 out of 5 |
| Simply Integrated Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 4 out of 5 |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 4 out of 5 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 4 out of 5 |
| Wellcare Giveback (HMO-POS) | Centene (WellCare) | HMO-POS | 4 out of 5 |
| Wellcare Simple (HMO-POS) | Centene (WellCare) | HMO-POS | 4 out of 5 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP | 4 out of 5 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | 4 out of 5 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP | 4 out of 5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | PPO | 3.5 out of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | PPO | 3.5 out of 5 (health plan rating) |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealthcare | PPO | 3.5 out of 5 (health plan rating) |
| BlueMedicare Classic (HMO) | Florida Blue HMO | HMO | 3.5 out of 5 |
| FHCP Medicare Classic (HMO) | Florida Blue HMO | HMO | 3.5 out of 5 |
| HumanaChoice Florida H7284-009 (PPO) | Humana | PPO | 3.5 out of 5 |
| HumanaChoice R5826-018 (Regional PPO) | Humana | PPO | 3.5 out of 5 (health plan rating) |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 3.5 out of 5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 3.5 out of 5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 3.5 out of 5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 3.5 out of 5 |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | 3 out of 5 (health plan rating) |
| BlueMedicare Value (PPO) | Florida Blue | PPO | 3 out of 5 |
| CareSalute (HMO) | Humana | HMO | 3 out of 5 (health plan rating) |
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In St. Johns County, no plan has a 5-star overall rating for 2027, so this window does not apply here; the Annual Enrollment Period, October 15 through December 7, does.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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