Medicare Advantage
Salt Lake City Medicare 2027: 37 in Salt Lake County
For 2027, Salt Lake City is looking at 46 Medicare Advantage plans: 4 new, 6 gone since 2026, and 22 still here but changed on premium, deductible, plan type or name, 9 of them under a new name. Below, how the lineup shifted in Salt Lake County and what to compare, with no plan ranked or recommended.
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SALT LAKE CITY — If you're sorting through Medicare choices this fall, you're not short on options. Salt Lake City is in Salt Lake County, where 37 Medicare Advantage plans are available for 2027, according to the Centers for Medicare & Medicaid Services (CMS) plan landscape data.
Key takeaways
- Salt Lake County has 37 Medicare Advantage plans available for 2027, according to CMS plan landscape data.
- Medicare plan options are based on your county, not your city, so anyone in Salt Lake City sees the same choices as others in the county.
- CMS gives Star Ratings each year to help compare plans on things like customer service and how well they manage chronic conditions. Ratings are one data point to weigh alongside your doctors, drug list, and out-of-pocket costs.
- Before choosing a plan, it helps to check that your doctors and hospitals are in-network, review your prescription list, and look at costs beyond just the monthly premium, and free help is available through Utah's SHIP program or by calling 1-800-MEDICARE.
That number reflects how many plans you could choose from — not a recommendation. What matters is finding one that fits your doctors, your prescriptions, and your budget. Here's a plain-English look at what's on the table locally for 2027.
How many Medicare choices do Salt Lake City residents have?
At the county level, here's what CMS shows for 2027:
- 37 Medicare Advantage plans available in Salt Lake County
- 8 carriers offering Medicare Advantage with prescription drug coverage (MA-PD)
- 10 stand-alone Part D drug plans available to Salt Lake County residents, since Utah has 10 stand-alone Part D plans for 2026, sold statewide
Roughly 142,000 residents age 65 and older live in Salt Lake County, so plan availability matters to a lot of neighbors, friends, and family members.
A quick note on the stand-alone Part D figure: Utah residents can still enroll in a Part D prescription drug plan through Medicare.gov. Utah has 10 stand-alone Part D plans for 2026, sold statewide, so anyone in Salt Lake County with Original Medicare can join one of them. Most people who choose Original Medicare pair it with a stand-alone Part D plan; most Medicare Advantage plans in Salt Lake County already include drug coverage.
Why the county — not the city — sets your options
Medicare plan availability is drawn on county lines, not city limits. That means anyone with a Salt Lake City ZIP code sees the same Medicare Advantage and Part D menu as neighbors elsewhere in Salt Lake County. If you move to Utah County or Davis County, your options change.
When you use the Plan Finder at Medicare.gov, it will ask for your ZIP code and then show you what's offered where you live.
What about Star Ratings?
CMS publishes Star Ratings each year to help people compare Medicare Advantage and Part D contracts on things like customer service, member experience, and how well plans manage chronic conditions.
Under CMS's 2026 Star Ratings, 6 contracts are rated 4 stars or higher among the Medicare Advantage contracts offering plans in Salt Lake County (out of 15 contracts, 13 of which have a 2026 Star Rating). Ratings can shift from year to year, and a lower rating doesn't automatically mean a plan is wrong for you — but it's one more data point to weigh alongside your doctors, your drug list, and your out-of-pocket costs.
The Medicare numbers everyone should know
Even if you never change plans, a few program-wide figures are worth writing on the fridge:
- Part D out-of-pocket cap: $2,100 in 2026 and $2,400 in 2027. Once you hit it, you pay nothing more for covered drugs the rest of the year.
- Part D maximum deductible: $615 in 2026 and $700 in 2027. That's the most a plan can charge before drug coverage kicks in.
- The "donut hole" is gone. As of 2025, Part D has three phases (deductible, initial coverage, catastrophic), not four.
- Medicare Prescription Payment Plan — an optional program that lets you spread your drug costs into monthly payments instead of paying a big bill at the pharmacy counter.
- IRMAA — higher-income surcharges on Part B and Part D start above $109,000 in income for a single filer in 2026.
Key dates to circle
- October 15 – December 7: Medicare Annual Enrollment Period. You can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.
- January 1 – March 31: Medicare Advantage Open Enrollment. If you're already in a Medicare Advantage plan, you get one chance to switch to another MA plan or return to Original Medicare (and add a Part D plan).
How to sort through 48 plans without losing your weekend
With nearly four dozen Medicare Advantage plans in Salt Lake County, comparison shopping can feel overwhelming. A few tips that tend to help:
1. Start with your doctors and hospitals. Confirm they're in-network before anything else. 2. Bring your prescription list. Plan Finder will estimate your yearly drug costs when you enter each medication and dose. 3. Look past the premium. Deductibles, copays, and out-of-pocket maximums often matter more than the monthly premium. 4. Ask for free, unbiased help. Utah's State Health Insurance Assistance Program (SHIP), run through the Utah Department of Health and Human Services, offers one-on-one counseling at no cost.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Salt Lake County
(MA penetration in Salt Lake County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Are all 48 Medicare Advantage plans available to everyone in Salt Lake City?
Do I have to pick a Medicare Advantage plan?
What if I miss the December 7 deadline?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.